1806.1 
AMERICAN AGRICULTURIST. 
151 
(Business Notices $2.00 per Agaie Line of Space. ) 
Bvcr7 Child on the Continent ahould have it 1 
The Best Children's Paper in America. 
rinc. ■lid f'>r irie 
Goo4, (bo Tnir , and 
UiO UfautifuL 
A Firtt-CIns-* Monthlj Paper, of 10 
I'a^ii, fur IHIVS iind bllU.iJ. 
$1.00 a Tesr b adv&sco. 
A BcauiiTiil Premium to CTery sulijcnbcr. 
f primco Copy sent lur 'Xeu Cento. 
Address, 
ALFRED L, SEWELL, 
Publisher, Chicago, HI. 
'*Mr. ScvvelTs Paper already excels cveiT olhor children » 
p.-iner that we know ui' in this cownivy."— Chicago Eve. Jour. 
'i'Ui' l«ifllc C'orparal for one year will do your 
children iniMc Ecood than a Quarter's Schoolins. 
Tlxo :^oo:^. for .A.SG>3:^t& 
IS riiOYD'S II.Lr§TUA'rE» 
B^afieHistpri 
From the capture of FORT SU^^TER. April 14, ISGl, to the 
capture of JKPFEirsOX IWVTS. Mav 10. 1S(15. 
Luibraeinix 'J'xS IJa/t!.- P-:-<rrif)(io>i>i. ;?9 liingraphical Sketch- 
es, '\ Steel Pnitniits, 4.') E^firnd/pe Portrait^ IT Fine Maps, 
13 Battle PiCiure-s, and a general Keview of the War. 
SOLD ONLY TO SUBSCKIBERS. 
Complete in one Royal octavo volume, of more tlian 700 
pages. Ornamented and Bound in the most attractive styles. 
Prices $4.50 and $o,00. "With unsurpassed facilities we be- 
lieve we have produced the best and most salable book pur- 
laining to the war. 
The Agricflttrist for ifav isr,5. sava : " We have already 
spoken /aPOT'ihir/ of the reliable crairacter of tfte Home of 
//. H. LLOYD & CO.—'Soilvf that the initiaUare H. E^ 
AGENTS wishing to s^-enre exclusive n::his must applv im- 
mediately to II. H. LLOYD, ;;i John-st., New Yoi^k. 
CJT" H. H. L. & CO.. have the Larircst, Best and Cheapest 
Assortmeiu n[ Man«, ciiarts. Photographs, Steel Engravings 
and Prints in iho United States. 
The Opportunity is still Presented. 
TAKE YOrR CHOICE! 
Of -A $.j5 Sewing Machine, eitiier 
W HEELER & WILSON, 
OR GliOVEU & riAKEB, 
for SIXTEEN NEW Snbsciibeis t.i the 
SEW TOUK OISSiL;UVER, 
with tlie money, $563 for one year in advance. 
* * * *. Ind.. January, 1866. 
Messrs. EuiTOEs:— I desire to return my tlianks. • ••• 
I have had the Machine one mouth. I could not do without it. 
Lebanon-, Pa^ Jan. 15, 1S6C. 
Messks. Sidney K. Morse, Jr., & Co. 
The Sewing Machine caiiie safely to liand. 
M' • • • H • • ♦, N. T., Jan. ISM. 
Gentlemen:— * • » As for the Sewing Machine, it came 
in due liuic and in good order, ^ « * ♦ Many thanks. 
Maiiij moi'e like the above. 
Sample copies and Circulars sent lo any aildr^s free. 
Terms, §3.50 a Vear In Advauce. 
SIDXEY E. MORSE, JR., d: CO., 
37 PARK ROW, New York. 
MAKE YOUR OWN SOA 
>er€ent Saved By 
USINCt B. T. BABBITT'S 
Pure €oiieeut&*ated Pota«$lft 
on 
READY SOAP MAKER, 
■Warranted double the strength of common Potash, and su- 
perior to any other saponilier or ley in tlie mai-ket. Put up 
in cans of 1 pound, 2 potnids. 3 pounds, 6 pounds, and V2 
pounds, wUh full directions in En2:lish and German for 
m.aking Hard and Soft Soan. One' pound will make 15 
gallons of Soft Soap. No lime is reciuired. Consumers 
will find this the cheapest Pota^h in market. 
B. T. BABBITT. 
Xos. 64, 65, 66. 6^ CS, 69, 70, 7-?, aTid 74 Washington-st., N. Y. 
PERCENT SAVED ^ 
^^ By Using 
B. T. BABBITT'S 
BESX MEOICI.^'AL SALESSATUS, 
"Made from Common Salt." Bread made with this Salera- 
tus contains, when baked, nothing but common salt, wutcr 
and flour. Nos. 61, 6j, 06, C7, OS, 09, VO. 'li and 71 Washington- 
it.. New Tork. 
The TjHrgc«l and mos^t prodiictire, Swc-ctcst and 
j)ios( delicioiiv, Ilnrtlicsl and every way tlie BEST 
Hlacfeberry extant. No Garden is complete without it. 
Send stamp fur Prices, Testimonial:^, A-e.. (New Edition ) to 
E. WILLIAMS, Mout Clair, X. J. 
Twenty-First Annual Report 
OF Tllli 
NEW-YOEK LIFE INSURANCE 
COMPMY. 
OFFICE, 
Nos. 112 and 114 BROADWAY. 
JANUARY Ul, 1860. 
Atnoiint of Assets January 1st, ISC') $8,058,755 55 
Amount of [U'emiums received dur- 
ing; IS'i:. $^\084,801 S6 
Amount of interest received and 
•fii^crneii, inclULiiug premium on 
gold, etc 257,260 54 - 2,S42,820 40 
Total |G,000,065 95 
DISBURSEMENTS. 
Paid losses by dearh $490,5?.; 03 
Paid for redemption of dividends. 
aunuities. and surrendered andean-* 
relied i'niieies *2W.fi9S 53 
Paid salaries, printintc, and office 
expenses.. . ^..,... 71,5S8 95 
Paid commissions and agency ex- 
penses 21G,'105 53 
Paid for advertising and physiclau'a 
fees 31.542 41 
Paid taxes, internal revenue stamps, 
war contribution, and law ex- 
penses 14,203 80— $1,118,901 25 
Total f l,;<SI,yi9 07 
ASSETS. 
Cash on hand and in bank $250,006 56 
Invested in United States Stocks, 
cost 2.115,43125 
(Market value, $2,140,772.) 
Invested in New- York City Bank 
Stocks, cost 55,56150 
(Market value, $54,475.) 
Invested in oilier slocks, cost 333,923 15 
(Market value. $.-Sl,01,'i.> 
Loans on demand, secured by United 
States and other stoeks 48,500 00 
(Market value, $55,858.) 
Real Estate 110,819 77 
(Market value, $250,000.) 
Bonds and mortgages 230,747 03 
Premium notes on existing policies 
bearing interest 1,186,983 21 
Quarterly and semi-annual premi- 
ums, due subsequent to January 
1st, 1866 242,451 03 
Interest accrued to January 1st. 1866 60.9ft0 59 
Rents accrued to January 1st. 1866., 1,879 13 
Premiums on policies in hands of 
aeents and in course of transmis- 
sion 197,601 54— $4,881,919 70 
The trustees have declared a return premium as follows: 
A Scrip Dividend of Fifty Per Cent, upon all participat- 
ing premiums ou Life Policies in force, which were issued 
twelve months prior to January Isl, 1866, and directed the 
redemption in full of the dividends declared in 1S63 and 1864. 
Certificates will be redeemed in cash on and after tlie first 
Monday in March next, on presentation at the home office. 
Policies subject to notes will be credited with the return on 
settlement of the next premium. 
By order of the Board, 
WILLIAM H. BEERS, Actuary. 
During the year 5,133 new policies were Issued, insuring 
$16.:WJ,SS3. 
BALANCE SHEET OF THE COMPANY, JANUARY IsT, 
1806. 
Assets as above, at cost $4,881,919 70 
Market v.alue $5,018,449 06 
Di.fposed of as follows. 
Reserved for losses, due subsequent 
to Jan. 1st, 1866 $78,841 45 
Reserved for reported losses, await- 
ing proofs 26,000 00 
Reserved for special deposit for 
minor children .... 285 76 
Amount reserved for reinsurance 
on all existing policies (valuation 
at 4 per cent, interest) 3,520,297 66 
Reserved for: 
Dividends declared prior to 1863, due 
and pavable on demand . . 118,211 88 
Dividends, 1863 and 1864, now to be 
paid 232.895 00 
Dividend. 1865 (present value) 315.042 00 
Dividends, 1866 (present value) 506,117 00 
Special reserve (not divided).. 184,223 95— $4,881,919 70 
TRUSTEES. 
MORRIS FRANKLIN, JOHN M. NIXON. 
DAVID DOWS, ISAAC C. KENDALL, 
DANIEL S. MILLER. JOHN E. WILLIAMS, 
"^^-M. C. DUSENBEIiRY, HENRY K. BOGAliT, 
JOHN L. ROGERS, JOHN MAIRS. 
DUDLEY B. FULLER. WM. H. APPLETON, 
ROBEUT B. COLLINS, "W.M. BARTON, 
WM. A. BOOTH, THOMAS SMULL. 
SANFORD COBB, GEOBGE A. OSGOOD, 
JAMES G. KING, CHAS. L. ANTHONY. 
MORRIS FRANKLIN. President. 
WM. H. BEERS, Actuary. 
Persons desirous of acting as Agents for the above Com- 
pany, will please api)ly to the Home Office either personally 
or by letter. 
Plan Your Own Houses ! 
EVERY MAN HiS OWN ARCHITECT!! 
Build your Houses so they Will pay tu live in and com- 
mand a handsome prolU if you wish lo aell. 
Moderate priced Ilousrs for meu of moderate means. 
Fifiii Edition now Ready. 
WOODWARDS COUNTRY HOMES. 
A new popular nnd practical book for every one, contain- 
ing 122 designs and plans for Country Houses of moderate 
cost, with outbuildings and gates, and a full illustrated de- 
scription of the B.4.LLOON Fr.AME. Post-paid cverywhero 
for $1.50, and well worth the money. Address 
GEO. E. & F. \V. WOODM^ARO, 
Pnl>lislicrs, 37 Parlc-Ro«', IV, Y, 
THE HOKTICITLTURIST. 
A Monthly Magazine for 
every one who has a grape 
vine, a city yard, an acre lot, 
a eai-dfii, a vineyard, an 
orclijird, a country-seat, a 
Farm, who has a house to 
build, out-buildlngB to erect, 
or a home to beautify. 
Splendidly lliuslrnteu wllh 
designs and plana and all new 
" fruits, flowers, etc. 
1866— Two Dollars and Pifty Cents; lS'u.->, 
bound and post-puid, iind IStJG— 84.50 ; ISG* 
and 1S65, bound and post-paid, nnd 1806— S6. 
GEO. E. & F. \V. WOODWARD, 
FnblisUcrs, 37 Park.-Ro^v, IVcw-Vorlc. 
THE DELAi;VARE CJRAPE, 
Just Published, 
A Magnificently Colored Plate of the Dcla^vare Grape, 
full size, on heavy royal paper. Price per copy, mailed free, 
securely packed. Tlirce Dollars. 
GEO. E. & F. W, "WOODWARD, 
Publishers, 37 Park-Row, New York. 
Woodward^s Graperies and Horticnltnral Buildings* 
60 designs and plans. Price $1.50, post-paid, to any addresa. 
The Cultivator and Country Gentleman. 
A first-class Weekly Agiicultuial paper; ,t.weuty-9eventh 
semi-annual volume begins January 1st, isG-j, S3J quarto 
pages annually. Two Dollars and fifty cents per annum. 
Embraeiii:: an 
Ag:ricultui*al Departnient, Xlio Poultry 
ITard, Tlio Brce*lor aud Grazier, Tlio 
Bee-keeper, llortieultiiral Depart- 
uient, Fireside Depart*ueut, Do- 
mestic I'>oiioiiiy, Ifieeord of 
tlie Times, Dairy Depart- 
siicut, Weekly Produce 
ITIarUetSg etc. 
Specimen numbers, post-paid, Eiglit cents. Subscriptions 
and AdvertisenientB received, and back numbers and vol- 
umes supplied. 
Address GEO. E. & F, "W. W^OOD^VARD, 
Publishers, No. 37 Park-Row, New-York. 
The Gardener's Monthly. 
A reliable standard monthly periodical, Sth annual volume, 
devoted to all departments of Horticulture, Two Dollara per 
annum ; with the HonTicrLTiTRisT, Four Dollars per annum. 
Specimen copies, post-paid, 20 cents. 
Address GEO. E. & F. W. W^OODWARD, 
PUBLISHERS AND DEALERS IN ALL 
AGRICULTURAL BOOKS, PAPERS and PERIODICALS, 
37 Park-Row, IVcw-York. 
