January, 1913 



THE GARDEN MAGAZINE 



World renowned Fruit 

 Trees, Vines and Plants 

 and Ornamental Trees, 

 Shrubs, Evergreens, Flow- 

 ers, Rosesand Hardy Plants. 

 All perfect through scientifii 

 propagation and expert cul- 

 ture. Superb collections 

 adapted to large or small gar- 

 dens, private estates, public 

 parks and cemeteries. 



73 years of leadership, based on 

 absolute integrity. A world-wide 

 patronage. Every specimen is true 

 to species, is well rooted and 

 sturdily developed, and is packed 

 and shipped with utmost care. *. 



Both large and small orders receive €j£ 

 close attention, and our reputation as- ^ 

 sures your satisfaction. Goods safely 

 delivered in all parts of the world. 



ELLWANGER & BARRY 



Mount Hope Nurseries 



Box 55 Rochester, N. Y. 



AN INVALUABLE FREE BOOK 



Write for a copy of 

 our 73rd Annual 

 ^g» Catalogue. It is a 

 I, standard guide in 



all matters per- 

 , taining to lawn 

 ; and garden dec- -~= 

 oration. ITIS — <"■". 

 FREE. Just t 

 mail us a 

 postal, and we 

 will send you 

 a copy at once. 



A book of business information for everyday 

 use at your elbow for 25 cents 



THE 



Business Almanac 



AND 



INVESTORS' GUIDE 

 For 1913 



Vick's S Guide 



— FOR 1913 IS READY— 



Larger and better than ever. Several 

 splendid new varieties. For 64 years the 

 leading authority on Vegetable, Flower 

 and Farm Seeds, Plants and Bulbs. You 

 need it before you decide what kinds to 

 plant. Sendforyourcopytoday. Itisfree. 



JAMES VICK'S SONS, 

 62 Stone Street 



Rochester, N. Y. 

 The Flower City 



Compiled by 



HARRY E. MAULE 



AND 



J. R. MERRIAM 



"rpHE BUSINESS ALMANAC" for 1912 had an unqualified 

 success. For 1913 it is brought up to date, revised and 

 enlarged to meet the heavier demand of the investing public. 

 Facts and information every business man must have ready 

 to lay his hands on, are brought together here. The book 

 is full of explanations of the fundamentals of investment, so 

 little understood by those seasoned in the practices of putting 

 money out on interest, and of which the inexperienced investor 

 knows nothing. The following gives some idea of the contents: 



A Financial Calendar. 



A Glossary of Technical Terms. 



A Primer for Investors; Classification 

 of Investments; various types, 

 bonds, stocks, mortgages. 



General Points on Investment. 



Some Intimate Investment Points. 



Dividend Table, showing rate of divi- 

 dend paid by the leading securities. 



What the Public Utility Commission- 

 ers are doing. 



Insurance Stock as an Investment. 



Insurance for Every Need. 

 High Cost of Living and Price of Bonds. 

 Technicalities Every Man Ought to Know. 

 Investment Bankers' Association. 

 How Money is Lost by Lying Idle. 

 General Statistics, Wall Street Records, 



Crop Records, Bank Records. 

 Postal Rates. 

 Population Tables. 

 History of a Decade. 

 Service Coupons. 

 Record Blanks for Investments. 



You will find it an indispensable business help 

 Paper* 25 Cents. Cloth % JVef, SO CenU 



AT ALL NEWS STANDS AND BOOK SHOPS, OR FROM 



DOUBLEDAY, PAGE & CO., Garden City, New York 



■If- 



FLO OR VARNISH 



PRATT 8 LAMBERT VARNISHES 



NEPONStT PAROID ROOFING 



was selected by the United States Government 



experts for use on the Panama Canal Work 



F. W. BIRD & SON, Est. ifgj, 228A Neponsel St.. E. Walpole, Mass. 



Ne<Y York Chicago Washington Ponland. Ore. 



RHODES MFG. CO., 



527 S. DIVISION AVE., GRAND RAPIDS, MICH. 



THE only primer 

 made that cuts 

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The Readers 7 Service gives information about automobile accessories 



