1875.] 
AMERICAN AaRICULTURlST. 
m 
Liile In>>iiraucf. 
It is the common error of those who thought- 
lessly or maliciously attack our Life Insurance 
Companies, to forget that the whole system of 
Life Insurance has attained its present proportions 
through the operation of one simple element— and 
that Is, the prudential foresight which impels the 
husband and the father, to make timely provision for 
the comfort of the family he is to leave behind him 
at his death. In other words, it is the confidence 
of the general public in the security offered by our 
great Life Companies, that explains the rapid and 
continued expansion of this important interest. 
The case has been very cleverly and succinctly 
stated by the Insurance Commissioner of Mas- 
sachusetts, in his Report for the year 1873, when 
he says : "Savings Banks meet a real want, as well 
as Life Insurance Companies, and yet their intro- 
duction and multiplication have been steady and 
gradual, not quick and sudden. Life Insurance 
has been successfully introduced into other coun- 
tries besides America, without attaining the gigan- 
tic proportions already reached in our own — a fact 
from which many suggestive k-ssons may be drawn." 
The increase in this country during the three 
years from 1869 to the end of 1871, was : 
In the nnniber of Life Insurance Companies. 14 
la the tminber of Policies ontstiinding. .... 177.7:17 
lu llie amount insured $333,71«.0S9 
— showing that there was a steady increase of the 
number of policy-holders during the years 1809, 
1870, and 1871, at the average rate of upward of 
55,00J annually, and a corrresponding increase 
equal to One hundred and Ten Millions of Dollars 
annually, in the amount insured. 
It is, therefore, manifestly but an idle waste of 
breath, to attempt to throw discredit upon an 
interest so important as this. The bitterness of 
the attacks, which have occupied the columns of 
the public press for some time past, may be cliari- 
tably attributed to private or personal grievances, 
with which the public has nothing to do, and for 
which it cares very little— yet when so many bold 
attempts have been made to shake the faith of the 
insured in the stability of the insurers, it is but 
common justice to remember that the Life Insur- 
ance system in the United States, has attained its 
present dimensions because it commends itself to 
the good sense of a sagacious people, and that 
that people do not continue their support from 
year to year, without having sound ressons for the 
faith that is in them. 
It is the steady growth, the uniform fair dealing, 
the undoubted security, and the prudent manage- 
ment of such old companies as the United States 
Lite of this City, that upholds and continually 
strengthens this faith. 
W[DR .\WAKK YocTH's Paper.— For jufijcious editintj, 
select and popular contributors, and spriglitly, entertaiiiinsr 
reading, the youth's Coutpanion has no suparior among 
the Yoiitli'3 publi(;ation9. 
:^fks^^mm^^^^ms 
And Not 
'Wear Out. 
F.ir sale hy W:itctiin:ikcis. By mail. .">!) cents. Circulars 
free. .). s. BIRCH. 37 Maiden Lane, New Yorl;. 
GEO. A. PRINCE & 00. 
ORGANS &MELODEONS. 
The Oldest, Lnrgrest and Most Perfect Manufactory In tlie 
United Stiites. 
Now in use. 
No other Musical Instrument ever obtained the same 
popularity. 
CP~ Send for Prlce-Llats. 
Address BUFFALO, N. V. 
A RKITIAKKAltl.K XKIAI. AI^1> 
'I1£1UMI>1I. 
The triumph of Wheeler & Wilson, at the Ameri- 
can Institute. New York, with their New No. 6 Sewing- 
machine, was remarkable :n many respects. A jiowerful 
influence was lirnught to bear against a favorable award. 
Additional judges were ordered of known proclivitiea 
for other machines. Extraordinary and repeated exami- 
nations were made, one lasting from 10 o'clock a. m. 
until G o'clock p. m. The parts of six machines were 
ordered from the manufactory, and a machine was cou- 
etructed of parts selected by the judges, which was then 
tested on all kinds of work, from gauze to heavy harness, 
hy foot and steam power. The general quality of the 
Company's workmanship waB ascertained by an exami- 
nation of machines in their warehouses, and the testi- 
mony of many disinterested users of the machines, far 
and near, was procured to ascertain their practiail work- 
ing. 
The five judges, in conclueion. nnanimously reported 
the Wheeler & Wilson New No. 6 Sewing-machine "as 
a machine which, by the proof submitted, we are satis- 
fied must eventually supersede all others now known 
with which it comes in competition." And they "re- 
commend for it the highest award which it is in the 
power of the Institute to bestow." 
The Board of Managers unanimously approved the 
report, and recommend for this machine the Gold Medal 
of the Institute. 
The Board of Direction nnanimoasly approved this 
recommendation, and awarded the Crold Medal to 
Wheeler & Wilson, the only gold medal awarded for a 
sewing-machine by the America,n Institute for many 
years. 
(CIRCULAB.) 
Consumers' Importing Tea Co., 
No. S Cliurch Street, 
P. O. Box 5,509. New York City. 
This is a combination of capitalists to supply llie consum- 
ers of Teas throughout the United States on tlie mutual 
principle. 
"We have experienced agents in all the best districts of 
China aiul Japan to select Teas especially for our trade. 
We expect every consumer of Teas to render us all the 
assistance they cjiu in carrying out our enterprise, as we 
make a specialty of SUPFLVING CONSUMERS ONLY 
(and allow no middlemen to mate any profit on our impor- 
tations), wliich will enable us to supply tliem with Teas at 
prices lower than have ever been known, and of those line 
qualities that seldom reach the interior, being sold only in 
the hu'Ke cities and among the very wealthy. 
Hoping the consumer will take an interest in our enter- 
prise, iind send at once for a circular with lull explanations 
of how to proceed to obtain our goods, we remain, 
Most respectfully yours, 
Consixmers' Importing Tea Co., 
p. O. Box 5,.509. 
No. 8 Church Street, 
New York City. 
Entered, according to Act of Congress, In Januai-y, 18"4, 
l)y the Consuniei-s' tnipoi-tin^ Tea Co.. in the Oltiee of the 
Lihraidan of ConKi'ess, Washington, D. C. 
18T5. 
Fostage Free. 
New is the Time to 
Subscribe 
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" The Verdict." 
GOOD CABLE SCREW WIEE 
Boots and Shoes 
BETTER THAN PEGGED or SEWED. 
Ij, DrcUt-i* «S£ Co'* Premium American Billi;irii Tuples 
have takPH the first premium nn'fhil at the American Insti- 
tute, N.V. for 8ix succps-^tve years. Send for catalogue. 
Warerooms, cor. Csmul & Centre Sts., N. Y. 
WA. COVERT &; CO., PimhIhcc 
• CoinniUsion M<Trliants. No. 6^ Pe:u-t Srreff. 
New York. "Outrk sales tind prompt returns." O^ Send 
for our weekly Prices-current and Marking Phite._^3 
QARR & HOBSON. — A 
^^ Large Assortment of Standard 
and Special Farin Implements. In 
writing state your particular wants. 
56 Beekman Street, New York. 
Parents, reduce your SHOE 
Bills two-tliirds, by buying 
S!LVER»TSPPE0 SHOES. 
T\)rn'KTT?T7' MARE RAPIDLY Mitli Sti-ncil :ind 
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