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You Owned the 
Goose that Laid the 
Golden Egg Wouldn’t 
You Insure It? 
F course you would! You are 
producing the golden nuggets 
for yourself and family. Your 
income earning power should be so 
protected by insurance that if any- 
thing happens, you and your family 
will be provided for. Accidents occur 
daily which destroy or impair the 
earning power of the individual. 
Accident Insurance today is so 
broad and the cost so small that 
it is a mystery why any man should 
carry his own risk. We will insure 
you against temporary disabilities as 
well as loss of life, limb or sight. 
Use this coupon, or ask your broker 
for particulars regarding accident in- 
surance. 
The Travelers Insurance Co. 
HARTFORD, CONN. 
Please send particulars regarding Ac- 
cident Insurance. 
Name 
Address 
VEE 2 
HE most modern, and best illuminating and 
cooking service for isolated homes and institutions, 
is furnished by the CLIMAX GAS MACHINE 
Apparatus furnished on TRIAL under a guarantee 
to be satisfactory andin advance of all other methods. - 
Cooks, heats water for bath and culinary purposes, 
heats individual rooms between seasons—drives pump- 
ing or power engine in most efficient and economical 
manner —also makes brilliant illumination. IF 
MACHINE DOES NOT MEET YOUR EXPECTA- 
TIONS, FIRE IT BACK. 
Send for Catalogue and Proposition. 
Low Price 
Liberal Terms 
C. M. KEMP MFG. CO. 
405 to 413 E. Oliver Street, Baltimore, Md. 
Better than City Gas or Eleo- 
tricity and at Less Cost. 
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Double Tracking 
The Bell Highway 
Two of the greatest factors in modern 
civilization—the telephone and telegraph 
—now work hand in hand. Heretofore 
each was a separate and distinct system 
and transmitted the spoken or written 
messages of the nation with no little degree 
of efficiency. Co-operation has greatly 
increased this efficiency. 
The simple diagram above strikingly illus- 
trates one of the mechanical advantages of 
co-operation. It shows that six persons 
can now talk over two pairs of wires at 
the same time that eight telegraph operat- 
ors send eight telegrams over 
the same wires. With such 
joint use of equipment there is 
economy; without it, waste. 
While there is this joint use of 
trunk line plant by both com- 
panies, the telephone and tele- 
graph services are distinct and 
different. The telephone system furnishes 
a circuit and lets you do your own talking. 
It furnishes a highway of communication. 
The telegraph company, on the other hand, 
receives your message and then transmits 
and delivers it withoutyourfurther attention. 
The telegraph excels in carrying the big 
load of correspondence between distant 
centers of population; the telephone con- 
nects individuals, so that men, women and 
children can carry on direct conversations. 
Already the co-operation of the Western 
Union and the Bell Systems 
has resulted in better and more 
economical public _ service. 
Further improvements and 
economies are expected, until 
time and distance are annihilated 
by the universal use of electrical 
transmission for written or per- 
sonal communication. 
AMERICAN TELEPHONE AND TELEGRAPH COMPANY 
AND ASSOCIATED COMPANIES 
One Poliey 
Sample and 
Circular 
Free 
One System 
Universal Service 
A House Lined with 
Mineral Wool 
as shown in these sections, is Warm in Winter, 
Cool in Summer, and is thoroughly DEAFENED. 
The lining is vermin proof; neither rats, mice, 
nor insects can make their way through or live init. 
MINERAL WOOL checks the spread of fire and 
keeps out dampness. 
VERTICAL SECTION, 
yj. CROSS-SECTION THROUGH FLOOR. 
CORRESPONDENCE SOLICITED 
U. S. Mineral Wool Co. 
140 Cedar St. NEW YORK CITY 
