[April, 
AMERICA]^ AamOULTURIST. 
1884.] 
THIRTY-NINTH ANNUAL REPORT 
OF THE 
New-York Life Insurance Co, 
OFFICE, Hos. 346 and 348 BROADWAY, t. Y. 
1, 18S4. 
Amount of ]Vet Cash Assets, January 1, 1S§3. 
,91S,515.11 
REVENUE ACCOUNT. 
Premiums.$11,489,042.68 
Less deferred premiums January 1, 1883. 540,555.91—$10,948,486.77 
Interest and Rents (including realized gains on real 
estate sold). 3,038,863.95 
Less Interest accrued January 1, 1883. 326,000.06— 2,712 ,863.89—$13,661,350.66 
$69,579,865.77 
DISBURSEMENT ACCOUNT. 
Losses by death, including reversionary additions to same.$2,263,092.29 
Endowments, matured and discounted, including reversionary additions 
to same. 452,229.80 
Annuities, dividends, and returned premiums on cancelled policies. 3,984,068.31 
Total Paid Policy-holders.$6,699,390.40 
Taxes and re-insurances. 262,492.91 
Commissions,Ibrokerages, agency expenses and physicians’ fees. 1,690,207.13 
Office and law expenses, salaries, advertising, printing, &c. 449,925.44— $9,102,015.88 
$53,477,849.89 
A88ET8. 
Cash in bank, on hand, and in transit (since received).$1,393,615.02 
Invested in United States, New York City and other sto.cks (market value 
$25,455,743.81).23,390,690.98 
Real Estate. 4,508,779.39 
Bonds and mortgages, first lien on real estate, (buildings thereon insured 
for $18,316,000.00 and the policies assigned to the Company as ad¬ 
ditional collateral security).20,681,471.72 
Temporary loans, (secured by stocks, market value, $1,624,887.00). 1,393,500.00 
* Loans on existing policies, (the reserve held by the Company on these 
policies amounts to $2,570,617.00). 461,445.57 
* Quarterly and semi-annual premiums on existing policies, due subse¬ 
quent to January 1, 1884. 645,047.46- 
* Premiums on existing policies in course of transmission and collection, 536,811.05 
Agents’ balances. 104,216.55 
Accrued Interest on investments, January 1, 1884. 362,272.15—$53,477,849.89 
Excess of market value of securities over cost. 2,065,052.83 
*A detailed schedule of these items mill accompany the visual annual report 
filed with the Insurance Department of the State of New York. 
Cash Assets, January 1, 1884, - $55,542,902.72 
Appropriated as follows: 
Adjusted losses, due subsequent to January 1, 1884. $251,403.43 
Reported Losses, awaiting proof, &c. 359,368.60 
Matured endowments, due' and unpaid (claims not presented). 29,763.00 
Reserved for re-insurance on existing policies; participating insurance 
at 4 per cent. Carlisle net premium ; non-participating at 5 per cent. 
Carlisle net premium.47,635,147.00 
Reserved for contingent liabilities to Tontine Dividend 
Fund, January 1, 1883, over and above a 4 per cent. 
reserve on existing policies of that class.$2,091,372.16 
Addition to the Fund during 1883 for surplus and matured 
reserves. 1,116,939.00 
DEDUCT— $3,208,311.16 
Returned to Tontine policy-holders during the year on 
matured Tontines. 972,215.12 
Balance of Tontine Fund January 1, 1884. 2,236,096.04 
Reserved for premiums paid in advance..^,610.48 
$50,540,388.55 
Divisible Surplus at 4 per cent. 5,002,514.17 
Surplus by the New York State Standard at per ct., estimated at over 10 , 000 , 000.00 
From the undivided surplus of $5,002,514.17 the Board of Trustees has declared a Reversionary 
dividend to participating policies in proportion to their contribution to surplus, available on settle¬ 
ment of next annual premium. 
During the year 15,561 policies have been issued, insuring $52,735,564. 
Numher of 
Policies in force 
Peath- 
1879, $1,569,854. 
1880, 1,731,721. 
claims -( 1081, 2,013,203. 
nnid ) 1882, 1,955,292. 
I 1883, 2,263,092, 
Jan. 1,1880, 45,705 
Jan. 1,1881, 48,548 Amount 
Jan. 1,1882, 53,927 
Jan. 1,1883, 60,150 at risk 
Jan. 1,1884, 69,227 
1879, $2,033,650. 
1880, 2,317,889. 
from ■{ 1881, 2,432,654. 
lntere< 5 t / ’882, 2,798,018. 
inierest ^ jggj^ 2,712,863. 
Income 
Divisible 
Surplus at 
4 per cent. 
Jan. 1, 1880, $127,417,763. 
Jan. 1,1881, 135,726,916. 
Jan. 1,1882, 151,760,824. 
Jan. 1,1883, 171,415,097. 
Jan. 1, 1884, 198,746,043. 
Jan. 1,1880, $3,120,371. 
Jan. 1, 1881, 4,295,096. 
Jan. 1, 1882, 4,827,036. 
Jan. 1,1883, 4,948,841. 
Jan. i, 1884, 5,002,514. 
MORRIS FRANKLIN, 
■WM. H. APPLETON, 
WILLIAM BARTON, 
WILLIAM A. BOOTH, 
H. B. CLAFLIN, 
JOHN M. FURMAN, 
THEODORE M. BANT A, Cashier. 
D. O’DELD, Superintendent of Ag'encies, 
HENRY TUCK, M. D., I „ - 
A. HUNTINGTON, d., Examiners. 
XKTJSTEES : 
DAVID DOWS, 
HENRY bowers, 
LOOMIS L. WHITE, 
ROBERT B. COLLINS. 
S. S. FISHER, 
EDWARD MARTIN, 
MdRRIS FRANKLIN, 
President. 
WILLIAM H. BEERS, 
Vice-President and Actuary. 
HENRY TUCK, 2d Vice-President. 
JOHN MAiRS, 
HENRY TUCK, M. D., 
ALEX. STUDWELL, 
R. SUYDAM GRANT, 
ARCHIBALD H. WELCH 
WILLIAM H. BEERS. 
F lorida 
healthy h 
healthy location. A 
BANDS for Bale 
cheap, superior for 
'.ddress ” 
I uuaiijiijr luLiat.uu. x^uu. v,ad FaBUSLIj’S tVAU)0 
iXKD Opfiob, 'Waldo, Flokida 
ORANGE GROVES 
ERELL’s Waldo rDCC 
Haps ft papers rnCu 
PATENIS 
Hand-Book FREE, 
^ S. & A. P. LACEY. 
Patent Att’ys. Washington, D. 0. 
AdCDI pi Recce Microscopes, 
IjrCnA ULAdoLo Barometers, 
^ (trapUic Outfits for Amateurs. VV. H _ 
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Telescopes, SpectaeleSt 
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Profitable business for a man with small capital. Also, 
Lanterns and 'V'ie'ws for Colleges, Schools, Churches, 
Sunday Schools, and Parlor Entertainments. 116 Page, Il¬ 
lustrated Catalogue, seret/ree on application. 
McAllister, M’f’g Optician, 49 Nassau St., N. T. 
TmB,Toiicli,¥ortaaiisliip and Dmalillity. 
williahi knabe & co. 
Nos. 204 and 206 West Baltimore Street, 
Baltimore. No. 112 Fifth Avenue, N. Y. 
Carriages, Wagons and Machinery Run 
Without grease or oil. No occasion to take off the wheels. 
A stevedore’s wharf-block, with graphite bushing in sheave, 
ran 4 years in constant use hoisting coal. A box has been 
run on a fancy on a card in a woolen mill for last 3 months 
without grease or oil, 600 revolutions a minute, and 10' 
hours a day. Send for Circular. Address, 
GRAPHITE LUBRICATING CO., Jersey City,N. J. 
Our 10-Horse Spai’k Arresting TresUing En— 
gine has cut 10,000 feet Piue Lumber In 10 houra. 
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Send for Price List and Catalogue “ S.” ^ 
B. W. PAYNE & SON^ 
Box 843. Elmira, New Tork., 
Three Years Trial. 
H.T. Baker ft Beo„ 215 Pearl St.,N.y.-We have used; 
your fertilizers for corn and cabbage at the rate Ca bio ids. 
per acre. We had the best cabbage ibis season, at the time 
they were marketed, of any in this neighborhood. 
We also used it on potatoes, alongside of two other kinds, - 
and where your Fertilizer was applied they " ere one-third 
better than those raised on other fertilizers. Wensedyour 
Fertilizer for three years on the same piece of 
Crops, potatoes and turnips with no other manure, me 
crop was better this last season than ever before. We also 
grew the finest carrots ou your Potato Fertilizer that we 
ever raised. We shall continue to use your fertilizer, as 
we consider it a good thing. . . 
Queens; L. 1 , Oct. 26,1883. JAMES WHITE, . 
^ Farmer for Thos. Callister., 
