whole life was marked by this kind of careful deliberation, 

 planning and execution. 



When the United States became involved in the World War, 

 he took his share of the burdens and served as Federal Fuel 

 Administrator for Chautauqua county, County Director of the 

 Liberty Loan Campaigns, and as a member of the Federal Milk 

 Commission. 



In the midst of his activities as a banker and financier, and 

 as an active promoter of the preservation of the forests and of 

 the scenic beauties of the State, Mr Dow was able to find time 

 to write articles for various publications and to get together 

 material for his books: "A Century of Finance and Com- 

 merce;" *'A History of the State Reservation at Niagara;" and 

 for the volumes in which this memorial notice appears. 



One of his friends has written of him: 



" He touched life at more points than any other man whom 

 I have ever known intimately; he knew minutely more of the 

 inward life of the people, not alone of this locality, but of the 

 country generally, than most of the philosophers. He instinc- 

 tively knew, and he had a delicate appreciation for, the finer side 

 of every person with whom he came in contact, and his kindly, 

 though often blunt, methods of bringing men together and 

 smoothing out the rough places, has served to preserve and per- 

 petuate friendships which otherwise would have drifted into 

 animosities which could not have failed to mar the life of the 

 community. Add to these splendid qualities that charity which 

 delights, not in ostentatious giving, but in daily doing; which 

 appreciates that men and women need encouragement in the 

 development of character and an abiding faith more than a 

 fostering of their self-pity, and we have a composite picture of 

 the man." 



All his fellow citizens may well pay him tribute in the words : 



" He labored that the natural beauties of his State might be 

 preserved." 



James Sullivan 



xvl 



