Compensation for Milk lost on Railways. 87 



prepared for the Agricultural Organisation Society by Mr. W. 

 Fitzherbert-Brockholes, may be of interest : — 



To insure satisfactorily and well, it is necessary to bear the following points in 

 mind : — 



1. Ascertain the soundness of the company in which you think of insuring. 



2. Beware of the drawbacks and risk of insuring against legal liability only. 



3. See whether there be any time limit in compensations for disablement, or any 

 reduction in the minimum of ^"150 and maximum of ^300 in cases of death. 



4. Consider whether it is not advisable to include the first 14 days in your 

 insurance. 



5. Remember to add the value of any board, lodging, house-rent, Sec, to the actual 

 wages paid when making up your estimate for the purpose of an insurance policy ; 

 also, bear in mind that females employed in any kind of farm work come under the 

 provisions of the Acts. 



6. Be sure to include a margin for " casual labour in the calculations of wages 

 paid ; and, also, that the wording of the policy distinctly covers accidents happening 

 to workmen in the employment of the insured wherever they may be in the United 

 Kingdom. 



7. Examine carefully the wording of the policy so as to make certain it conveys 

 clearly the conditions you desire. 



8. When you get your policy, carefully study the regulations laid down for insurers 

 to follow, and bear them in mind, lest you may forfeit some of the benefits to which 

 you are entitled through some oversight or neglect. 



Compensation for Milk lost in Transit by Rail. 



The Board of Agriculture have been in communication with 

 the Great Western Railway Company with regard to certain reso- 

 lutions addressed to the Department by the North-East Somerset 

 Farmers' Club, and by the British Dairy Farmers' Association, 

 as to the payment of compensation for milk lost and for milk 

 churns lost or damaged while being conveyed on the Company's 

 system. The Board are informed that the Company will be pre- 

 pared, as they have been in the past, to consider claims in respect 

 of the total loss of churns of milk in transit, and will not refuse to 

 make reasonable compensation in such cases, contributory 

 negligence on the part of the senders or consignees being, of 

 course, taken into consideration. The Company will also not 

 object to consider claims made for reasonable compensation in 

 respect of milk lost or churns damaged, having regard to the 

 circumstances under which the loss or damage occurred. 



