164 



Notes on Foreign Crop Prospects, [june, 



on each head of cattle so insured, may be raised to ^100, but in 

 that case horses and cattle so insured must be excluded from 

 the general insurance on live stock. 



If it is desired to insure any horse, bull, ox, or cow for more 

 than ;^ioo, or any other animal for more than £40, such horse, 

 bull, ox, cow, or other animal must be specifically described and 

 insured by itself for a stated sum. 



Live stock insurance is not subject to " average," that is to 

 say, the farmer can insure his stock for any amount, 'and not 

 necessarily the full value or any fixed proportion thereof The 

 insurance covers deaths by lightning. The rate is usually 3s. per 

 cent, per annum. 



When live stock is to be temporarily removed for grazing 

 purposes to land not included in the farm, the company should 

 be informed, and the fact that they are covered by the insurance 

 recorded on the policy. 



It may be noted that although insurances may be effected for 

 less than one year, the full annual premium is usually charged. 



Gerviany, — According to the official report on the condition 



of crops in the middle of May, the average condition of winter 



wheat was 2*3, of spring wheat 2*5, of 



Notes on winter rye 27, of spring' rye 2*4, of barley 

 Foreig-n Crop / . / T , 



Prospects. 2-3, and of oats 2-4 (very good i, good 



= 2, medium or average =■ 3). The winter 

 and spring crops were generally satisfactory. Potatoes were 

 not sufficiently advanced to be reported upon. 



Russia. — The Board have received through the Foreign Office 

 a report translated from the official Conniiercial and Industrial 

 Gazette of April 28th, O.S. (May 9th). It states that the condi- 

 tion of the winter grains in the twenty-two governments of the 

 central zone may be described as unconditionally good. Hardly 

 any unfavourable reports had been received, and taken in con- 

 junction with the previous report as to the southern grain region, 

 the state of winter grain in the principal districts is most favour- 

 able. Complaints began to be made, however, of the excessive 

 dry weather, and in a later issue of the same paper (May 24th) 

 it is stated that in spite of frequent rains of late, the region 



