BUYING FARMS WITH LAND-BANK LOANS. 27 
is reached. In the meantime the value of the security would be in- 
creasing as a result of the improvements made. That there is a need 
for such elements of convenience in second mortgage loans is shown 
by the number of cases of private loans studied in which provisions 
of this character occur. 
PUBLICATIONS OF THE UNITED STATES DEPARTMENT OF AGRI- 
CULTURE RELATING TO FARM CREDIT. 
How the Federal Farm Loan Act Benefits the Farmer. (Farmers' Bulletin 
792.) 
How to Use Farm Credits. (Farmers' Bulletin 593.) 
Costs and Sources of Farm Mortgage Loans in the United States. (Depart- 
ment Bulletin 384.) 
Factors Affecting Interest Rates and Other Charges on Short-time Farm 
Loans. (Department Bulletin 409.) 
Amortization Methods for Farm Mortgage Loans. (Office of Secretary, Cir- 
cular 60.) 
PUBLICATIONS OF THE FEDERAL FARM LOAN BOARD OF THE 
UNITED STATES TREASURY DEPARTMENT. 
National Farm Loan Associations. (Circular No. 1.) 
How Farmers May Form a National Farm Loan Association, (Circular No. 2.) 
New Mortgages for Old. (Circular No. 3.) 
The Federal Farm Loan Act. (Circular No. 4.) 
The Farm Loan Primer. (Circular No. 5.) 
Killing Off Mortgages. (Circular No. 7.) 
Rulings and Regulations of the Federal Farm Loan Board. (Circular No. 10.) 
Amendments to the Federal Farm Loan Act. (Circular No. 11.) 
Land Title Registration by Certificate. (Bulletin No. 1.) 
Borrowers' Bulletin. A periodical published by the Federal Farm Loan Board. 
Annual Reports. 
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