Post-Office Insurance fvr Labourers. 
95 
The local Postmaster sball take notice of the proposer, and 
report on his appearance, in accordance with the Form already 
issued for Government Life Insurance, viz., to answer questions 
1, 3, 4, 5, and 6 (which need not be given here), and he shall, 
in any case in which further inquiry appears requisite, report 
the result of such inquiry. 
1 will now show the manner of dispensing sickness-pay. 
On receiving a notice of illness and medical evidence of the 
nature of the illness, which the member shall provide, the 
Postmaster of the district shall, within the week, call and see 
him, and on being satisfied that the claim is correct, shall pay 
the weekly amount as soon as the same is due, and he shall take 
care to see the sick member from week to week, unless the medical 
certificate renders such visit clearly needless. The medical cer- 
tificate shall be on a printed form to be supplied to the member, 
and as follows : — 
I, , hereby certify that , 
being a member of the Post-Office Friendly Society, District No. , is 
suffering from (ailment to be stated), and is wholly incapacitated from work. 
The certificate to be renewed from week to week, unless the 
illness is of such a kind as obviously to render such a weekl}- 
renewal needless ; in which case, it shall be renewed at the end 
of each fortnight. 
It may be remarked that medical men readily afford assistance 
of this kind. In districts where the members are sufficiently 
numerous, a medical club may be formed at a cost of 4s. to 5s. 
per member per annum. 
Endowments. 
The endowment is an insurance by wbich a person may secure 
for himself or nominee a sum not less than 5/. nor exceeding 200Z., 
and, for the sake chiefly of others than those of the labouring 
classes within the range of poor-relief, I should like to see 
facilities given for obtaining it at the Post-Office, and therefore sub- 
join the form of proposal for this most useful benefit. It would 
speedily make its way among artisans, mechanics, and servants, 
especially women servants who are able to lay by a little from 
their wages ; and it would encourage the latter to spend less 
on their dress than they oftentimes do, and keep the money for 
their married life. 
Endowment No. 1 {^S<lf ). 
I, , of , in the county of , 
born on the day of , in tlie year , by calling 
or prol'ession a , do hereby propose to Her Majesty's 
Postmaster-General to make an Insurance in the Post-Office Friendly Society 
