a4 BULLETIN 1095, U. S. DEPARTMENT OF AGRICULTURE. 
Sec. 4. At the end of each fiscal year each member:-shall receive a certificate 
for the amount of money which he has contributed that year to the special 
loan fund levied on his products. These assessments shall continue from year 
to year, and out of the proceeds arising therefrom the holders of certificates 
shall be paid the amounts due them, and this DEGECES of repayment shall con- 
tinue during the life of the association. 
ARTICLE XIV.—Refunds and Damages. 
SECTION 1. After the Season’s expenses are paid and a suitable sum, to be 
determined by the board of directors, set aside for depreciation and reserves, 
the balance of the season’s returns of savings on products shall be divided 
among members and nonmember patrons, if any, in proportion to the value of 
their products sold or handled by the association for them. 
Sec, 2. Any member who fails to live up to his agreement, or fails or refuses 
to deliver his products to the association for sale in accordance with said 
agreement shall pay to the association as liquidated damages the sum of 
for each of not delivered by him to compensate the association for 
the loss sustained by the breach and to enable it to meet and equitably dis- 
tribute overhead and maintenance expenses involved in the operation of the 
association and in providing and maintaining facilities for the handling and 
marketing of the products of its members; said sum may be deducted from 
any money due the member in the possession of the association, 



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