148 



For Fire Insurance 



We claim to represent the best and larger Companys in 

 the United States, such as the 



Home of New York, with 

 Continental of New York, with - 

 Phoenix of Hartford, with 

 Insurance Co. of North America, with 

 London Assurance Co., with 



and others equally as good. 



Why not insure your properties with us, in old and reliable 

 Companys, and Companys that have stood the test of years. 



DOUGHERTY & HARTLEY 



Niagara Nurseries 



= ESTABLISHED 1839 



E. MOODY & SONS 



LOCKPORT, N. Y. 

 4* •!!!• 4» 



Standard Pear Trees in Large Supply 



A General Line of Nursery Stock 



$20,000,000 Surplus 

 19,000,000 Surplus 

 10,000,000 Surplus 

 9,000,000 Surplus 

 12,000,000 Surplus 



