FORTY-SECOND ANNUAL CONVENTION 



149 



doing, and invariably I find that where it is most highly de- 

 veloped, there it becomes the most profitable. 



If there are any bankers in this audience who do not feel 

 like co-operating with their farmer customers, my advice to- 

 them is to get busy, get wise, and get into the band wagon. If 

 you don't, your competitor will, and you will be a trailer and 

 will not be helping a movement which is now so thoroughly 

 recognized as a necessity. 



