setts laws would allow the removal of 
bodies without the consent of the lot own- 
ers, which we have, however, by their 
signing the enclosed agreement. In one in- 
stance, when the lot was half paid for and 
we were unable to collect any more, we 
sold the other half of the lot. 
We allow no stones or monuments on a 
lot until paid for in full. 
We sell one, two, three and four graves 
to one person. One for $15, two for $40, 
and $25 each for three or four graves. 
We do not require the purchaser of these 
graves to sign an agreement, as the oc- 
cupied grave is always paid for at the 
time of burial and the others can easily 
be sold if not paid for. 
Of course, selling lots on time is not as 
satisfactory as selling for cash, but Pine 
Grove Cemetery has been doing it for so 
long that the citizens of Lynn demand it, 
and as this is a city cemetery, it is almost 
impossible to change the custom. 
We require prepayment for everything 
else in the cemetery. We have been run- 
ning on a cash basis, except in the sale of 
lots, since 1907. Geo. E. Lane, 
Supt., Pine Grove Cemetery. 
Lynn, Mass. 
Following are our rules and contract for 
lots sold on time : 
PINE GROVE CEMETERY 
Rules Governing the Sale of Lots by Partial Pay- 
ments. 
The purchase of lots by partial payments shall 
be made in the following manner: 
Twenty-five per cent, of the purchase price is to 
be paid down, and the balance is to be paid in 
monthly instalments of ten per cent.; the first in- 
stalment to be paid on the first day of the second 
month following the purchase of the lot. and there- 
after on the first day of each following month until 
the whole amount shall have been paid; the last 
payment to comprise the balance due on the lot. 
The initial payment of twenty-five per cent., en- 
titles the purchaser to make one interment in a lot. 
In order that more interments may be made in that 
lot twenty-five per cent, must have been paid on the 
lot account for each additional interment. 
The sale mray be declared' null and void by the 
Commissioners if the full purchase price is not paid 
within the above specified time; in which case the 
Commissioners will remove the bodies to the single 
grave section and sell the lot. 
The cost of the transfer will be deducted from 
the amount paid on lot and the balance refunded. 
AGREEMENT 
Lynn, Mass 191.. 
After having carefully read the above rules, I 
herewith pay on account of lot No 
Ave. $ ; and agree to pay each month 
ten per cent., of the purchase price, until the lot 
is paid for, whh Interest at six. per cent, per an- 
num. 
Upon failure to make the above payments, I here- 
by give my consent to the removal of the body or 
bodies, therein buried to the single grave section, the 
cost of whieh is to be deducted from the amount 
paid. 
Name . 
* * * 
We very often have lot holders discon- 
tinue payments and find it very difficult 
to collect such accounts. We use whatever 
means we think best for each individual 
case as to collection. We do not permit 
other graves to be opened on lots where 
payments are past due; balance must be 
paid in full. We have never tested the 
law as to the removal of a body from a 
PARK AND CEMETERY. 
lot on account of non-payments. We have 
never removed a body on this account. 
Where credit is given, the account is 
closed up by note for monthly installments. 
Elmwood Cemetery. 
Memphis, Tenn. 
* * 
We sometimes contract lots or parts of 
lots that are not paid in full at the time of 
purchase, but if we do not think or have 
doubts that the payments will be made at 
the time agreed upon we steer them to a 
section that we sell any amount of ground 
they want, with the understanding that 
the ground is not bought or sold until it 
is paid for, giving a receipt for what is 
paid for. When the time comes around 
that the balance should be paid we send 
the party a statement with notice at- 
tached, that if we do not hear from 
them by a specified time we will conclude 
that they have changed their mind and do 
not want the unpaid for balance of the 
ground. Of course, they do not all re- 
spond, but we are nothing out. We have 
no trouble, by using care. We have never 
removed a body for not paying for lot, 
though, as I understand, the laws of Ohio 
allow the cemeteries or their controllers to 
make any rules for their own management 
so long as they do not conflict with any 
state law. I do not know of any Ohio 
law on the subject. 
Geo. Gossard, 
Supt., Washington Cemetery. 
Washington C. H., O. 
* * ;|c 
Our cemetery was in a disgraceful con- 
dition fifteen years ago. The man who 
laid out the grounds had become feeble 
and in poor health and was compelled to 
forego his usual care of the grounds. We 
bought what he had left and also addi- 
tional grounds near by. We employed the 
best landscapers we could, Earnshaw & 
Punschon, of Cincinnati, who laid out our 
grounds and furnished us our records. We 
have adopted the rules and regulations al- 
most entirely as they are in force at Crown 
Hill Cemetery, at Indianapolis, and I take 
pleasure in sending you a copy of our 
rules and regulations, as well as copy of 
our deed, in which we give perpetual care 
to the lot. We are reserving the right to 
the real estate; we grant permits only for 
burial, retaining the title, as it were, in 
our own name. We require the first pay- 
ment to be sufficient to cover a single 
space. To illustrate: If we sell a lot for 
$75 and there are five spaces upon it, we 
require $15 cash and the remainder to be 
paid at such times as may be agreed upon. 
We have found the payment of lots upon 
the monthly plan very successful. One of 
the association notes will show how we 
make the reservation. It reads as fol- 
lows : 
$ Lebanon, Inti 191.. 
after date promlao to 
pay to the order of Oak Mill Cemetery AaHOclatlon, 
of Lebanon, Indiana, 
45 
Dollars 
And Attorney’s Fees. Value received, without any 
relief whatever from Valuation or Appraisement 
Laws. The drawers and indorsers severally waive 
presentment for payment, protest, and notice of pro- 
test, and non-payment of this note, and all defenses 
on the ground of any extension of the time of its 
payment that may be given by the holder or holders, 
to them or either of them. 
This note is given for purchase money on 
Lot ...Section Oak Hill Cemetery of 
Lebanon, Indiana, and a lien upon said lot for pur- 
chase money is hereby 1 declared, with six per cent, 
interest from date, and eight per cent, interest after 
maturity until paid. 
Regulations Governing the Purchase of Lots — Per- 
sons desiring to acquire lots in the Cemetery, and 
not being able to pay the entire price thereof in 
cash, will be required to execute a satisfactory note 
or notes for the purchase price in such amounts and 
upon such time as may be agreed upon. But the 
payment of such money and the execution of such 
note or notes shall not confer any title whatsoever 
upon the purchaser to said lot or any part thereof 
until all of said notes shall have been fully paid. 
And upon failure to pay any of said notes in whole 
or in part, at maturity, the Cemetery Association 
shall have the right, at any time thereafter, to enter 
upon said lot and remove any body or bodies interred 
thereon, together with all monuments or marking 
stones, to other grounds reserved for single inter- 
ments; and in such event, all moneys theretofore 
paid shall be deemed and taken as having been paid 
in consideration of the right! to bury upon such lot 
and the occupancy thereof for the time being, and 
for the price of said grounds to which such body or 
bodies shall have been transferred, and to cover the 
cost of transferring such remains, monuments and 
marking stones; and) thereafter such proposed; pur- 
chaser shall have no right or equity whatever in the 
lands so conditionally purchased. And in no case 
shall a deed be executed for any lot until the same 
has been fully paid for. Said sale of above de- 
scribed lot is made subject to all rules and regu- 
lations now or hereafter governing Oak Hill Ceme- 
tery Association of Lebanon, Indiana. 
Negotiable and payable at the First National 
Bank, Lebanon, Indiana. 
Due 191. . 
Witness Signature 
In the experience of fifteen years we 
have had only three persons to fail to 
comply with their agreement. We have 
been called upon frequently to extend 
notes, but in every case satisfactory ad- 
justments have been made. In the three 
cases referred to, one of the parties re- 
moved from this locality to a distant state 
and asked us to take the unoccupied por- 
tion of the lot back. That we gladly did, 
as it had appreciated in value. In an- 
other case the payment was forfeited and 
we notified the parties that our agree- 
ment contracted with them was canceled. 
We reserve the making of the deed un- 
til the full payment is made, so we have 
all of the lines in our own keeping. By 
keeping the title in our own name, by 
withholding the delivery of the deed, by 
accepting weekly, monthly or small in- 
stallment payments, we have been able to 
sell an increased number of lots. 
The poor people, in the past, had been 
going to the country cemetery, where lots 
are cheap. Since we have improved our 
grounds and made payments on lots week- 
ly, monthly, etc., country people have been 
coming to us. 
C. F. S. Neal, 
Secretary, Oak Hill Cemetery. 
Evansville, Ind. 
