Proceedings of the British Association. 



141 



shall only take for comparison the returns of two years, 1830 

 and 1844:— 





England. 



Wales. 



Ireland. 



United Kingdom. 



to 

 U 



CO 



o 



"eo 



O 



Ph 

 cu 

 P 



o 



< 



CO 

 M 



o 



O 

 ft 

 CD 



Q 



n 

 o 

 S 



< 



i 



o 



o 

 p. 

 co 

 P 



a 



a 

 o 

 S 

 < 



o 



o 

 p. 

 eu 

 P 



a 

 s 

 o 



s 

 < 



1830 



367,812 



12,287,606 



10,204 



314,903 



34,201 



905,056 



412,217 



13,507,565 



1844 



832,290 



25,112,865 



18,690 



599,796 



91,243 



2,749,017 



1,012,047 



29,504,861 



The deposits are found to be greatest in the years when provisions 

 are cheap and abundant. Instead of giving the absolute numbers, we 

 shall quote the centesimal proportions of the different classes of con- 

 tributors. 



Not exceeding 



Exceeding 



. £20 



50 



100 



150 



200 



£200 



TJ 







TS 



a 



• 



T! 



fl 



eS 





id 



e8 



Tab 

 S3 



"as 

 52-53 



c3 



i— i 



o 

 o 



56-68 



46-09 



76-24 



25-46 



31-01 



36-94 



17-82 



11-28 



11-10 



11-76 



4-72 



3-94 



3-52 



3-35 



0-93 



2-28 



1-63 



1-75 



0-29 



0-36 



0-21 



0-11 







57-00 



26-08 



10-86 



3-67 



2-08 



0-31 



The average balances to the credit of each depositor in 1844 were, 

 in England 30Z., Wales 321., Ireland 30Z., Scotland 14£., and United 

 Kingdom 291. Tables were then given of the operations of the 

 banks in the several counties. Next to Middlesex, Devonshire exhi- 

 bited the greatest amount of deposit in proportion to the population, 

 and this satisfactory result was attributed to the admirable manage- 

 ment of the Exeter Savings Bank. Lancashire exhibited a very low 

 amount of deposits, but this was explained by the fact that operatives 

 find a more profitable investment for their money. Some fears were 

 expressed of the effect of the reduction in the rate of interest ; and 

 the tables of classification of depositors formed by the Exeter and the 



