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POST OFFICE SAVINGS BANKS, WITH 

 GOVERNMENT SECURITY. 



Advantages to Depositors. 

 Security.: — The Post Office Savings Banks are established by 

 Act of Parliament, and every depositor has the direct security of the 

 State for the repayment of his deposits. 



Deposits. — -Any sum from a shilling upwards, excluding pence, 

 may be deposited at one time, and any number of deposits may be 

 made in the course of a year (ending 31st December) up to a limit 

 of 50/. A person may have 200/. in all on [his deposit account, 

 including interest. 



Withdrawals can be made with the utmost promptitude by- 

 sending notice by post to the London Chief Office on the form pro- 

 vided for the purpose, which is obtainable at any Post Office Savings 

 Bank, and payment can be received at any Post Office Savings Bank 

 in the United Kingdom convenient to the depositor without regard 

 to the office of deposit. During any year ending 31st December a 

 depositor may replace the amount of any one withdrawal previously 

 made in the same year. 



Interest at the rate of 2/. 10s, per cent, per annum is allowed 

 on every complete pound deposited, so long as the sum to a 

 depositor's credit does not exceed 200/. Whenever the balance 

 exceeds that sum, interest will be allowed on 200/., and the excess 

 will be invested for the depositor in Government Stock, unless the 

 depositor should otherwise direct. 



Transfer from a Trustee Savings Bank. — -If a depositor in a 

 Trustee Savings Bank wishes to place his money in a Post Office 

 Savings Bank, he should apply to the trustees of the Savings Bank 

 for a Certificate of Transfer (in the form prescribed by the 10th 

 section of the Act 24 Vict., c. 14), and should pay the certificate into- 

 any Post Office Bank as if it were a cheque. By adopting this 

 course the depositor will avoid trouble and the risk of carrying cash 

 from one bank to the other. 



Depositor's Book can be used at any Post Office Savings 

 Bank. — A depositor may add to his deposits, or withdraw the whole 

 or any part of them, at any Post Office Savings Bank in the United 

 Kingdom, without change of deposit book. 



Nominations. — A depositor of the age of sixteen years, or up- 

 wards, may, subject to certain limits, nominate any person to 

 receive his Savings Bank deposits at death. A form for the purpose 

 may be obtained, free of cost, from the Controller of the Savings. 

 Bank Department. 



Secrecy. — The strictest secrecy is observed with respect to the 

 names and addresses of depositors in Post Office Savings Banks,, 

 and the amounts deposited or withdrawn by them. 



Postage Free. — No charge for postage is made to a depositor, 

 if in the United Kingdom, for any letter passing between him and 

 the Chief Office on Post Office Savings Bank business. 



