96 
Post- Office Insurance for Labourers. 
for an endowment for the sura of (£) (pounds) to be paid to me 
on my own account at the end of years, for which I shall hav£ 
to pay a monthly contribution of 
Witness my hand this day of 
Endowment No. 2 (^Nominee). 
The foregoing form will, with the following alterations, be 
available. Instead of " to be paid to me," set — 
" For and on account of , born on day of ■ 
I him I f^^*) 
or > or on < or [ 
her) ( her) 
account at the end of years, and for which I shall have to pay a 
monthly contribution of 
" Witness my liand this day of ." 
[ sou j 
" The above named Nominee is < or > of , and 
or 
(daughterj 
(hisl 
, his wife, in the County of , and \ or 
father is by calling or occupation a 
her) 
The following rules relating to Endowments are suggested : — 
Endowments or prospective provision to anv amount from 
5/. to 200/., may be contributed for, to be paid to contributors or 
to the nominees of contributors at the end of any number of years, 
being not less than seven or more than twentv. 
An Endowment Insurance may be made by any person on his 
or her account, or on account of any other person nominated in 
the policy of insurance to receive the sum insured. 
In the case of the death of a nominee for whom and on whose 
account suih insurance shall have been made, and also in the case 
of the death of any person who shall have made such an insurance, 
the total amount of monthly contribution, or of any redemption 
payment which may have been received for the same, will be 
paid back. In the first named case, it will be paid back to the 
person who made the insurance; and in the second case, it will 
be paid and disposed of as burial-money would be paid if the 
insurer hatl made such an insurance. Interest will be paid also 
on such sum at per cent., where the insurance shall have been 
in existence seven years or upwards. 
A Table showing the monthly contributions to be paid for 
sums from 5/. and upwards to 200/. may be constructed for this 
purpose, if the interest is to be calculated at 2J per cent, the 
interest allowed on deposits in Savings Banks. 
If 3 per cent, is the interest, the following example will 
suffice : — 
