H3 



POST OFFICE SAVINGS BANKS, WITH GOVERNMENT 



SECURITY. 



Advantages Offered for Life Insurance. 



Life Insurances from £$ to ^"ioo can be granted to persons 

 between fourteen and sixty-five years of age. Children between 

 eight and fourteen years of age can be insured for £$. 



Government Security. — Persons insured have direct Govern- 

 ment security. 



Proposal Forms can be obtained at any Post Office Savings 

 Bank, where the charges can also be ascertained. 



Evidence of Age. — A statement of age is sufficient if the Con- 

 troller of the Savings Bank Department can verify it from the 

 records of the Registrar-General, London, and thus the cost of a 

 certificate of birth is saved. A simple form for the purpose can be 

 obtained at any Post Office Savings Bank. 



Medical Certificates can be dispensed with for Insurances up 

 to £25 inclusive. 



Premiums are payable by transfers from Saving Bank deposit 

 accounts, and deposits can be made for the purpose at any Post 

 Office Savings Bank. When the balance in the account is insuffi- 

 cient, the depositor will be informed accordingly in time to make a 

 deposit. By means of the Penny Stamp Slips the provision can be 

 made in sums of one penny at a time. 



Friendly Societies. — Members can pay their premiums through 

 their Society, if the Society is willing to undertake the collection. 



Residence Abroad. — Permission is granted to persons over 

 thirty years of age, who have been insured five years, to reside in 

 any part of the world without the payment of any extra premium. 



Lapsed Insurances. — Money not Lost. — If after paying two 

 annual premiums the Insurance is discontinued, a surrender value 

 is payable, or a "paid up" policy is issued for such an amount of 

 Insurance as the premiums already paid may justify. 



Nominations. — Any insured person over sixteen years of age can, 

 without any expense, nominate a person to receive the amount of 

 Insurance money at death. 



Payment at Death. — The amount insured rs paid immediately 

 evidence of death is furnished. A form for obtaining a cheap 

 certificate of death, at the reduced charge of one shilling, can be 

 obtained from the Controller of the Savings Bank Department. 



