THE FARMER'S STANDARD OF LIVING 
57 
Table 20. — Relation- of farm mortgage indebtedness to value per family of 
goods used during one year, ete. — Continued 
PERCENTAGE DISTRIBUTION 
Percentage that Fami- 
mortgage reported lies r<&- 
is of value of farm 
reported 
port- 
ing 
Size 
of 
family 
Average value of- 
All goods used 
Total 
Fur- 
| nished 
by farm 
Pur- 
chased 
Food 
Cloth- 
ing 
Rent 
Ad- 
vance- 
ment 
All 
others 
AIL 
10-19 
20-29 
30-39 
40-49 
50-59 
60-79 
80 and over. 
Num- 
ber 
874 
Per- 
sons 
4.3 
Per cent 
100.0 
Percent 
42.6 
406 
59 
87 
85 
69 
63 
42 
36 
4.0 
100.0 
4.5 
100.0 
4.6 
100.0 
4.5 
100.0 
4.6 
100.0 
4.6 
100.0 
4.6 
100.0 
5.6 
100.0 
4.9 
100.0 
43.4 
41.3 
42.4 
40.7 
42.7 
42.2 
44.9 
39.1 
42.5 
Percent 
57.4 
Percent 
Percent 
14.8 
Percent 
12.3 
Percent 
7.2 
Per cent 
24.9 
5(3.6 
58.7 
57.6 
59.3 
57.3 
57.8 
55.1 
60.9 
57. 5 
40.0 
40.5 
41.2 
41.0 
42.8 
41.8 
42.7 
39.9 
42.9 
15.0 
16.5 
14.0 
14.9 
14.2 
15.3 
14.5 
14.0 
12.5 
12.8 
11.9 
11.3 
11.4 
11.4 
13.4 
13.4 
12.2 
10.8 
7.8 
7.3 
7.6 
6.8 
7.0 
5.1 
5.1 
7.6 
6.0 
24.4 
23.8 
25.9 
25.9 
24.6 
24.4 
24.3 
26.3 
27.8 
Mortgage indebtedness is in terms of the percentage that the 
amount of mortgage reported against the farm formed of the value 
reported for the farm when the data were obtained. The 874: owner 
families for which this information was available are classified, on 
the basis of the percentage of mortgage indebtedness, into nine 
groups; the first of which includes all the families reporting no 
mortgage indebtedness against the farm. The remaining eight 
groups, starting with 1 to 9 per cent, increase by 10 per cent up to 
60 per cent and by 20 per cent up to 80 per cent and over. 
The average value of all goods used (Table 20) remains practically 
constant or varies with no regard to an increase in the percentage 
of mortgage indebtedness. Similarly the percentage distribution 
of the value of goods remains almost constant. Some allowance 
should be made for the small number of families in the different 
groups. 
Results of a tabulation by size of farm for all owner-operated 
farms carrying mortgage indebtedness gave no indications of any 
relationship between size of farm and percentage of mortgage indebt- 
edness. On an average the smaller farms were about as heavily 
mortgaged, in terms that the amount of the mortgage formed of the 
total value of the farm, as were the larger farms. 
INCOME FROM OTHER THAN FARM BUSINESS SOURCES 
Income from other than farm business sources is often the means 
of raising the standard of living through making available desired 
and needed articles of clothing, furniture, musical instruments, for- 
mal schooling, or other goods of family living. Sources of this 
additional income include especially prepared home-canned or pre- 
served products, articles of fancy work, boarding and lodging of 
school teachers or others, teaching or other work performed by dif- 
ferent members of the family, gifts, and returns from investments. 
