144 ILLINOIS STATE DAIRYMEN'S ASSOCIATION 



them the amount of land and the timber on it and that he wa?^ 

 thinking of trying to save that timber, saw it into lumber and 

 from the information he had given to tell him about the size 

 mill he would need and what they would charge him for such' 

 a mill. He received an answer from one of the manufacturers 

 that after careful consideration they had decided that a mill of 

 certain number of feet per day would serve his purpose and 

 they would sell him that outfit for $1800.00 cash, and the fel- 

 low wrote back — ''What in hell would I want with a saw mill 

 if I had $1800 in cash?" 



Now, with all this money the bankers have to pay for the 

 cows the farmers wish to purchase, it is only a beginning of the 

 good this is going to be to the bankers, and I am only going to 

 tell you the experience of one customer of mine whose progress 

 I have had reason to observe very carefully in the last two" 

 years. A German living about two miles from my home has 

 been a thrifty, hard worker and accumulated a little land and 

 not all of it paid for. I don't believe in considering his account 

 for the purpose of comparison that there was a week passed 

 by but what there was occasion for an overdraft if other ar- 

 rangements had not been made to carry him along. Up to two 

 years ago he had never been interested in the dairy cow, but he 

 got to milking cows and twO' years ago he had a herd of 15 

 good cows. He built a modern dairy barn in every way and 

 within the last 18 months there has never been a day but what' 

 that man's account in the bank has had a very good balance." 

 Just the other day he sold his wheat for $1.25 and he was en-, 

 abled to pay every cent he got for that wheat on his land. He 

 told me in the last 18 months, with not over 18 cows in milk,^ 

 and not the best by any means, that he had paid every item o:f 

 expense of his farming and had been enabled to pay on his 

 indebtedness for land every cent that he had received for crops 

 sold, and he is just now putting in the best Holstein cows that 

 he can find, and it is a wonderful encouragement to others in 

 our neighborhood. 



My message tonight is to suggest to you that now we are 

 in a position to furnish the money to pay for all the cows that 



