BAKK LOANS TO FARMERS. 
Table 1. — Personal and collateral bank loans to farmers outstanding Dec. 31, 1920, 
by States — Continued. 
Geographic division and State. 
Total 
number 
of banks 
(Comp- 
troller's 
report). 
Number 
of banks 
report- 
ing. 
Number 
report- 
ing farm 
loans. 
Amount 
reported. 
Estimated 
amount for 
all banks. 
Per cent 
of banks' 
total 
loans 
and dis- 
counts. 
West South Central . 
3,305 
1,072 
946 
S144,749,773 
8541,988,607 
34.07 
489 
268 
966 
1,582 
150 
79 
347 
496 
143 
61 
17,083,156 
12'. 340. 116 
72,134,936 
69,753,012 
147,924,291 
252,176,368 
39.84 
21.37 
320 47.450.757 
43. S6 
422 
67,875,744 
33.79 
1,601 
745 
627 
121,514,552 
268,160,368 
35.61 
431 
227 
160 
404 
124 
88 
133 
34 
194 
106 
72 
192 
55 
55 
54 
17 
178 
94 
64 
163 
37 
32 
48 
11 
30,217,135 
20,005,947 
11,963,364 
30,452,646 
6,692,874 
11,419,992 
7,396,882 
3.365.712 
73,618,242 
44,513,900 
26,390,048 
66,317,753 
16,052,362 
20,032,210 
14,727,010 
6,508,903 
47.72 
47.62 
Wyoming 
41.29 
31.34 
34.89 
33.51 
Utah 
14.84 
26.19 
1,407 
789 
5S9 | 149,824,526 
207,514,044 
11. 16 
401 
278 
728 
201 
149 
439 
149 
126 
324 
28,756,973 
29,285,554 
91,781,999 
48,427,865 
39,904,738 
119,181,441 
17.41 
Cregon." 
California 
20.38 
8.60 
THE ESTIMATED AMOUNT OF PERSONAL AND COLLATERAL LOANS TO 
FARMERS. 
It may be observed from Table 1 that 45 per cent of the banks in 
the United States complied with the request for information. Owing 
to lack of classified data concerning total loans and discounts, it was 
not found possible to make separate estimates for city and country 
banks. It should be stated in this connection, however, that ex- 
amination showed that the percentage of replies from banks located 
in larger cities was almost uniformly higher than from the country 
banks of the same States. With this fact in mind, it is interesting 
to note the percentage of banks which reported farm business. For 
the United States as a whole, 76 per cent of the banks reporting had 
some farm business. In the West South Central States, the corre- 
sponding figure was 88 per cent, and the lowest reported for any 
geographic division was 45 per cent for the New England States. - 
By States, the five highest percentages were as follows: Arkansas, 
95 per cent; Oklahoma and Montana, 92 per cent each, and Kansas 
and North Dakota, 91 per cent each. 
The amount of farmers' personal and collateral loans actually 
reported is in itself significant. Its chief value, however, is that it 
constitutes a basis for estimating the total amount of such loans out- 
standing with banks. In estimating this total, the reports from 
national banks and banks other than national were considered sepa- 
rately. It was assumed in the case of each class that the ratio of 
farmers' personal and collateral loans to total loans and discounts 
