and the Poor Laio. 
107 
been referred to as a model for the formation of others, the 
benefits which it offers to the county, and its mode of dispensing 
them merit notice. 
(1) "Any man residing in the county of Kent, being not less 
than 14 or more than 49 years of age, and in good health at the 
time of admission, may secure a sum not less than 4s. or more 
than '10s. per week, to be paid to him at any time or times till 
he reaches the age of 70, on his being unable to work in con- 
sequence of bodily injury. To this benefit is always added the 
further benefit of a sum to be paid to the survivors of a member 
at his death, which does not exceed 18Z." 
(2) "Any person may insure for burial money not less than 
bl. or more than 50/., if under 65 years of age." 
(3) " Any person may secure the benefit of a sum not less 
than bl. and not exceeding 200/., to be paid to him or her, or to 
any other person nominated to receive it, at the end of 7, 8, 9, 
or any other number of years, not exceeding 20." This benefit 
is called " Endowment." 
(4) Weekly allowances not less than \s. or exceeding 10s. 
may be assured to persons on reaching 65 or 70 years of age. 
Part of the surplus funds is applied to increase weekly 
allowances (old-age pay), as well as to the additional relief of 
members suffering from lengthened illness. 
(5) Assurances on life for sums not less than 55/. or ex- 
ceeding 200/. are also granted. 
The insurances best suited to the farm labourers are: — No. 1, 
sickness and burial money ; No. 2, burial money ; and No. 4. 
The sickness pay is invariably accompanied by a burial money 
benefit, and thus a twofold insurance is secured under a single 
contribution, which is an advantage to the insured. The old- 
age pay was formerly granted as a part of the same insurance, 
but it was soon found advisable to separate it from the sickness 
and burial money, and make it a distinct contract. As all 
sickness pay ceases at 70 years of age, the best plan is for the 
labourer who has joined in early manhood to effect an insurance 
for old-age pay, to commence at 70 years, as soon as his circum- 
stances become easier, from his children ceasing to be a burden to 
his means. His position would thus become one of independence. 
So long as the man is able to work, his maintenance is obtained 
by his wages ; if struck down by illness, there is the weekly 
payment from the society, which may be claimed for two years 
without deduction, and when reduced to half-pay, the surplus 
fund may, if the board direct, be made to help him. Cases 
which are reduced to half-pay are commonly aided from this 
fund, so as to receive three-fourths of the amount of full pay. 
The member is thus secured against want, whether well or ill, 
