[Mabch, 
AMERICAN AaRICULTURIST. 
1877.' 
THIRTY-SECOND ANNUAL REPORT 
OF THE 
NEW YORK 
LIFE 
Insurance Company. 
OFFICE, 
Nos 346 and 348 Broaaway. 
JANUARY 1, 1877. 
Amount of Net Cash Assets, Jan. 1, 1876, .... 
$30,166,902 69 
REVENUE ACCOUNT. 
Premiums $3,910,840 87 
Interest received and accrued $2,164,080 81 
Less amount accrued Jan. 1, 1876 237,130 86—1,906,949 93 - 
Total 
DISBURSEMENT ACCOUNT. 
$37,984,693 51 
Losses by death $1 ,547,648 42 
Dividends and returned premiums on canceled policies _ 2,516,68116 
Life annuities, matured endowments, and reinsurances 234,230 22 
Commissions, brokerageB, agency expenses, and pliysicians' fees 373,001 67 
Taxes, office, and law expenses, salaries, advertising, priuting, etc — .. . 376,694 33 
Keductlon of premiumB on United States stocks 140,2S3 33 
On other stocks 65,307 19 — $5,253,795 31 
Total 
$32,730,898 20 
ASSETS. 
Cash in Trust Company, .in banks, and on hand $1,427,933 18 
Invested in United States, New York City, and other stocks, (market value, $10,311,045 67).... 9,730.529 91 
Real estate 2,541,576 46 
: This includes real estate purchased under foreclosure, amounting to $V73,402 32, a recent 
appraisal of which by competent parties shows that, when sold, the company may reasonably 
expect to realize at least its cost. 
Bonds and mortgiiges, first lien on real estate, (buildings thereon insured for $15,321,000, and 
the policies assigned to the company as additional collateral security) 17,354,837 81 
•Loans on existing policies (the reserve held by the company on these policies amounts to 
$3,6.^9.490)... 781,585 39 
•Quarterly and semi-annual premiums on existing policies, due subsequent to Jan. 1, 1877 432,695 40 
•Premiums on existing policies in course of transmission and collection (estimated reserve on 
these policies $505,000, included in liabilities) ; 125,027 15 
Agents' balances 36,154' 19 
Accrued interest on investments to Jan. 1, 1877 i... 300,558 68 - 
*A detailed schedule of these items will accompany the usual annual "y-^jrort filed with the Insurance De- 
partment of the State of Neio York. 
Excess of market value of securities over coBt 
$32,730,898 20 
580,515 76 
Cash Assets, Jan. 1, 1877 - . - - - - . $33,311,413 96 
Appropriated as follows : 
-Adjusted losses, due subsequent to Jan. 1, 1877 $314,440 98 
Reported losses awaiting proof, etc ., 201,152 21 
Keserved for reinsurance on eiistiijg policies ; participating insurance at four per cent Carlisle, net 
premium ; non-participating at five per cent Carlisle net premium 29,634,461 61 
Reserved for contingent liabilities to Tontine Dividend Fund, over and above a four per cent re- 
serve on existing policies of that class v 517.504 84 
Reserved for premiums paid in advance.. ,...../..... 17,038 32— S0,6S4,r)97 96 
Divisible Surplus at four per cent, ..--.-.. 2,626,816 00 
Surplus, estimated by tUc New York State Standard at * 1-3 per cent, over S5,500,000 00 
From the undivided surplus of $2,626,816, the Board of Trustees has declared a Reversionary Dividend, .available on 
lettlementof next annual premium to participating policies proportionate to tlieir contributions to surplus. The cash 
Talue of the reversion may be used in such settlement If tlie policy-holders so elect. 
DURING THK TEAR, 6,514 POLICIES HAVE BEEN ISSUED, INSURING $20,063,111. 
Number of policies in force Jan. 1, 1876, 44,661. 
Number of policies in force Jan. 1, 1877, 43,421. 
Amount at risk Jan. 1, 1876 .. $126,132,119 00 
Amount at risk Jan. 1, 1877 ; '. 127,748,473 00 
MORRIS FRANKLIN, 
DANIEL S. MILLER, 
ROBERT B. COLUNS, 
CHARLES WRIGHT, M. 
J. F. SEYMOUR, 
HENRY BOWERS, 
TRUSTEES: 
D.1.VID DOWS, 
JOHN MAIRS, 
WILLIAM BARTON, 
WILLIAM A. BOOTH, 
U. R. BOGEKT M. D., 
EDWIN MARTIN, 
WILLIAM H. BEERS. 
ISAAC C. KENIIALL, 
WM. H. APPLETON, 
LOOMIS L. -WHITE, 
H. B. CLAFLIN, 
GEORGE 4.. OSGOOD, 
JOHN M. FURMAN, 
MORRIS FRAIVKLIN, President. 
WILiLiIAm H. BEERS, Vice-President and Actuary. 
THEODORE M. BANTA, Cashier. 
D. ODELL, Superintendent of AKcncles. 
CORNELIUS R. BOGBRT, M.D., > 
CHARLES WRIGHT, M.D., ( 
Medical Eiamlnsrs. 
(INCOEPOBATKD FEBEDABT 3D, 1877.) 
Mapes 
10 
THE 
Formula and 
Peruvian Guano Co., 
IMPORTERS AND DEALERS IN 
PeruTlan Guano, Nitrate of Soda, Sul- 
phate of Ammonia, Snipliuric Acid, 
Bone Black, Potash Salts (all grades). 
Dried Blood and Flesli, and Fer- 
tillzlug materials generally. 
MANCFACTTDKEKS OF 
Dissolved Bone, Acid Phospliate, 
Mapes' Nitrogen ized Superphos- 
phate, Prepared Fish Guano, 
Pure Ground Bone (Coarse, Me- 
dium, and Fine), Bone Flour- 
All Formulas to suit 
Special Wants. 
Circulars mailed free containing formulas for " Prof. 
Vine's Conjpletc Fertilizer"— manures for Special 
Crops. Exhaustion, per acre, of Ammonia, Phosphoric 
Acid, and Potash, by leadi^^s; crops. Barn-yard Manure, 
Chemicals and Peruvian Guano compared. 
CHARLiES V. MAPES, General Manaeer, 
158 Front St.. New York. 
Premium Mangle. 
Guaranteed to perfectly per- 
form all work, either liand or 
power. Cold or Steam Heated 
Rolls cheap, durable, higlily re- 
commended. 
For circuhirs apply 
STANDARD LAUNDRY MA- 
CHINE CO., SJ Dey St.. New 
Torli. 58 Lojig Wharf, Boston. 
"Imperial JEeB Food" will cnnse the most ob- 
stinate Fowl to lay. See adVt page 118. 
PREMIUM CHESTER WHITE, BERK. 
SHIRE and ESSEX PIGS, bred and for sale by 
GEO. B. HICKMAN, West Chester, Chester Co., Penn. 
Also fancy poultry. Send stamp for circular and price list. 
For Sale at Fleettvood Stuclc Farm, 
near Frankfort, Ky., Tlioroughbreds. Trotters, Jersey 
Cattle, &c. Address J. W. HUNT REYNOLDS. 
Cts.— I will mail in U. S. a Door Key Attach- 
ment, effectuaiiy nreventina ISuratars uiilockiii": 
it. for iO cents. W. T. KELLOGG, Troy, N. Y. 
CXJ^ATTi 23 cts. for farmers' Hanil-Book of Interest 
CjXJiX" iJ Table and rules. Also, 25 cts. lor Common 
Sense Tack Driver. Thousands in use. Agents wanted for 
Adjustable Barebl Covee, for mercliants* and family 
use. One firm ordered 200 doz. Address, 
Statesman Adv. Dept., Marshall, Mich. 
THE GILPIN SULKY PLOW. 
Constructed entiiely of iron and 
steel. Easily operated entirely by 
one lever. Siitiple, strong, dura- 
ble. Perforins better work in 
unskilled hands tlian a skillful 
plowman can do with walking 
plow., 7,000 sold and in use in two 
years, givins unbounded satisfac- 
tion. Gold Medal at Illinois State 
trial 1874, and Indiana State trial 
1876, the two highest ever award- 
ed sulky plows. 
1!. H. ALLEN & CO., 189 Water St., New York, Agent. 
DEERE &. CO.. Mollne, Ills. Established 1847. Manufac- 
turers of Gan" Plows, Cultivators, and Steel Plows of all 
sizes, especially adapted to sticky soils. Send for circulars. 
Choice Plantis and Seeds. 
AT liOVr RATES TO SPIT THE TIMES. 
Enclose ii letter-stamp for our handsomely illustrated 
Cataloffne for IS,,, and address 
THE BELIiEVCE NURSERY COMPANY, 
PATEKSON, JVEW JERSEV. '""^^ 
BOOKWALTER ENGINE. 
Compact, Substantial, Economical, and 
Easily managed. Guaranteed to work 
well and give full power claimed. \i\\- 
[rine and Boiler complelc, including: 
Governor, Pump, &c., (and boxiugj, at 
the low price of 
3 Horse-Fowei- $353.00 
4:}4 " " 303.50 
B^" Put on Cars at Springfield, Oliio. 
JAMES LEFFEL & CO., 
Springfield, Ohio, 
or 109 Liberty St., New York City. 
BARWORD PUMP CO. 
Water raised to any lieiglit and 
distance by 
COMPRESSED AIR. 
The best And most economical means 
yet devised for giving a Country House 
or farm tlie water conveniences enjoy- 
ed in cities. Plenty of fresh water lor 
stock on farms. 
For Catalogue and Price List, address 
HARTFOED PUMP CO., Hartford, Conn. 
