MARKETING EASTERN GRAPES. 23 
For this service the local banks in Michigan charge a fee of 25 
cents per $100 face value of the draft, and the balance is credited 
upon payment of the draft, less any costs charged by remitting 
banks and less also an interest charge of 6 per cent on the money 
advanced, after five days' grace expire. These are the standard 
terms to brokers. Cooperative associations are given financial ac- 
commodations on nearly the same basis, but must have a sufficient 
balance on hand to cover all transient drafts. 
One of the most frequent causes for friction between shippers 
and receivers is the privilege of rejection at destination, incident 
to this type of sale. No one can deny the right of the receiver to 
refuse stock which does not come up to the quality agreed upon, but 
the complaint of shippers is that in a falling market even good 
stock is rejected as unsound. This, of course, is sharp practice 
and is condemned by the more honest members of the trade. In 
this connection mention should be made of the Food Products In- 
spection Service of the Bureau of Markets, which, in many of the 
larger markets, makes official inspection upon request of the ship- 
per or receiver at a cost of $4 per car or $2.50 on small lots, and 
issues certificates as to the quality and condition of the stock which 
constitute prima facie evidence in the event of a dispute. 
When a buyer decides to reject a car, he refuses to accept the 
sight draft and bill of lading and usually notifies the shipper to 
that effect, often telegraphing a new offer for the car. This the 
shipper may accept or decline, and in the latter case he can sell to 
other dealers in the same market or divert the car to another city. 
Any one of these courses necessitates new arrangements with both 
the receiving and remitting bank. Frequently, upon claim by the 
receiver, a shipper will grant a firm with which he has done busi- 
ness for some time a certain " allowance " or the discount of a few 
cents per basket on stock that arrives in bad condition, even though 
the receiver accepts the draft. 
CARLOADS F. O. B. CASH TRACK. 
In its simplest form the type of sale known as "f. o.,b. cash track " 
consists in the purchase of a loaded car of grapes, ready for ship- 
ment, by a traveling representative of a city dealer, of a juice fac- 
tory; or of a distributing agency, payment to be made before the 
car moves. This type of sale is practiced to an increasing extent in 
all sections. But cash track sales are sometimes made in New York 
and in Michigan upon telegraphic orders when, the buyer agrees 
to accept the cars at shipping point and has made arrangements to 
telegraph the amounts due. Another financial arrangement is for 
