I 
40 
FOREST AND STREAM. 
[Jan. 13, 1900. 
IN NEW JERSEY. 
Country Club of Lakewood. 
Lakewood, N. J., Jaa. 1. — The following contests were 'shdt to- 
day: 
Sweepstakes, 5 ]ive- titdSj $5 each: 
No.l. No. 2. No. 3. No. 4. No. 5. No. 6. 
K P Thomas, 27 11110 100 1011 0011 001 11010 
D M Harris, 29 01111 010 OUl 0011 1011 010 
N C Reynal, 29 10101 Hill 0110 1 11111 11110 
E S Reynal, 25 11101 1100 11111 1 OUl 010 
No. 7, No. 8. No. 9. No. 10. No. 11. No. 12. 
K P Thomas, 27......... 11101 01110 100 1011 1100 1110 
D M Harris, 29 1101 01111 010 0111 1100 lOU 
N C Reynal, 30 IIIU 0101 1111 0110 11011 11111 
E S Reynal, 25 1110 ItlOl 11100 11111 
No. 13. No. 14. No. 15. No. 16. No. 17. 
N C Revnal, 28 111110 111100 11111 00 01111 
D M Harris, 27 111111 011111 0111 1101 11111 
E S Reynal, 25 1010 11111 01010 1010 
Mr. E. S. Reynal retired on account of an injnred arm. 
Trap score type — Copyright, igoo, by Forest and Stream Pub, Co. 
11524 3 44425134138215 2 4 1345 
t<-<-4-\'^4.<-i->^<-/^'v^->-*i<-T/S< 
N C Reynal. . .2 1 1 1 2 1 1 2 2 0 2 1 1 2 0 '2 1 2 1 0 2 2 2 1 2 2 
25511883 311342323 25 5 4244 2 
-^ir+<-i->\^ r\<--L*-\4-TT ^/<-;^^/4.t 
X) M Harris.. ,,,1 2 1 1 1 2 1 0 1 0 2 2 1 0 1 1 2 2 1 1 1 1 0 0 2 
14 8 4 5 8 8 3 2 2 2 
E S Reynal. ...11122120 120 
518452331353231352 
KP Thomas.. ..1 11 0 01112211120 0 10 
Hudson G«n Club, 
Jersey City, N. J., Jan. 1. — Following' are the scores made at the 
last shoot of the "Htjdson Gun Club. The weather was cold, and 
the wind high, making good scores impossible. There was only 
one straight score made all day; Charley Dudley was the fortunate 
shooter. 
The regular shoots of this club will take place as usual during 
the entire year, but in addition to these regular there will be a series 
of all-day events. The first all'-day shoot will occur on Washing- 
ton's birthday, Feb. 22, to which all target smashers are invited. 
Refreshments will be free, and targets V/2 cents. 
Events: 1 2 3 4 5 6 7 8 9 10 11 12 13 
Targets : 10 20 20 10 25 10 10 20 20 10 15 15 16 
Schorty 9 16 30 S 15 S 9 14 15 5 10 8 12 
Dudlev 9 16 17 8 23 S 10 17 17 5 6 12 14 
Schoverling 5 13 13 6 IS 7 5 IS 11 . . 8 9 11 
Banta S 13 9 5 14 6 7 13 14 4 11 8 10 
Schields 7 11 12 8 21 8 7 15 IS .. 11 11 11 
Scheubel 4 8 12 7 19 8 7 19 16 7 .. .. 12 
C V L 8 13 15 6 16 7 5 16 15 
Altz 3 9.. 4 16 6 5 
Billings 12 12 7 . . 7 9 13 .. 4 
Nagle ...... 6 .. 9 .. 15 4 4 .. 3 .... 11 7 
O'Brien 11 .. 5 20 .. 6 12 5 
Col Casse 6 9 4 5 3 5.. 1 5 
Casse, Jr 6 9 4 5 3 5 .. 1 .. 5 
Goetz 6 5 4.. 3.. .. 6 3 
E Heritage .. 8.. 16 4 9 
Kali 11 3 12 4 
Htighes 10 .. .. 8 .. 15 .. .. 12 .. .. 
Brewer 1 14 . . 5 . . . . 6 
Doran 2 13 
O'Rourke 2 6.. 4 7.. 3 
Jones 3 5 4.. 
Van Dvne 7 15 
Bock , 11 6 6 6 10 6 
Whitley ,..^....„w H .. .. 13 6 
Craft •. .. .. 4 7' 9 5 4 .. .. 
De Long 8 8 12 11 6 
Kelley .. .. .. 14 6 10 6 10 
Black 2 4 8 2 4 6 
James Hughes. 
Walsfode Gun Club. 
Trenton, N. J., Jan. 1.— Mr. Clarence Jaques was the most suc- 
ccessful competitor at the shoot of the Walsrode Gun Club to-day, 
held on the club's grounds, near Hutchinson's mills. 
The members' score for the Walsrode trophy cup will com- 
iTience to count from the first monthly shoot on Jan. 10. At the' end 
of the year each member's score will be compiled, and handicap 
allow-ances will be given to govern a final shoot at 20 targets, in- 
dependent of the previous twelve events, with the handicaps ar- 
ranged according to the percentage of breaks in each member's 
score made during the year. Every 5 points is equal to one-half 
in 10 or 1 in 20, to wit: 95 per cent., allowance 1 target in 20, to 
total 21; 90 per cent., allowance 2 targets in 20, to total 22; 85 
per cent., allowance in 3 targets in 20, to total 23; 80 per cent., 
allowance 4 targets in 20, to total 24, and so on down the scale. 
Any one making no per cent, will have a total number of 40 to 
shoot at. 
Sweeps for tickets: 
No. 1: Harshbarger 6, Mickel 7. Johnson 3, Jackson 3, Applegate 
3, Taj'lor 3. 
No. 2: Harrison 8, Harshbarger 7, Jackson 7, Mickel 5, Harding 
6, Titus 5. 
No. 3: Applegate 5, Taylor 7, Harding 7, Harshbarger 8, 
Jackson 5. 
No. 4: Groom 5, McCIure 7, Borden 7, Hughes 8, Yetter 6, 
Mickel 7, Harrison 8, Taylor 7, Harding 3, Hughes 2. 
No. 6: Applegate 7, Harding 7, Hearst 3, Grooms 8, Mickel 6. 
No. 8: Harshbarger 7, Hann 7, Large 1, Black 7, Johnson 8. 
No. 9: Van Dyke 9, Harshbarger 9, Hann 5, Yetter 6, Combs 4. 
No. 10: Harshbarger 5, Mickel 8, Carr 8. 
. No. 11: Woolverton 6, Jackson 8, Applegate 7, Stillwell 9, Hann 
9, Borden 6, Cramer 3. 
No. 12: Hance S, Stillwell 2, Carr 3, Woolverton 5 Applegate 3. 
No. 13: Barv^s 8, Stillwell 2, Warner 1, Farlee 9, Ellis 7. 
No. 14: Kirby 1, Jaques 7, Travis 8, Scoby 2, Stillwell 4. 
No. 15: Harshbarger 5. Warner 0, Satterwaite 2, Ellis 4, Hall 4. 
No. 16: Ellis 2, Stillwell 2. Warner 1, Satterwaite 2, Francis 5. 
No. 17: Cole 4, Mickel 5, Harshbarger 4, Borden 1, McClure 1. 
No. 18: Mickel 3. Maguire 2, Ellis 4, Hall 3, Harding 3. 
No. 19: Kirby 0, Sprague 2, Scoby 1, Jackson 1. 
Sweepstakes for gun and other prizes: Jaques 10, Thomas 7, 
Kirby 1, Davis 3, Cheesmen 5, Harshbarger 3, La Barre 6, Thomas 
6, Jaques 9, Mickel 4, Harshbarger 3, Titus 4, Thomas 9, Harrison 
7, Hance 8, Woolverton 5, Mickel 3, Jaque.s 6, Harshbarger 4, 
Jackson 5, Harrison 5, Thomas 8, Hance 6. Harding 4 Harrison 6 
Thomas 6, Lutes 1, Titus 3, Miers 8. Smith 4, Hance 6, Harsh- 
barger 3, Jaques 7, Grooms 3, Borden 2, Harrison 5 Titus 2 
Smith 8, Thomas 8, McClure 2. Woolverton 7, Mickel 2 Harrison 
6 Borden 7, Smith 7 Thomas 6, Harshbarger 3, Titus 3, Hance 5, 
Thomas 3, Taylor 1, Smith 7, Woolverton 6, Jackson 4, Hughes 4 
Smith 3, Borden 7. Harshbarger 4, Woolverton 6 Tackson 6 
Brown 7. Thomas 7, Mullen 6, Hughes 4, Smith 8,' Harrison 4 
Black 1, Bowers 4, Barwis 6, Grooms 4, Applegate 6, Harrison 5, 
- Lutes 2. Black 2, Barwis 5, Smith 5, Bowers 6, Francis 3 Barwis 
3, Woo'.verton 5, Farlee 8, Grooms 3, Satterwaite 4, Ellis 2 Smith 
4, Hance 2. Farlee 4. Black 4, Harshbarger 6, Gould 1, Mars 3 
Kirby 6. Stillwell "'^ ■ . ^ , _ 
Bowers 5, 
2, Jenter 
2. Barwis 3, Milligan -3, Maddock 5.' Farlee 8, ' Wilsori' 3".*HalT"9' 
Stokeley 3, Jackson 2. Woolverton 4, Woodward 2 Warner 5* 
Stillwell 3, Satterwaite 3, Harshbarger 7, Sampson 4, Mickel 5' 
Thomas 6, Hall 5, Hildebreeht 2, Wyckoff 7 Cole 6 iMessler 8 
Cain 8, Sargeant 7, Wvckoff 4, Eikins 4, Bastine 6, Page 7 Van- 
denberg 4, Fulkert 5, Wilson 6, Smith 5, Farl'ee 7. Cole 1 Stots 1 
Woolverton 5; Cole 4, Grant 2, Farlee 2, La Barre 8,' Hall A 
Farlee 1, Stots 2, Grant 1, Woolverton 4, Harper 1 Thropp 1 
Cole 7, Grant 3. Stots 3, Freeze 2, Grant 3, Taylor i, Mickel 4' 
Harshbarger 2, Jaques 4, Thomas 4, Hance 4, Lawton 5 Gilbert ?' 
Atkinson 6. Petty B. Arnold 3, Berry 4, Fine 7, Thompson 2 Miller 
6, ^\ right 3, (rra;' 1, Keeler 1. Batison 3, Hendrickson 4. Megill 
S, Dai^cgr-g, Wright 4, Keller 7, Gray 4, ' ^ 
Ties on 9: Jaques -5, Thomas 4, Wyckoff 4, Hall 0, Mickel 2, 
Cain 1, La Barre 1, Farlee 3, Smith 2. 
Ties on 8: Hance 2, Miers 1, Smith 3, Thomas 3, Farlee 3, 
Messier .3. 
Second tie: Smith 2, Farlee 3, Thomas 0, Messier 3, Farlee 4. 
South Side Gun Club. 
Newark, N. J., Jan. 1.— The New Year's Day shoot of the South 
Side Gun Club, of Newark, was well attended. The weather' was 
cold and windy. The scores were as follows: 
Events : 1 2 3 4 5 6 7 8 9 10 11 12 13 14 
Targets: 10 10 10 10 10 10 15 10 10 10 10 10 25 15 
Feigenspan 7 .. 10 9 8 .. .. 24 13 
Harrington ...i. 7 7 3 6 7 6 14 7 8 7 .... 21 13 
McC Smith 8 7 6 5 6 6 12 8 3 22 9 
Seymour 4.. .. 7.. 5 5 3 2.... 6.. .. 
J Fleming 3 7 7 7 6 7 8 6 7 10.. ..19U 
Cummings 6 7 3 3 .. 4 11 6 8 . . 6 7 . . . . 
Gardner 7 10 8 6 .. .. : 
Jewell 4 
Dawson S 6 6 5 7.. 7 6 
Stanton 7 .. 3 .. .. 3 6 4 5 
Worth 3 
Young 2 2 
Sinnock 9 7 10 8 9 .... 22 13 
Ferguson 5 8 4 4 5 2 .... 14 8 
Whitehead 10 9 7 8 18 13 
Terrill 7 6 8' .. ..11 
Worth 3 .. .. 3 3 9 .. 
Tighe -.,,,.(,,•;* 4 
C Smith , >..> 8 5 .. 9 
Haves 8 14 
Koenig 2 .. 2 4 5 .. 
D Fleming 7 6 .. 14 7 
Wambold 8 7 19 . . 
Kugler 2 10 6 
Wilson 22 .. 
East Side Gun dub 
Newark, N. J., Jan. ]. — The raw winter weathei- and the biting 
wind did not deter the shooters from attending the New 'Year's 
shoot of the East Side Gun Club in goodly numbers, considering 
that there were numerous other shoots in progress all about this 
section. Both live birds and targets engaged the attention of the 
shooters. Smith Brothers' grounds were used. There were two 
moneys in the live-bird events, and the Rose system governed the 
division. .All stood at 28yds.: 
No. L No. 2. 
Koegel 2112222012— 9 122211*211— 9 
Leuthauser 22121*2212— 9 1221202111— 9 
Fischer 1122111022— 9 
Steffens .-..1121110111- 9 2012212212—9 
Peabody 2002111112— 8 2122012222— 9 
Geoffroy .0222222020— 7 2022202102—7 
No. 3: 
Koegel 1222220222— 9 Leuthauser 1111220201— 8 
Geoffroy 2*22222222— 9 Peabody 1*222221*1— S 
SteflEens 1111110111—3 Hawes ..0*20001201—4 
No. 4. No. 5. No. C. 
Peabody 2101—3 12010—3 222220220 
Hassinger 0*22—2 
Flawes 0021—2 12102—4 
Porter 0020—1 
.^Itright 10*0—1 
Steffens *1001— 2 112120111 
Fischer 11120—4 
Koegel 222*1—'! 
Leuthauser 10211—4 
Geoffroy 12* 
No. 4 was at 4 birds; No. 5 was at 5 birds; T^o.' 6 was a miss-and- 
out. 
All the following events were at 10 targets, excepting No. 13, 
which was at 15: 
C W Feigenspan 9 9 8 10 10 7 8 10 10 9 9 9 15 
W Gardner 7 8 6 6 7 8 8 
Climax 4 4 6 4 4 7 7 6 
T H Dawson 10 998688 7 8,. 78.. 
I H Terrill 10 9 9 8 6 8 8 7 8 ... 7, 8 . . 
F W Moffatt .. 9 7 6 9 8 8 7 3 8 .. .. 12 
W M Smith 6 6 7 6 8 7 510.. 9 
F E Sinnock 9 7 7 7 7 8 10 9 15 
M Harrington 9 9 5 10 7 9 8 8 10 
Team race, four men, 25 targets each man: 
No. 1 team: Feigenspan 22, Harrington 22, Dawson 18, Smith 17,- 
total 79. 
No. 2 team: Sinnock 22, Moffatt 17, Terrill 13, Climax 10; total 62. 
New Haven Gun Club. 
New Haven, Conn., Jan. 1. — ^The New Year's shoot was an 
enjoyable affair. 
The high wind made the targets dodge in a most aggravating 
way, and straight scores are hardly visible. Nevertheless, the 
shoot was an enjoyable affair. The chowder and baked beans, a 
la Boston, were fine, and the club house was full of shooters 
and visitors. Shooting commenced at 10 A. M., and the last 
event was pulled off at about 4:30 P. M. 
Events: 1 2 3 4 5 7 8 9 10 11 12 
Targets: 10 10 15 20 10 10 15 15 25 10 10 
Robertson 5 5 10 .. 9 9 11 10 15 6.. 
Savage 9 9 13 17 9 7 10 12 14.. .. 
Bartlett 7 8 8 12 7 7 11 11 15 7 .. 
Claridge 8 9 8 17 9 7 11 14 17 9 .. 
Griffith - 8 7 11 17 7 10 12 13 15 10 8 
Clark 8 9 12 18 8 8 13 11' 16 6 7 
Bristol 9 8 10 13 8 9 11 10 17 7 . . 
Stevens 6 9 10 13 4 7 10 12 11 ... . 
Van Name 8 14 .. 7 8 10 ...... .. 
Potter 
.... 13 15 8 7 12 11 18 
Whitney 1 14 16 7 9 11 12 7 7 .. 
Bailey U 6 7 5 7 
C C Smith 2 8 10 7 .. . 
Graham 9 10 . . . . 13 . . . . 
Flint 2 .. 4 . 
Fruit 12 15 9 .. 
Merriman 12 6 5 
Sherman u 5 4 
Cassierigo 2 .. .. 
Seeley 2 
Craw .. g 3 
The shoot in three classes. A, B and C, for three turkeys, was 
No. 6 in the programme. The bluerocfcs were thrown at un- 
known angles. The scores: 
Savage IIOIOIIIIIOIIOIIUIIIUIIIOOOI— 23 
Claridge lllUlllOlllllOOlUlllOllllOOO— 24 
Whitney lllllOOOllllllOllHOllOOOlOOOl— 19 
Clark 110111100000101110111010101111—19 
Van Name 100111111010111111010001111111—22 
Griffith 011111100111101110011111001111—22 
Eruit 111111111111111111010111111111—28 
Potter 101111110111111101111111010011—24 
Stevens .111011110110111111111011101111—25 
Robertson 011110000101000010101010111111—16 
Bartlett .110011011101111011000010100110—17 
Sherman ,. 001001101111110111101111111101—22 
Bristol, s,...-....-.. ........ .111110101111101001111100000110— 19 
Bailey . . -. 111001000011011011000110000101—14 
Cassierigo 011010010001010000010001000110—10 
Graham .100101111011111110111111110000—21 
Geo. E. B.'iRTLETT. 
Hoovef Ts. Lane. 
The following is taken from the Des Moines Leader, and is an 
account of the shoot which took place at Marshalltown, la on- 
Dec. 28: 
"A little over $3,000 of good Oskaloosa money — for that is one 
product of the Mahaska county capital conceded by Marshalltown 
people as good as that which Marshalltown possesses — was dropped 
m this city this afternoon by .the decision that Mr. John A. Lane 
had defeated Mr. Charles A. Hoover in the 100-live-bird race, be- 
gTin Wednesday afternoon. 
"The money up on the event v.'as conservatively figured a-t 
between $1,500 and $2,000, but the betting was spirited at the traps, 
and enppgh was finally placed on the outcome to cause a stili 
more ponscrvstive estimate of the sum total to be 13,000. The last 
6 birds, which were killed this afternoon, gave Mr. Lane the vic- 
tory by 1 bird, and as a result there is one individual in this city 
who is richer by $1,700 than he would have been had Mr. Hoover 
won, he having $850 placed on the result. Another Marshalltown 
business man had 1550 wagered on the result, and there was no 
limit to the $100 and |200 bets. 
"An Oskaloosa man who filed a protest on one of Hoover's 
birds Wednesday tried to have Lane agree to shoot another bird 
with Hoover to 'square' things. Lane refused, as he claimed the 
rules would uphold Referee Kibbey in his decision. Dr. Kibbey 
was asked as to his ruHng, and said that he could do nothing more 
than allow the match to Mr. Lane by 1 bird, according to the 
score book." 
J A Lane 2222220222222222200222220—21 
2000202222222222222220220—19 
2002002222222222202022202—18 
2222222222022222220220222—22—80 
C A Hoover 2222222001202222222222022—21 
2220222022220112202222002—19 
2222220001100202222220102-17 
1122222121220222021202222—22—79 
Cincinnati Gun Club. 
Cincinnati, O., Jan. 1.— The first event was at 10 live birds, 
?5 entrance, 50, 30 and 20 per cent. Dick, Du Bray, Gambell 
and Ackley tied on 10 straight. In No. 2, same conditions, Ahlers, 
Oambell_ and Stephens tied on 10. Out of 39 birds shot at, Du 
Bray missed by 2, Dick also making a like performance. Gam- 
bell killed 20 straight. The scores: 
^. , No. 1. No. 2. 
Dick 1111212222—10 1222211110— 9 
Du Bray 2222222222—10 2222222220— 9 
Gambell 2222222222—10 2222222222—10 
Ackley 2122121111—10 121111012*— 8 
Ahlers 2222220122— 9 2221122122—10 
Harry 2220212210— 8 2212202220— S 
Nye 0222022222— 8 222202222*- 8 
Maynard 2202202120— 7 
Burton 2022021200— 6 2211022100— 7 
Cook 0001002102— 4 
J K 2112221011— 9 2*10120121— 7 
Stepliens 2222222222—10 
C 1222011121— 9 
Three miss-and-outs, $2 entrsuiee, bird? extra, were shot, as 
follows: , " 
, . , No. 3. ■ No. 4. No. 5. 
Dick 122 12222222 12111210 
Ahler.s 112 12121111 210 
Du Bray 220 22222222 22222222 
Harry 220 21210 22222222 
J^ye .220 22222220 
Burton 20 20 21122210 
Stephens 20 20 s 
Gsmbell 0 220 
Jan. 3. — The scores for the Schuler trophy follow. Du Bray 
won it for the month, after a hard struggle. The weather was 
clear, cold and no wind. The birds were good. 
The condition.^ are to be practically the same as the Fleisch- 
mann-Peabody cup. Only the winner each month is entitled to 
wear the medal: seven best scores in ten contests to be the 
dinner. Ties shot off at 25 birds at the finish. Entrance $5, 
optional sweep, 50, .30 and 20: 
Du Bray 30. 211222122212222—15 
* V\'add ell , 28 122222222222222—15 
Gambell, 30 222222222212*22—14 
Dick,_ 30. 2210111*2121222—13 
Mackie, 30 222222222222*02—13 
Hill, 30 211101122102212—13 
■^'Bauer, 28 221112210*21122—13 
Burton, 29 200122122112112—13 
bchreck. 28 1221122122*il01— 13 
*J K, 27 1211001*1212122—12 
Y^'erk, 28 220121212020112—12 
Ahlers, 30 2012122012211*0—11 
Small, 28. 112102200111011—11 
Harry, 27 212000112120121—11 
Htih eey, 30 v ] 01 1*212121 2010—11 
Ackley 27 212021021010101—10 
■"Jay Bee, 28 .22012011000121*— 9 
*Gus, 27 000010110110110— 7 
*Not m sweep. 
Shoot-off of tie: 
Du Bray, 30 11212—5 12122—5 22212—5 
Waddell, 28 12212—5 22212—5 12022—4 
PUBLISHERS' DEPARTMENT. 
It Pays to Advertise in Forest and Stream. 
The Wheeler, Hendersonville, N. C, Jan. 6, 1900.— Please con- 
tinue our advertisement in Forest and Stream. We have had 
good results from your paper and are highly pleased with the same. 
Bardin & Wheeler. 
Believes in ExpaasioA. 
Dr. H. Clay Glover writes that through Forest and Stream 
he has "received a very nice order for my dog remedies, which 
were shipped to Dunedon, Australia. You see, I am a believer 
in expansion." 
Florida. 
TWO weeks' tour via PENNSYLVANIA RAILROAD. 
TaE first Pennsylvania Railroad tour of the season to Jackson- 
ville, allowing two weeks in Florida, will leave New York and 
Philadelphia Feb. 6. 
Excursion tickets, including i-ailway transportation, Pullman ac- 
commodations (one berth), and meals en route in both directions 
while traveling on the special train, will be sold at the following 
rates: New York, $50; Philadelphia, Harrisburg, Baltimore and 
Washington, $48: Pittsburg, $53, arid at proportionate rates from 
other points. . 
For tickets, itineraries and other information apply to ticket 
agents, Tourist Agent at 1196 Broadway, New York;. 4 Court 
street, Brooklyn; 789 Broad street, Newark, N. J.; B. Courlaender, 
Jr., Passenger Agent, Baltimore District, Baltimore, Md.; Colin 
-Studds, Passenger Agent Southeastern District, Washington, D. 
, C; Thos. E. Watt, Passenger Agent Western District, Pittsburg, 
Pa.; or to Geo. W. Boyd, Assistant General Passenger Agent, 
Broad Street Station, Philadelphia. — Adv. 
A Great Institution. 
The annual report of the New York Life Insurance Company, 
published on another page, is noteworthy both with respect to 
the great volume of business shown and to the promptness with 
which the report appears. That a company doing a new business 
of over two hundred million dollars in 1S99 should be able to pre- 
iuent a detailed statement of it during the first week of 1900 shows 
that its methods must be as thorough as its energy is great. There 
are only five life companies in the -country that have as much as 
two hundred millions of insurance on their books, and twenty-four 
of the thirty-five companies doing business in New 'iTork State 
have each less than one hundred and sixteen millions of insurance 
in force— the amount gained by the New York Life in 1S99. 'VVhile 
these large figures strike the imagination, the real benefits of 
the company's operations are to be found in the eleven million 
dollars paid in death claims, and an equal amount distributed 
among living policyholders m endowments, annuities, dividends 
and cash surrender values. Life insurance as conducted by the 
New York 1A{& is no longer a system of post-mortem benefits 
only, but is a system of protection and investment in the best 
sense of these terms. The company has made notable advances 
during the year, having begun in March last the issue of an In- 
surance and Investment Accumulation Policy that is non-forfeitable 
and incontestable from date of issue. This policy'contains no re- 
strictions on the insured, and every known device has been adopted 
to enable the holder to carry it to maturity and to enjoy its benefits 
in the matiiier most -adapted to his needs. President McCall and 
his able co-Workers are to be congratulated upon living up to their 
mottQ— "The best of everything in lif? ir^stirwce." 
