IIO 
A COLONY IN THE MAKING 
CH. XI 
have said of unassured and speculative crops or pro¬ 
ducts their name is legion. With regard to the many 
attractive and speculative projects to which each and 
every newcomer will certainly be introduced, I can 
only pass on a piece of advice given to me, and which 
I believe to be no bad guide. Take a piece of paper 
and jot down the incomings and outgoings which 
appear likely to occur in the suggested scheme, stating 
them as severely against the success of the venture as 
seems possible. Then multiply the outgoings and 
divide the incomings by two. If the scheme still 
shows a substantial profit, it may be worth while going 
into carefully. In some ways it would be by no means 
to be regretted were our assured successes less 
numerous. Delightful as is the great variety of pro¬ 
ducts that do well, it would in so small a country be 
not entirely to the bad could the whole of our energies 
be focussed on some few definite lines. 
