F. & C. OSLER, 
Glass Dinner Services. 
Glass Dessert Services. 
Glass Table Decorations. 
Glass Flower Vases. 
Glass Table Lamps. 
Glass Lustres & Wall Lights. 
Glass & Metal Chandeliers. 
China Dessert Services. 
China Dinner Services. 
China Breakfast Services 
China Tea Services. 
China Vases. 
China and Parian Group; 
China Ornaments. 
BIRMINGHAM Manufactory & Show Rooms, Broad Street. 
LONDON Show Rooms, 45 Oxford Street, V 
NORTH BRITISH & MERCANTIL 
INSURANCE COMPANY. 
Established in 1809. 
CAPITAL, TWO MILLIONS. 
Accumulated Life Funds £2,852,566 
Fire Reserve Fund 1,099,642 
DIRECTORS. 
Chairman . — JOHN WHITE CATER, Esq. Deputy-Chairman . — CHARLES MORRISON, Esq. 
RICHARD BARING, Esq. 
RICHARD BRANDT, Esq. 
A. H. CAMPBELL, Esq. 
EDWARD COHEN, Esq. 
GEORGE GARDEN NICOL, ] 
JOHN SANDERSON, Esq. 
Baron J. H. W. SCHRODER. 
GEORGE YOUNG, Esq. 
P. DU PRE GRENFELL, Esq. 
QUINTIN HOGG, Esq. 
Hon. HUGH M'CULLOCH. 
J. S. MORGAN, Esq. 
CHARLES W. MILLS, Esq. 
Manager of Fire Department — G. H. BURNETT. Manager of the Life Department — HENRY COCKBURI 
Secretary — F. W. LANCE. 
Medical Officers— A. H. HASSALL, M.D.; R. C. CREAM, M.D. ; HERMANN WEBER, M.D. 
Solicitor — Sir W. R. DRAKE. General Manager — DAVID SMITH, F.R.S.E. 
FIRE DEPARTMENT. 
Property of every description, at home and abroad, insured at the most favourable rates. 
The net premiums for 1878 amounted to £915,196. 
Prospectuses and every information can be obtained at the CHIEF OFFICE. 
LIFE DEPARTMENT. 
The principles on which this Company was founded, and on which it continues to act, combine the sys 
of mutual assurance with the safety of a large protecting capital and accumulated funds, and thus affori 
the facilities and advantages which can prudently be offered by any life assurance office. Under t 
principles the business of the Company continues rapidly to increase. 3 
Ninety per cent, of the whole profits is divided among the assurers on the participating scale. 
The profits are divided every five years. Policies indisputable after five years. 
Annuities of all kinds are granted, and the rates fixed on the most favourable terms. 
LONDON— 61 THREADNEEDLE STREET, E.C. 
WEST END OFFICE— 8 WATERLOO PLACE, S.W. 
EDINBURGH— 64 PRINCES STREET. 
