Filed* SI Bredin Society Ids. Exp 
COPT 
leiicrfBg-Oaksoed TIMES 
Tiaj«s Square.... 2?80 Far Hills Avenue. . . .Bay tea 9, Ohio 
February 25, 
Dear Dr. Schmitt* 
I know something of bureaucratic procedure , haring 
worked for the QWI for three jeer® during the war, mi sc .far, 
I»d say you're not having sore than normal troubles. 
I called ay Insurance agent to get the answer* to 
your questions. 
It works out like this* there is a separate rider 
attached to the policy to cover the period of your charter , 
and in that, the Smithsonian is named as c©~ insure©, if there 
is such a cord. In any event, he assured me that there would 
be no possibility whatsoever of the Smithsonian's being liable 
above the first $1,000. As I know my agent, and have utter 
confidence in Mm, I wouldn’t give this matter another thought 
if I vere you. he also have liability, or “all risk* coverage 
I believe it is called, up to $100,000. (It may be *200,000, 
for all I know — the point is I think you could destroy any 
dock, or boat, in the south seas for considerably less than 
that figure. ) 
Institutions have to be cautious, so don't, be 
embarrassed by the delay. I assure yon it isn't dot (ter lug 
me, and neither of us has anything to worry about in regard to 
the insurance. 
Damn i mo I wish i could go along with you. Ify 
wife- and I, as a very poor substitute, are about to take off 
for a couple of weeks at St. John's, in the Virgins, to see 
what the Meat Indies reef fish, and coral heads, and anemones * 
look like. 
Cordially , 
James UcConnaughey 
