gas 
:g! 
iiumtioiiid 
February 9 
“CAN / AFFORD TO BORROW ?” cutting down expenses of production, is 
Comments suggested by the article on page mone y wel1 invested. It will enable one 
34 about borrowing money to build to improve his own condition, and repay 
water conveniences on the farm. the borrowed capital. But one shouldn t 
build a palace barn for a pauper crop ; 
Grow Within Your Means. a t any rate not with borrowed money. 
My view of it from what I have The anwer to the question must ever de- 
noticed in New York State and as far pend on the man and the use he makes 
West as Nebraska, is that a slow, steady G f the money. The present condition of 
growth in improvements on a farm with- hi s farm is also an exceedingly important 
in one’s means, is more substantial in factor to be considered. .J. c. senger. 
the end than to have all complete at once. , « „ , , „ 
Townsend, Neb. a. b. c. 0ne Impronmmt Suggests Another. 
Pay the Mortgage First. The zoning that because a man out 
J of debt, who has the money to improve 
I know of a man who went into debt p r0 p er ty 5 a nd can do so profitably, 
for a farm, that was badly run down, another whose farm is mortgaged can 
and covered with large rocks. He spent g, Q j n (j e ht f or the improvements, is a 
$1,000 for a barn, put an arch roof on the f a ff ac i ous one, and is leading thousands 
old barn and did other work on the f armers to bankruptcy. One has his 
Jle blasted and removed the t arm mortgaged. He takes his lead 
Most of the money that he Deric ji an( i firr Ure s out the cost of a wind- 
1 FIT 'i;r:'.?.® 5.50 
Automatic Mixer. Barrel Attachment. 
cn nnfi in iico Endorsed by the leading Entomol* 
DUjUUU III UoO, ogists oftheU.S. A valuable illus¬ 
trated Book (worth f.5.00) given to each purchaser. 
Satisfaction Guaranteed, or Money Refunded. 
1II.Catalogue and Treatise on Spraying,Free. 
Our Agents are making from S5 to SiiO per day. 
Tor particulars and P. C. LEWIS MFC. CO* 
terms,address Box so Catsklll, N.Y, 
MAKES 3 COMPLETE 
WILLSPRAY ID ACRES PER DAY, 
ECLIPSE IS THE WINNER 
At the meeting of the Western New York Horticultural Society at 
Rochester, January 23-24, we placed the “ ECLIPSE ” Spray Pumps, in com¬ 
petition with several of the largest and best-known makers of Spray Pumps 
in the world. RESULTS—We took spot orders for over 40 pumps with 
promises of enough immediate orders to run the total sale to near 100 
pumps, other makers not receiving a single order. That is the verdict of 
the largest and brightest society of practical orchardists and nurserymen 
in the United States. In competition merit wins. 
MORRILL & MORLEY, Benton Harbor, Mich. 
CYCLONE CABLE FENCE 
buildings, 
large rocks. 
earned besides paying the interest on the 
mortgage, was put into improvements. 
The mortgage is still there. If the cir¬ 
culating medium were as plenty as it 
was when he assumed that debt, he 
would be all right. If that man had 
paid the mortgage first, and then put the 
improvements on afterward, he would 
be far more indifferent than he is now. 
I have now in mind two other farmers 
who had debts, that have stacked their 
hay and grain, have not hired anything 
done in the way of improvement that 
could possibly be left out, and have their 
debts about paid. o. A. 
Clarendon, N. Y. 
Dairymen Should Avoid Debt. 
To borrow money to equip a cow 
stable with a patent watering device, 
would not be a conservative policy. 
Classes of business which yield narrow 
profits, must be run upon more conser¬ 
vative lines than other classes which 
yield wider, though more risky, profits. 
Liberal and daring management belongs 
more properly to the latter, is, indeed, a 
part of it. Dairying offers narrow, 
though reasonably sure profits, if not 
overloaded with fixed charges. It would 
be good management to borrow money 
to dig a well if necessary, and to provide flemer & FELMLY 
a serviceable pump. Then the cows -- 
should be given an opportunity to pay 
for part of this outfit before the wind¬ 
mill is added. If they cannot do this 
while the man is still young and ap¬ 
preciative, it would certainly be unsound 
policy to invest more capital in the 
patent watering device, however excel- RASPBERRY PLANTS 
lent. In a conservative business, enough 
may be borrowed to place things on an 
economical running basis, and then the 
profits should be used partly to defray 
the original indebtedness, and partly for 
the better development of the work. 
America is in more danger from wild cat 
financiering, than from the precepts of 
Poor Richard’s almanac, e. c. birge. 
It Depends On What You Borrow For. 
One great flaw in the discussion raised 
by E. B. Watson, page 34, is that Mr. 
D. still owes the debt evidently incurred 
some years ago. Anybody can fix up 
and enjoy life with other people’s money, 
and even pay the interest; but when it 
comes to the principal, that is another 
matter. Unless I wished to lose my 
home, I would not think of borrowing 
much money and using it as Mr. D. has 
done. On the other hand, if I could bor¬ 
row money on long time and at a reason¬ 
able rate of interest, I would not hesitate 
to do so, but I would put it to a different 
use. If I had to plant my corn by hand, 
a corn planter would soon save me the 
money invested and leave the planter Strawberries a specialty. 3 Farms. Immense stock. A 
J . . No. 1 plants. 50 best varieties Strawberries low. 
clear. So with some Other farm imple- Also best Raspberries and Blackberries. We ship 
T , , ■. , . plants by the 100, OOO to all sections of the U.S. every 
ments. It any Ot my lanct was too poor year, and save many men much money. Nurseries buy 
Q nrnn nf plnvpr T would not «- by the ton to sell again. Our'95 catalogue tells why 
to y leid a crop OI ClOt er, 1 WOUln not ex we can se n suc h choice stock so cheap. Write now. 
nppt, n o-nnd ernn of anvthinff else until T II* BALDWIN, V St., Bridgman, Mich. 
will stay tight if properly 
stretched. Did you ever see 
a so-called self-regulator 
refuse to act ? A word to 
the wise: investigate. 
Cyclone Woven Wire 
Fence Co., Holly, Mich. 
LEGGETTS 
GRQEIN 'j 
made for 
The r jfv, 
gun ,Ms 
^V ^RRA /V7££) ... 
strictly p uR ^ ( 
JQ ris GR EEN 
i POISON- , 
,00 FOR A 
•to weave your fence at 
25 Cts. per Rod. 
10 No. 10 Gal.wires. Cross 
'wires No. 12. TRUE, we 
will sell you the wire on 
this guarantee. Agents 
i Wan ted.Catalogue Free. 
CARTER 
Wire fence Vlach.t'o. 
1 Box ao, Derby, O. 
LEGGETT’S PARIS-GREEN OR DRY 
POWDER GUN. 
For Orchard, Vineyard, Garden or Potato Field. 
Distributes Paris-Green. Sulphur, "Fungiroid,” (a 
powdered Bordeaux Mixture) or any dry powder. 
Illustrated Circular on application. 
LEGGETT & BROTHER, 301 Pearl St., New York. 
PitfttUanrousi gMvntiSinn. 
IN writing to advertisers, please always mention 
The rural New-Yorker. 
perly done, 
STEEL WEB PICKET LAWN FENCE, 
Steel Posts, Steel Rails and Steel Gates - , Steel Tree, 
Flower and Tomato Guards; Cabled Field and Hog 
Fence; Steel Wire Fence Board, etc. Catalogue free. 
DeKALB FENCE CO., 17 High St., DeKalb.IlL 
A EVERGREENS F 0 F R R E U S V T AIFes 
Grape Vines, Small Fruits, Shrubs 
and Roses. Sample Order No 1: 2 0 
evergreens, seven varieties, including 
Colorado Blue Spruce, (Picea Pun- 
gensl, sent to any address in the 
tinited States, express prepaid, for $2; 
one-half of above $1, 86 page whole¬ 
sale catalogue and “How to grow ever¬ 
greens” Free. Received highest 
award at the World’s Fair. Large 
THE eujin nurseries discounts for early orders. Address, 
Bicker National Nursery Co., Elgin, Ill. 
OUR PUMPS have Automatic Agitators and do it 
right. Our GARFIELD KNAPSACK and EMPIRE 
KING lead all others. Everybody says so. 
Catalogue and instruction book, 4 cents. Circulars free 
FIELD FORCE PUMP CO., 113 Bristol Avc., Lockport, N. Y. 
A Remarkable Record 
We manufacture a special 
line of Bucket and Barrel 
Spray Pumps; also the 
Chase Patent Fog Nozzle. 
All our Pumps are either 
brass or brass-lined, and 
are especially adapted to 
operating in spraying solu¬ 
tions. Our Fog Nozzle is far 
uperior t« any nozzle in the 
market for simplicity. With 
this Nozzle we throw a very 
fine mist or fog, which thor¬ 
oughly saturates all objects 
with which it comes in con¬ 
tact; will not choke, and is 
easily changed from a spray 
to a solid stream. AGENTS 
WANTED. 
It is nine years since the first Page Wire 
fence was made and only six years since the 
Company was organized, yet it has led in the 
race almost from the start until now it is 
milcN of Page to rods of other kinds. The 
secret of this success is elasticity. Rigid 
fences can’t he depended on and the whole 
trade is coming our way. 34 Railroads and 
whole States full cf farmers are now using 
the I*ajge. Catalogue free, 
PAGE WOVEN WIRE FENCE CO., Adrian, Mich. 
'Catalogue of STRAWBERRY Plants 
100 varieties. E. J. HULL, Olyphant, Pa. 
TIMBRELL, MARSHALL Strawberries, Rasp¬ 
berries, Grapes, etc. Extra fine plants. Catalogue 
free. K. & J. C. WILLIAMS, Montclair. N. J. 
THE CHASE PUMP CO 
> Canton, Ohio. 
1 ft— Well. I should smile, and 
Unrru MlQntO r so you, it you will 
□ n l V I I Q 11 IO I write us just what you 
WUIIJ ■ IMI'IV ■ want and get our prices. 
Blackberries. Red Raspberries, Strawberries, Currants 
W. E. MANDEV1LLE, Brookton, Tompkins Co., N. Y. 
™>‘NUMYR Spray & Solid Stream NOZZLE 
Nickeled; can’t clog; ask your dealer. By mail, 75c. 
Ulus. Circ. free. H. F. NEUMEYER, Macungie, Pa. 
The mesh arouno the panel shows 
how theFenceismaoe. 
3,555,000 s KSr y 555,000 AS 1Ka.' u ‘ 
20,00020,000 ! - T<, KA pple 
Send Postal for Catalog. Berlin Nurseries Berlin, Md. 
ONE-HORSE DOUBLE ROW 
to the farmer 
ABIS-GREEN^ 
DISTRIBUTOR. Send for Circular. 
Address J. W. SPANGLER, York, Pa. 
the FENCE QUESTION. The KEYSTONE has 
GREENVILLE STRAWBERRY 
solved it. Our 1895 catalogue, with full information, 
Wonderfully productive. The acknowledged leader. 
Send to the originator for catalogue of this and many 
other fruits. Address 
E. M. BUKCHLY, Box 944, Greenville, O. 
Keystone Woven Wire Fence Co., 
No. 49 Locust Street, TREMONT, ILL. 
QTDA\A/RCRRY™' A s Al&7. 
ill IlH VV nrnn I Colored Plate and full 
I I in If U’kllll l description of Miller 
Red Raspberry in our 1895 Price List. Sent free. 
SLAYMAKER & SON, Dover, Del. 
Made to order from unthreshed Rye Straw. Write 
for prices. H. M. ENGLE & SON, Marietta, Pa. 
B Bicycle’ Potato Cultivator, 
3asy. Fast Fine. No more of horse 
Hatching, cart steering, and tram 
pling down crops. No more hold¬ 
ing plows with arms and legs all 
lay. Half the labor. Any boy can 
hoe’ potatoes, com, cotton, truck, 
ast as team can walk. T. B. Terry 
lays 4 Perfect.' Dr. Colyer’s report 
s "Nearest Ideal Cultivation: 
Order Early. K. H. Agl. Works, RiverHead, N.Y 
New Potato Cutters. Harrows, Diggers, Fertilizer 
Drills, etc. 
2 f*AA quarts from 1,200 plants. 
jOUU Our success and experience 
free to all who send for our catalogue. 
Tells all about the new fruit trees and 
plants, with prices. Sent free. 
T. C. KEVITT, Athenia, N. J. 
qw47f-C§>.". 
to.Q-novv,'^ 
StKAyv... 
Y3,sn (Lies' 
NEW ANGLE STEEL POST 
PLAIN WIRE FENCE 
Will not burn, blow or rot down, and the price has 
been put down from #1 to 65 cents per rod, 
complete with wire stay. Our tightener will tighten 
your old wire fences. Call on your dealer or order 
direct. Write for circulars. Agents wanted. 
SOWS CLOVER, 
TIMOTHY, ALFALFA, 
RED TOP, FLAX, 
and all kinds of 
CRASS SEEDS 
U a I jj ft u the best market Red 
III 111CI Raspberry known. 
Lady Thompson ing strawberrit 
Maxwell and Eldorado berrie 
Circulars free. MYER & SON Bridgeville, Del. 
Sows any Quantity. 
Evenly, Accurately, 
(clone rr Seeder 
sows timothy, clover and all 
other seeds perfectly even. 60 
acres a day. Saves */k labor 54 
seed, 200.000 in use. Sent on 
trial. Special price and cir¬ 
culars free. CHAMPION 
SEEDE R UQ,Erbpn»,Ind, 
' 1 
Cyclone 
Seeder 
IN WET DRY 
AND WINDY 
WEATHER. 
20 to 40 
Acres Per Day. 
Weight 40 lbs. 
Send for circulars. 
0. E. THOMPSON & SONS, 
W River St., Ypsilanti, Mich, 
u t u y 1 
—i 
r ^i 
r ”! 
[ - 
—■ 
" j 
J 
- 
—~ 
— 
TO! 
I 
E w la 
NDERJ 
