1878 .] 
109 
AMERICAN AGRICULTURIST. 
Hip©©!.®']! 
To the readers of the American Agriculturist. 
There has been such a quantity of utterly worthless , so- 
called “ silver ” goods, palmed off on the unsuspecting public 
during the past year or two. that it teems almost useless to 
try to educate the people up to a high standard, or ask them 
to be ieve an advertised statement. The business has been so 
demoralized by unscrupulous manufacturers, who have, in 
their competition, so cheapened'the quality of plated ware 
that it is the worst possible economy to buy it, unless made 
by some well-known and honorable manufacturer. 
Our goods WE KNOW are wed and HONESTLY 
MADE, and are guaranteed to be just as represented , or 
the money will be refunded on the return of the goods. The 
fact that the publishers of this first-class paper will accept 
our advertisement, together with the liberal notices from 
other first-class papers , and the kind words of the large 
numbers who send second and third largeorders, is sufficient 
to place us in the entire confidence of every one. We have 
first quality metals , beauty of style and unequalled finish, 
in all our wares: therefore see feel confident of giving satis¬ 
faction in each and every case. The prices given covers the 
cost, of the goods, as well as postage and packing. The 
solid spoons are the regular 4 oz. spoon. 
New England Silver Elate Co., 
Feb. 15,1878. New Haven, Conn. 
Kind Words from Customers. 
Mrs. Gilbert, of Coventry, Ct., (as well as many others,) 
write: “ The Solid Tea Spoons received, and am very much 
pleased witli them. Please find $2 for one set knives.” 
Miss Ellen Whiting, of Frankliuton.N. Y.: “ Enclosed find 
$2 for set of knives. The forks I am well pleased with.” 
Hundreds of similar testimonials could be given. 
Steam - Engines. 
FOR 1878. 
More effective and more complete, and more readily 
adapted to the various mechanical and agricultural uses 
than any other in the market. Practical improvements 
accumulated from twenty years’ manufacturing experience, 
with reputation maintained and success established. 
Send for Circulars, descriptive, and containing testimoni¬ 
als concerning our PORTABLE STATIONARY 
and AGRICULTURAL STEAM-ENGINES. 
WOOD, TABER <&. MORSE, 
Eaton, Madison Co., N. Y. 
J.MTHORBURN&COS 
SEED WAREHOUSE 
/S JOHN ST, NEW-YORK. 
On application we send free of charge our new 
Catalogue of 
VEGETABLE, AGRICULTURAL, 
FLOWER, and TREE SEEDS. 
Also just published, our New List of Gladio¬ 
lus and other Spring Bulbs, containing alsr 
list of Hardy Perennial Plants, &c.,&c, 
NEW FLATVTS. 
Choice plants at lowest rates. Send stamp for Catalogue to 
W. A. HAREETT, 
‘ Floral Nurseries,” Dubuque, Iowa. 
IRON CITY COLLEGE, Pittsburgh, Fa. 
The most extensive, thorough and complete, practical 
business college in the United States Enter at any time. 
For Circulars address J. C. SMITH, A.M., Principal. 
SEND 30 CENTS BY MAIL AND GET 
AND NOT 
_ WEAR OUT. 
Agriculturist says: “We have never found a watch it 
would not fit.” Sold by Watchmakers. Automatic Eye Glass 
Holder, 25c. Birch's Pat. Key Ring, 10c. Saratoga Bracelet, 
30c. Combination Sewing Machine Screw Driver, Thread 
Cutter, Seam and Binding Ripper, 25c. Circulars free. Meu- 
tion paper. J. S. BIRCII & CO- 38 Dey St., New fork. 
YOB CAN BUY A 
Genuine Waltham Watch 
without any risk and without leaving yonr home. Write 
for our Price List, which is sent free and gives full par- 
fictllflrs A (ldrnoc 
HOWARD & CO., No. 222 Fifth Avenue, New York. 
Mention Agriculturist when you icrite. 
THIRTY-THIRD A.JNTNTJ.A.L REPORT 
OF THE 
NEW-YORK LIFE INSURANCE COMPANY. 
Office, No, 346 & 348 Broadway, 
JANUARY 1, 1878. 
$32,780,898 20 
Amount of Net Cash Assets, Jan. 1, 1877, - 
REVENUE ACCOUNT. 
Premiums received and’deferred. ..$6,232,394 70 
Less deferred premiums Jauuary 1,1S77. 432,695 40 $5,799,699 30 
Interest received and accrued.. 2,168,015 85 
Less accrued Jan. 1, 1877 . 300,558 68 1,867,457 17 7,667,156 47 
398,054~67 
DISBURSEMENT ACCOUNT. 
Losses by death, including additions ...... 
Endowments matured and discounted. 
Life annuities and reinsurances... 
Dividends and returned premiums on cancelled policies. 
Commissions, brokerages, agency expenses, and physicians’ fees. 
Taxes, office and law expenses, salaries, advertising, printing, etc. . 
Reduction of premiums on United States stocks.$211,112 72 
Reduction on other stocks. 12,030 00 
Contingent fund to cover any depreciation in value of real estate.. 250,000 01 
$1,633,128 39 
135.160 12 
191,318 86 
2,421.817 36 
531,520 03 
501,025 90 
473,142 72 5,945,149 38 
$34,452,905 29 
ASSETS. 
Cash in bank, on- hand and in transit, since received.. . .$ 1,216,301 61 
Invested in United States, New York City, and other stocks, (market value $13,379,930 33). 12,875,584 69 
Real estate. . . 3,350,268 07 
Bonds and mortgages, first lien on real estate (buildings thereon insured for $13,5S0,000, and 
the policies assigned to the company as additional collateral security). 15,379,202 23 
•Loans on existing policies (the reserve held by the company on these policies amounts to 
$3,445,195). . 693,234 74 
•Quarterly and semi-annual premiums on existing policies, due subsequent to Jan. 1, 1878 . 396,289 26 
•Premiums on existing policies in course of transmission and collection (estimated reserve on 
these policies $674,000 ; included in liabilities). . .. 167,183 37 
Agents’ balances. . 56,945 97 
Accrued interest on investments to Jan. 1, 1878. — 315,895 35 
•A detailed schedule of these items will accompany the usual annual report filed with the Insurance De¬ 
partment of the State of Neio York. 
Excess of market value of securities over cost.. — 
$34,452,905 29 
504,345 64 
Cash Assets, Jan, 1, 1878 .$34,957,250 93 
Appropriated as follows: 
Adjusted losses, due subsequent to Jan. 1, 1878. .. — $318,009 43 
Reported losses, awaiting’ proof, etc.. 112,897 84 
Reserved for reinsurance on existing policies; participating insurance at four per cent Carlisle, net 
premium; non-participating at five per cent Carlisle net premium .31,022,405 99 
Reserved for contingent liabilities to Tontine Dividend Fund, over and above a four per cent re¬ 
serve on existing policies of that class.. . 792,302 22 
Reserved for premiums paid in advance—.. . 17,430 91—32,293,106 44 
Divisible Surplus at four per cent, ------- $2,664,144 49 
Sul-plus, estimated by tile New York State Standard at 4 1-2 per cent, over.86,000,000 OO 
From the undivided surplus of $2,664,114.49, the Board of Trustees has declared a Reversionary Dividend, available on 
settlement of next annual premium to participating policies proportionate to their contributions to surplus. 
DURING THE YEAR, 6,597 POLICIES HAVE BEEN ISSUED, INSURING $20,156,639. 
Number of policies in force Jan. 1, 1876.44,661. 
Number of policies in force Jan. 1,1S77. 45,421. 
Number of policies in force Jan. 1,1S78. 45,605. 
Amount at risk Jan. 1, 1876. $126,132,119 00 
Amount at risk Jan. 1,1877 . .... . 127,748,473 00 
Amount at risk Jan. 1,1S78. ! . 121,901,887 00 
Divisible surplus at 4 per cent Jan. 1,1ST6... 2,499,656 00 
Divisible surplus at 4 per cent Jan. 1, 1877. 2,626,816 00 
Divisible surplus at 4 per cent Jan. 1,1S78... . 2,664,144 00 
TRUSTEES: 
HENRY BOWERS, 
WILLIAM BARTON. 
WILLIAM A. BOOTH. 
WM. II. APPLETON, 
EDWIN MARTIN, 
ISAAC C. KENDALL, 
WILLIAM II. BEERS. 
H. B. CLAFLIN, 
LOOMIS L. WHITE. 
GEORGE A. OSGOOD, 
JOHN M. FURMAN, 
EDW. A. WHITTEMORE. 
MORRIS FRANKLIN, 
ROBERT B. COLLINS, 
CHARLES WEIGHT, M. D„ 
J. F. SEYMOUR, 
JOHN MAIRS, 
DAVID DOWS, 
MORRIS FRAWRLO, President. 
WIEEIAM IS. BEERS, Vice-President and Actuary, 
THEODORE M. BANTA, Cashier. 
D. O’DELL, Superintendent of Agencies. 
CHARLES WRIGHT. M.D., Residence, 109 E. 26th St .) v |i l . minprB 
HENRY TUCK, M.D., Residence. 15 E. 31st. St. ( Medical Examiners. 
SMALL FRUIT. 
P-H 
CONTENTS: 
“ Small Fruit for the Familv.” “ Advice to New Begin¬ 
ners.” “What We Would Do with Ten Acres.” “The 
Homes of the Farmer.” “Profits of Small Fruits.” “Secrets 
in Making Small Fruits Profitable.” “Marketing Fruits.” 
“ Gathering the Fruit.” “ Wagons for Drawing the Fruit.” 
“ Shipping the Fruit that Perishes Quickly.” “Size of Ship¬ 
ping Crates.” “A Plan for Laving Out a Fruit and Vege- 
tabioG-arden of 20 Acres.” “ A Plan for Laying Out a Small 
Familv Garden.” “ Stands for Gathering Fruit.” “Protec¬ 
tion from Wind.” “Raising New Sorts.” “Manures. 
“ Liquid Manures.” “ Preparation of Soil for Strawberries, 
and Different Methods of Growing—Same for Raspberries, 
Blackberries, Currants, and Grapes.” “Profits of Small 
Fruits.” “ Fig Culture.” “ Plan of a Fruit-Drying House.” 
‘Fruit Boxes,” “Packing Cases,” &c., &c. We can show 
more testimonials as to its practical value than can be pro¬ 
duced for any other work of its kind extant. Price, post- 
only 25 cents. Address „ _ 
A. M. PURDY, Rochester, N. Y. 
paid, i 
We have reduced our 
shoe bills one-half by 
simply having onr chil¬ 
dren wear Tipped Shoes. 
PARENTS TRY THEM. 
This is a combination of capital¬ 
ists to supply consumers only 
throughout the United States 
witli PURE TEAS at- prices 
never before known, on tliemutu- 
al principle, by getting up clubs. Send for New Price-List. 
CONSUMERS’ IMPORTING TEA CO., 
p. o. B ox 5509. _ No. 8 Church St., Hew York City . 
TRY THE ORANGE COUNTY SEEDS. — 
See Advertisement on Page 111. 
TEAS 
