11 



RECREATION. 



«*j 



\^ 



\&. 



.foURS in TH e 



BY THE 



Atlas Line of Mail Steamers. 



Specially built for tropical passenger servicr. 



r * 



/> 



^ 



Sailing from 

 Pier 55, 



flora River, 

 H.Y.City, 

 Weekly. 



Hayti, 

 U. s. Colombia 



and 

 Costa Rica. 



Direct service to i a ■■ A i #\ A every week. 



THE MOST CHARMING AND HEALTH 



JAMAICA 



GIVING WINTER RESORT IN THE WORLD. 



SPECIAL TOURS to the WEST INDIES and SPANISH MAIN, costing about $5 A DAY, fully described 



"in our illustrated pamphlet, mailed free. Address 



PIM, FORWOOD & KELLOCK, 



24 STATE ST., NEW YORK. 



Mutual Reserve Fund Life Association. 



E. B. HARPER, PRESIDENT. 



$40,000,000 Saved in Premiums. 



The Mutual Reserve, by reducing the rates to 

 harmonize with the payments to widows and or- 

 phans, has already saved its policy-holders more 

 than Forty Million Dollars in premiums. 



1881. THE ELOQUENCE OF RESULTS. 1895. 



No. of Policies in force, over 98,000 



Interest Income, annually exceeds $135,000 



Bi-Monthly Income exceeds $750,000 



Reserve Emergency Fund exceeds $3,860,000 



Death Claims paid, over $21,000,000 



New Business received in 1894 exceeded $81,000,000 



Total Insurance in force $300,000,000 



g% g^ The total cost for the past fourteen years, for g% ^^ 



w\\W $10,000 insurance in the Mutual Reserve f^ll 



\J^J amounts to less than Old System Companies ^J\J 



n n OM » charge for $4,500 at ordinary life rates— a ». n ol1 * 



rBl UCnl. saving, in premiums, which is equal to a cash rCI UCfll, 



.dividend of nearly 60 per cent. 



40 



MUTUAL RESERVE BUILDING. 



MILLION DOLLARS 

 SAVED IN PREMIUMS 



40 



The Mutual Reserve, by reducing 

 the rates to harmonize with the payments to 

 widows and orphans, has already saved its 

 policy-holders more than Forty Million Dollars 

 in Premiums. 



EXCELLENT POSITIONS OPEN in its Agencj 

 Department in every Town, City and State to experienced 

 and successful business men, who will find the Mutual Re- 

 serve the very host Association they can 

 work for. 



home office: 



MUTUAL RESERVE BUILDING, 



Cor. Broadway & Duane St., New York. 



