292 
The RURAL. NEW-YORKER 
February 25, 1922 
More Milk-Better Milk 
—and Less Labor 
That’s what Star Equipment does for the dairyman. On 
top of increasing his profits from the herd, it keeps the cows 
healthier, betters milk quality—increases the yield and cuts 
down work for you and the hired hands. 
The experience of dairymen who 
have housed their herds the old way 
and changed to the Star way proves 
every claim we make is true. If 
anything we’re understating rather 
than exaggerating. 
Investigate. It doesn't cost any¬ 
thing to look into Star Equipment 
and what the experience of other 
dairymen will show you will open 
your eyes to the profits it holds 
for you. 
United States patents protect 
the exclusive features that put Star 
Barn Equipment in a class by itself 
—you will find these advantages in 
no other brand. For instance, the 
Unit System which enables you to 
add stalls as your herd grows—the 
Star Alignment Device which keeps 
bedding and stalls clean and lessens 
labor — the Star Curb Clamp which 
cuts down installation cost — these 
and many other features you would 
not be without are exclusive 
with Star. 
In the Star Line, you’ll find more 
than merely Steel Stalls and Stan¬ 
chions—everything for the barn, 
inside and out, is there: Water 
Bowls, Pens, Ventilation Systems, 
Litter and Feed Carriers as well as 
Harvester Hay Tools, Cannon Ball 
Door Hangers, Hoghouse Equip¬ 
ment, Garage Door Fixtures and a 
world of other farm specialties. 
Our 348-page bound catalog, profusely illustrated in colors, is 
free if you'll write for it and tell us when you’re going to buitd a 
new barn or remodel your old one. Our Plan Department is at your 
service, free. Use the coupon for plans. Write for the catalog. 
3 
HUNT, HELM, FERRIS & CO. 
Harvard, Ill* Everything for the Modern Barn Albany, N. Y. 
Loa Angeles, San Francisco, Portland, Oregon _ 
FREE 
If You’re Thinking 
of Building or Re¬ 
modeling a Barn. 
Free Barn Plans 
" I” u 1 HUNT, HELM, FLKK1S & LU. 
Fill out the coupon and our Plan Dept 57 Industrial Bldg., Albany, N.Y. 
Department experts will send you, . Gentlemen : Please send me free a special 
free of cost, a complete set of blue | set D f barn plans, 
prints. End and side elevations—cross 
section and floor plans — complete. 
And — free. 
about....feet by 
Equipment 
1 am thinking of remqdelING ^ a barn 
1 have.Cows 
.feet. 
.Horses. 
Name. 
Address.. 
Made By The Man 
Who Sells it. 
*2 
Latest Model 
Lever Control 
Works Easier 
Cots Faster 
Runs Steadier 
Less 
of All Log Saw Oilers 
My BIGGEST and BEST OUTFIT Lower Than Ever. 
baw logo or cut Gown trees. Make Money. Big demand tor ‘wood. 
Every man can own a WITTE Latest Model Combined Lo? end Tree Saw on this 
offer. Newest Improvement a—Letter built. An Engine You Can Depend On. 
Has two fly-wheels for steady running-of tsa w blado at full capacity. Use engine 
for belt work without removing Baw gears or tnk ingrig apart, Does not require 
an expert to operate Engine or Saw. Llfotime Currant#* ** 
Quick change from Log to Tree Saw. Set and Btart Tree Baw in 10 seconds. 
WITTE ENGINE WORKS. »“wftjSK: 
Now Only 
F.O.B. 
K.C. 
TREE SAW 
Small Extra Cost 
From Pittsburgh $80.00 
Cash or Easy 
The Only 
Practical 
Tree St. 
Built. 
Things To Think About 
The object of this department is to give readers a chance to express themselves on farm 
matters. Not long articles can be used—just short, pointed opinions or suggestions. 
THE RURAL NEW-YORKER does not always endorse what is printed here. You might 
call this a mental safety valve. 
Great Work by a Farm Loan Association 
Two years ago we told a story of a 
local farm loan association in Dutchess 
County, N. Y. An elderly couple has 
been induced to buy a farm. They paid 
a small advance, and gave a mortgage for 
the balance. It was oue of those private 
sales, where loan sharks deliberately start 
out to conduct legal robbery. They land 
some victim who never could pay out. get 
what cash they can out of him, aud then, 
when his resources are exhausted, fore¬ 
close on him. get the farm aud sell it again 
in the same way. In the story which we 
reported, this plan was worked to the 
limit, and the elderly couple who bought 
the farm faced ruin, with no outlook in 
life. 
Iu this crisis the local farm loan asso¬ 
ciation enine to the rescue. The members 
pledged their individual credit to help put 
through a Federal loan. In this way they 
headed off the land shark and enabled 
the old people to get something out of the 
sale. It was a kindly, public-spirited 
thing to do—just the sort, of thing which 
can turn such an association into a true 
community or welfare dub, A very tine 
spirit was developed through this service 
to the unfortunate, and our people will 
be interested in knowing how it has been 
developed. 
A year ago. at the time of the annual 
meeting of this association, a stock divi¬ 
dend had accrued, and could have been 
dispersed to the members, amounting to 
some four or five hundred dollars. The 
meeting voted to hold tl is in the treasury. 
This year, at the meeting held January 
14, a similar dividend was reported, 
which, together with the one held over, 
amounted to about .$1,300. This was in 
addition to the necessary working fund, 
and in addition to the reserve required 
by law, and this money could have beeu 
distributed back to the members. The 
meeting voted, however, to hold this 
money in the treasury, to be used at the 
discretion of the directors for the benefit 
of any members or applicants who might 
be in temporary distress financially. 
The thought is that the fund will be 
used to meet the obligation due the Land 
Bank of any member who may he tem¬ 
porarily in distress, to assist applicants 
who are perhaps' being pushed by the 
mortgagee, and whose loau might uot 
come through the regular channels at the 
required time, or for such other purpose 
as may seem to the directors to be worthy, 
limiting the benefit, to members and ap¬ 
plicants. This proposition was passed by 
the annual meeting with considerable en¬ 
thusiasm. and without ii dissenting voice. 
It is probable that none of the men pres¬ 
ent will ever need to use this service, as 
it is, of course, the more progressive and 
prosperous members who turn out to 
meetings; but the members present felt 
that it afforded an opportunity for them 
t<> render a service to their fellow men, 
aud they were glad to leave their money 
in the fund for this purpose. 
If is hoped that with this comparatively 
small beginning the fund might iu a few 
years he. increased to several thousand dol¬ 
lars. so that it. would make the associa¬ 
tion a really strong factor in the local 
financial field. The idea, of course, is 
that this money will be used only for tem¬ 
porary emergency loaus, and be returned 
as soon ns possible to the treasury for 
further use. 
It will probably have a moral effect 
which can never he estimated, for local 
moneylenders will hesitate to crowd 
farmers or take unfair advantage when 
they really think there is a fund of some 
thousands of dollars in the county to 
which any reputable man can turn for 
temporary assistance, together with an 
application for a permanent loan through 
the land hank. No one can estimate the 
full effect off this comparatively small fund. 
It has wonderful possibilities as a form 
of protection from disaster. Every farmer 
knows how there are times when a little 
ready money will tide him over disaster 
or misfortune, and how hard it often is to 
secure the needed loan. This little fund 
will grow. Distributed among the mem¬ 
bers. the individual amount given each 
would he small not large enough for 
any reasonable investment. Yet when 
held together as a fund for loaning, it 
will have a tremendous power for good, 
not only in providing cash, but for estab¬ 
lishing credit. 
Here is a real ease where farmers have 
worked out the slogan, “we must do it 
ourselves,” into practical operation. We 
have claimed that it would be feasible 
for the farmers of any rural county in the 
East to finance their operations, if they 
can only get. together and combine their 
credit through some friendly bank. Our 
Dutchess County friends are showing us 
the way to do this. It is a fine and 
worthy work. 
The Tailor and the Farmer 
One of our readers sends the following 
slipping from the Utica Globe. It tells 
the story iu a few words. It is said to 
have been told by Congressman J. D. 
Reek of Wisconsin: 
In a certain country lived a tailor who 
made clothes. A little way oft lived a 
farmer who raised pigs. Between them 
was a river. Across the river was a 
bridge. On top of the bridge a man sta¬ 
tioned himself to see that no oue passed 
over. 
The time came when the farmer wanted 
a suit of clothes, and the tailor wanted 
a pig. 
The farmer started out with a couple 
of pigs, and the tailor started out to meet 
him with a couple of suits of clothes. 
When they arrived at the bridge they 
were stopped by the man on top. This 
man stepped up to the farmer and asked 
what he could do for him. 
The farmer said: “I want some 
clothes.” 
The man on the bridge said: “Well, 
clothes are up today, and pigs are down, 
but I'll give you a suit of clothes for your 
two pigs.” 
Ami he went to the tailor who wanted 
pigs and said: 'Tigs are lip today and 
clothes are down, but I’ll give you a pig 
for your two suits of clothes.” 
And the trades were made. The farmer 
went home with a soil of clothes, but 
nothing to eat, while the tailor went home 
with a pig, but nothing to wear. 
And the .man on the bridge had a pig 
to eat and a suit of clothes." 
Truthful Clothing for New Jersey 
Headers know how long their woolens 
formerly wore, and hmv short and dis¬ 
graceful their life is now. Rags are used 
to make clothing, used over and over 
again, so the textiles will wear awa.v 
quickly, aud the victim will come back 
iu mouths, instead of years, with more 
profits, lings are a little Cheaper than 
wool but that is uot much of an object. 
because a dollar or two will buy wool 
enough to make the best suit, of clothes 
ever seen. It will last and be respectable 
for 10 to 20 years. You have had such, 
and so have I. 
The increasing use of woolen rags has 
reduced the sheep of America to 30,000,- 
000. when there should be 150,000,000. 
No shepherd can compete with a junk¬ 
man. and all but the stubborn ones have 
stopped growing wool. They know virgin 
wool, and buy that, class of clothes, hut 
the public wears and rewears rags. We 
have been working for a Federal law that 
will compel manufacturers and clothiers 
to sell wool and silk counterfeits by their 
right names, a truthful fabric law; in 
fact, so consumers can purchase wool, 
silk, flax and cotton textiles ns safely as 
they can purchase food aud fuel. 
Such a law will protect the honest man¬ 
ufacturer. dealer, and the public, but we 
are opposed by interests that do not want 
truth. They want to sell shoddy for wool, 
cotton and tin for silk, and linen made 
of most anything. Everything except tex¬ 
tiles pells by its right name, and the same 
sophistries and evasions that were used 
against the adoption of a pure-fOod law 
are used against a truthful textile law. 
The wool growers, with millions of help¬ 
ers, want a Federal law, but some of tile 
States are becoming impatient. Wyoming 
already has a law. and now Senator C. D. 
White of New Jersey has introduced one 
in his Legislature, and it is “raising 
Cain” among the interests wlm are op¬ 
posed to truth. These parties who want, 
tainted money are but a handful com¬ 
pared with the clothing buyers of New 
Jersey, but they know how to get their 
way. 
This is the time for the people to get 
busy, and stay busy. Let every one of 
them get behind the Senator. T.et the 
Grange, Farm Bureau, Housewives’ 
Leagues and individuals wake lip. The 
organizations behind the French-Capper 
bill in Congress will stick until they win, 
but it will he interesting to see New Jer¬ 
sey rope the profiteers. 
W. W. REYNOLDS. 
