one country to another, you will Jose by such an exchange. 
On each check there are two places to sign. One is signed upon 
receipt of the checks. The other is signed in the presence of 
the person who will cash it. Should your checks be lost or 
stolen, notify the nearest branch of the organization which 
issued them. The value of the lost checks eventually will b« 
refunded. Banks or travel bureaus will cash your checks at 
nearly the current rate of exchange, while hotels or business 
establishments will usually cash them at a lower rate of ex- 
change. It is well to remember this and try to arrange to 
cash your checks during banking hours. 
Letters of credit are certificates that you have deposited 
a certain amount of money with the issuing bank or company. 
To draw money on a letter of credit it must b© presented, 
with identifying papers, to the foreign correspondent of your 
bank. After you have signed the draft and received your money, 
the bank will make a memorandum of the amount drawn on 
your letter of credit. 
For the ordinary tourist, however, Travellers’ checks are more 
convenient than letters of credit. 
When passing from one country to another, it is always best 
to be provided beforehand with a small amount of money of 
the country into which you are going, to cover tips and first 
expenses after arriving. However, regulations of each country 
vary on the total amount of its currency you may bring in with 
you. 
8AGGAS E 
Ship all heavy baggage to arrive at the steamship pier at 
least twenty-four hours before sailing. Always make sure, either 
by personal observation or proper claim check, that ail baggage 
is going with you. Baggage insurance is strongly recommended. 
From the steamship company you can obtain labels which 
should be pasted on all your baggage. The trunks you will not 
need on the voyage are marked "Hold". Those needed during 
the voyage are marked "Wanted", and will be held for you in 
the ship's baggage room. Your steamer trunk and hand baggage 
will accompany you to the stateroom. 
« 
IMMEDIATE ATTENTION SHOULD BE GIVEN 
TO THE FOLLOWING UPON ARRIVING ON SHIPBOARD 
DECK CHAIRS — Arrange with the deck steward for your 
steamer chair immediately upon arriving on the shipboard, and 
see that he secures a space in as protected a location as 
available. 
STEAMER RUGS — If you do not have a steamer rug, the 
deck steward can rent one to you for the trip. 
BATH — Your daily bath may be arranged with the bathroom 
steward. About twenty minutes is allowed for this purpose. 
DINING ROOM RESERVATION — The chief steward will 
reserve a seat for you in the dining room at the first or second 
table, depending upon the dinner hour you prefer. The second 
sitting is considered preferable. 
THE VOYAGE 
Your voyage will be not only interesting, but you will find that 
the modern liner is equipped for your comfort, enjoyment, 
and safety. 
The Captain is in complete command, but ordinarily you 
will ha ve little contact with him or the officers in charge of 
navigation and engineering. Your business will be conducted 
through the purser's department which includes the chief 
steward, second steward, and the other personnel who are con- 
cerned with your comfort and well-being. 
Your cabin steward will call you in the morning at any time 
you wish, and through him you may arrange any special service 
you require or want. He can also answer any questions you may 
have concerning laundry, pressing and tailoring services, dress 
for dinner, etc. 
The deck steward will attend to your needs while on deck. 
Your deck chair, marked with your name on a card, will be 
already set up for you. If you have arranged for a rug, he 
will assist you to get settled comfortably and at night will take 
charge of it until the following day. 
MEALS 
Meals are announced by bugle or gong. Wines, liquors, 
mineral waters, etc., are extra. It is customary when ordering 
these with meals to sign a voucher slip for them. These vouchers 
are called "chits". Tobacco and other items purchased in the 
smoking room on some lines may b© handled in the same way. 
At the end of the voyage, the total of your "chits" is paid to 
the dining-room steward or to the smoking-room steward, or 
both. 
SEASICKNESS 
Should you feel yourself becoming ill, keep moving or keep 
busy in the fresh air, and this will often relieve the condition. 
The ship’s doctor can be called if necessary, although you may 
secure reliable relief from your cabin steward or stewardess. 
Rough seas increase the number of seasick persons on board 
ship, although rough weather and storms occur most frequently 
during the winter months. 
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