28 BULLETIN 277, U. S. DEPARTMENT OF AGRICULTURE. 
COTTON IN BALES ON RIVER BANKS AND PLANTATIONS. 
In buildings other than gin houses. 
1. Standard mill construction with fire walls and approved roof.............-- $2. 50 
2. Same ag |. with shimelevor uma rove dis. 0 lee ee eee 2170 
3. Frame building with corrugated iron sides and approved roof............--- 3. 00 
Ae Wooden bull dine wat hap provie dcr Oster tea aes eee eee eg 3u25 
5. Wooden building with shingle or unapproved roof...............-......-.- 3. 50 
6-..Cotton im the: op ems wei. ci Ss Ae esr a ae ee an 3. 50 
under first-class city fire protection. 
On cotton wharves. 
Standard: One-story frame or iron-clad building, not exceeding 25,000 square feet, 
requirements. Fire pails every 50 feet; watchman and approved watch clock. 
Private fire protection to conform to standard — 
First- 
class city. 
$2. 25 
oe 
Add for deficiencies as follows: 
Second- 
class city. 
¢ 
$2. 40 
. Excess area, for each 5,000 square feet above 25,000 but not to exceed 50,000 
SOR CHA Nic 2 ee Eee eee eee ee MeO aE Be lo a Bee Geule sls is a oc : 
For each 10,000 square feet in excess of 50,000 square feet 
mlvootine mot standard. eee. ae aoe FeV ete OE ayer LoL plan na ee 
. For second story (no charge for office occupancy above first story) 
Palieatine by stoves unsalelysarrancediy ses. ce era ae eee eee 
. Lights, kerosene oil, acetylene, or gas, with swinging brackets 
. Steam hoisting engine with boiler, or wood cutting on pier 
oa shim) we faye lean? 
Pit boiler'stack is without spark arrester.-2.9-_---s--2 8525.20) eee 
ae No Cling: ceneraliConditlon say. see oe ee eee 
. No standard private fire protection (two water supplies required) 
mOasks OL water.and firejpalls nome... s/c) Wenn see eee ee ees 
p\Watchman) andiapproved watch clocks mone ssw: ssa ae 
Make deductions as follows: © | 
mRoruncovered: wharl ye 20.5 cscs oars 5 5 ake eee eee ee ee ee Oe ee 
. If covered pier of steel-frame construction throughout 
. For fire-boat protection, according to efficiency 
3. For pier built all on land or filled in underneath, deduct for contents rate. 
$0. 05 to . 
. For piers haying all reinforced concrete foundations and piling (on piers 
only; no deduction for contents) 
Deduct for chemical fire engines the same as in Standard I. 
. 29 
GENERAL CONSIDERATIONS RELATING TO COTTON STORAGE AND 
FIRE INSURANCE. 
CLASSIFICATION OF CITIES AND TOWNS. 
For convenience in quoting insurance rates, cities and towns are 
divided into four classes: 
first-class city.—This class requires that the city have an efficient, 
fully paid fire departmént, with standard equipment throughout, 
