30 BULLETIN NO. 770, U. S. DEPARTMENT OF AGRICULTURE 
6. It is understood and agreed that the assured shall keep a record of all 
shipments covered hereunder, showing shipping points, destination and value 
of each shipment, which record shall be made prior to shipment. It is also 
expressly understood and agreed that no insurance shall be in effect for which 
record is not entered on such forms as shall be prescribed by the assurer. All 
shipments to be reported to the assurers, or their appointed agents, at the end 
ofveacht...32 and premium payable monthly at the rate Of- ssc 
per hundred dollars. 
7. This policy shall not be vitiated by any unintentional error in description of 
route or interest, or by deviation, provided the same be communicated to the 
assurers as soon as known to the assured and an additional premium paid if 
required. 
8. This policy to attach and cover on all shipments made on and after noon 
9. If at the happening of any casualty, the assured or owner of the goods 
has any other insurance, identical with or similar to the terms of this policy, 
whether prior or subsequent thereto in date, or simultaneous with this in- 
surance, then these assurers shall not be liable under this policy for a greater 
proportion of any amount of the property insured than the amount hereby 
insured shall bear to the whole insurance in effect, whether valid or not. 
10. It is also agreed that the assured in claiming and accepting payment for 
any loss, damage or expense under this policy, thereby and by that act assigns 
and transfers to these assurers all right to claim for such loss, damage or ex- 
pense against any person or persons, town or corporation or any government, 
and if so requested by these assurers shall prosecute therefor at the charge and 
for the account of these assurers, to the extent of the amount of the loss, 
damage or expense, and the attendant expenses of recovery paid and incurred 
by these assurers on account of said loss, damage or expense, or for the re- 
covery of the same, shall be a lien upon such property hereby insured and 
recoverable against the assured. 
11. It is mutually agreed that the acts of either party, or their agents, in 
securing, preserving, or recovering the property insured or any part thereof 
shall not be considered as prejudicial to the interest of either party as set 
forth in this policy. The use of general terms, or of anything less than a 
distinct, specified agreement clearly expressed and endorsed in this policy shall 
not be construed as a waiver of any printed or written conditions or restrictions 
herein contained. . | eee 
12. This policy can be canceled at any time at the request of the assured 
or by the assurers by giving notice in writing at least fifteen days before such 
cancellation shall be effective. 
It will be noted that in using the standard bill of lading, the operator 
does not assume greater liabilities than those imposed by law on com- 
mon carriers. Adequate insurance coverage, in turn, will protect the 
operator who assumes such liabilities. The reporting form of policy 
outlined above is probably the best form for the average operator in 
that all goods, while in his possession, are insured for full market 
value and settlement is made on that basis. The reports referred to in 
Section 6 of the above policy provisions would be nothing more elabo- 
rate than carbon copies of all bills of lading issued by the carrier who 
takes out this form of insurance coverage. Should State legislation 
