276 On the Duration of Life in the Bengal Civil Service. [Sept, 
N 
Number who 
survive at the 
age of 
20 
25 
30 
35 
40 
45 
50 
Carlisle Tables, 
60 
59 
56 
54 
51 
47 
44 
DeParcieux, 
60 
57 
54 
51 
48 
47 
42 
Dr. Halley’s Breslaw Tables, 
60 
56 
53 
49 
44 
39 
34 
Price’s Northampton ditto, . . 
60 
55 
51 
46 
42 
37 
34 
Price’s London ditto, 
60 
55 
50 
45 
39 
33 
27 
Bengal Civil Service, 
60 
56 
52 
47 
42 
34 
23 
The annual per-centage of deaths between the ages of 20 and 50, stands as 
follows : — 
Carlisle Tables, 92 per cent. 
DeParcieux, 95 ditto. 
Breslaw Tables, ' 1.40 ditto. 
Northampton ditto, 1.47 ditto. 
London ditto, 1.79 ditto. 
Bengal Civil Service, 2.03 ditto. 
To these may be added, from very accurate computations, 
Bengal Army, 2.95 ditto. 
Madras Army, 3.25 ditto. 
7. The Honorable Court of Directors have lately granted some valuable 
boons to the Civil Service : — the absentee allowance for 3 years to those who are 
obliged to return to England, on account of certified ill health, the furlough allow- 
ance for three years to those who have resided 10 years in the country, and the pen- 
sion of <£*1,000 after 25 years service, lhe effect of these rules can bebutimper* 
fectly foreseen. They will probably lessen the mortality, from the age of 20 to 40; 
increase it from 40 to 45, by the inducement they will hold out to endanger a broken 
constitution, for a few more years, in hopes of obtaining the pension ; and materi- 
ally lessen it subsequently to the age of 45. 
Note by the Editor .— We thank the author of the above contribution, and agree 
with him that the subject is one of high interest, and deserving of further inves- 
tigation, which we trust it will receive from himself. We observe he is in possession 
of some calculations respecting the chances of life in the Military Service of Bengal 
and Madras, and we hope he will transfer them to our pages. We would also 
suggest enquiry into the proportions between the premiums charged by the Life 
Insurance Office in India, and those which are charged in London, making allow- 
ance for the Government duty in England, and for the profits divided among the 
share-holders. Some interesting results appeared upon the analysis of the risks in 
the Oriental, which the Secretaries of that office exhibited to the proprietors about 
three )ears ago, when the term of the former Society expired ; and in consequence 
various modifications in the system were adopted, which it is understood, have 
greatly affected the profits. 7 he principal alteration was a resolution to reject all 
risks from Madras and Bombay, as it was found that while the Bengal risks sepa- 
rately had yielded considerable profit, the whole of it was absorbed by losses in the 
other presidencies. 
The statement confirmed the general result of our author’s tables in respect to 
the hazardous period between the ages of 40 and 50. 
We have not very carefully examined his tables; but they appear to require 
further illustration in some particulars. It would have been desirable to give in a 
separate column (between two and three) the number of writers appointed in each 
