Ibt RURAL. NEW-YORKER 
521 
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Lega 
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Questions 
Inheritance Tax 
My father died recently, leaving prop¬ 
erty amounting to perhaps $5,000 to my 
mother For her lifetime, thru to go to the 
children. Does she have to pay income 
tax on this, and also inheritance tax. and 
what is the rate of income tax? Could 
we avoid paying these taxes' by not pro¬ 
bating the will, all being satisfactory to 
the heirs? F. E. 
New York. 
The tax law provides that any beneficial 
interest in property transferred to a 
father, mother, husband, wife, widow or 
child of the decedent, grantor, donor or 
vendor, shall he exempt from and not 
subject to transfer tax if the amount of 
the transfer to such persons is the sum of 
$5,000 or less. It appears that the life 
use of the widow is not worth more than 
$5,000, and that the interest of the chil¬ 
dren would not be. worth more than 
$5,000, bonce not taxable. There is no 
way to avoid payment of taxes when one 
is due. for the. tax applies whether there 
is a will or gift or whatever the mode of 
transfer. Money and property acquired 
under will or by inheritance is exempted 
from income tax, but the income, derived 
from money or property received by gift, 
will or inheritance is taxable is. t. 
Contract for Real Estate 
1. In a contract for a small farm and 
buildings, does it make any difference if 
certain improvements agreed to be done 
do so. The mortgagee can insure the 
property and charge the premium to you, 
and if it is not paid, foreclose the mort¬ 
gage. N. T. 
Incorrect Signing of Deed 
My husband and I have been married 
nine years, and have five chitdren. My 
husband had a housekeeper before we 
were married, and she claimed to he his 
wife. She loft him. While they lived to¬ 
gether they bought the farm, and both of 
them signed the contract. After we were 
married we put place in farm and loan, 
and got a deed made, and my husband had 
his former housekeeper sign it. The in¬ 
surance in her name. We had a new one 
made, and I had to sign; her name was 
Mary and my ruffle is Elizabeth, and my 
husband had me sign “Mary F.” I did 
not want to have it made in this way; I 
told him I would not get anything, but 
he said I was his wife, and it did not 
make any difference who signed the deed ; 
it was mine and his; hut I know it be¬ 
longs to the one who signs it, atul would 
like your advice MRS. E. 8. 
Pennsylvania. 
It is impossible to understand lmw you 
would sign a deed to properly which was 
coming to you and your husband. This 
is impossible* and you must bo mistaken 
in the facts. It' the deed Conveyed the 
property to your husband and you as ten¬ 
ants by tbe entirety, and names you as 
Mary when your name is Elizabeth, you 
A Vermont man sent this picture, calling it "My better half and her six young 
skunks.” Y'es, these skunks are pets, and, when “deodorized.” they are said to be 
as harmless and playful as kittens. “Every man to his taste” but those who are 
really familiar with skunks claim that they are greatly abused animals. 
the first year arc made the second year, 
aud others agreed to be done the second 
year are made the first year? What can 
the seller do if we should not have them 
all completed in two years? 2. Is this 
clause binding, and how far? It is also 
agreed that the purchasers will not sell 
this property to any objectionable person 
or persons as specified. 5. What kind 
of a mortgage is this, how long shall it 
run, and how to be paid? The second 
mortgage for $”.000 for a term of three 
years. Further on in contract it says: 
“At the end of three years the purchasers 
agree to reduce the second mortgage by 
a payment of $100 every six months.” 
J. R. 
1. If you are a purchaser of real prop¬ 
erty under land contract and fail to make 
your payments or to perform the require¬ 
ments in said contract on the dates 
named, the seller can foreclose his con¬ 
tract and •take possession of the property. 
2. The clause named is it restriction, 
and if you took the property subject to 
this restriction, you will have to abide 
by it. 
M. With the scant information at hand 
we would think that after three years 
payment had to be made on the second 
mortgage of at least $100. aud continued 
every six months thereafter until the 
mortgage is paid. N.T. 
Insurance on Mortgaged Property 
Farm with mortgage insurance reads as 
follows: House and barn, so much; con¬ 
tents of house, so much; contents of burn, 
one horse: loss to be paid to mortgagee. 
In case of fire, will mortgagee take till the 
insurance? There is not sufficient insur¬ 
ance on everything to rebuild house. 
Would it be better to insure house and 
barn separately, and personal property 
alone, as there is no specification that 
mortgagee would get anything for per¬ 
sonal property? Mrs. w. j. 
New York. 
Why not insure the house and barn for 
enough to pay the mortgage? Your mort¬ 
gage provides that you will keep the prop¬ 
erty insured for the benefit of the mort¬ 
gagee. and if you have not insured for 
enough to cover the mortgage, you should 
may have some difficulty is establishing 
your title ajt the death of your husband, 
in case the former housekeeper makes any 
claim that she is the wife of your hus¬ 
band. N. T. 
Will Excludes Grandchildren 
A dies, leaving three children, also four 
grandchildren, the children of a deceased 
son. A will drawn in 1021 distributes 
the entire estate among the three surviv¬ 
ing children, without mentioning the 
names vf the four grandchildren. Can the 
will stand, or can the grandchildren break 
the will, aud claim the one-fourth share 
of the estate? E. A. 
New York. 
Tf the testator avrs of sound mind and 
understanding, capable of devising real 
estate, and the will was properly drawn, 
the grandchildren could not break the 
will because they were not mentioned 
therein. n. t. 
Driving Over Property When Road Is 
Impassable 
We live on a short town road. It is not 
a main road, but one on which only two 
farms are located. We are one-half mile 
from the main road In the Winter, when 
the road drifts shut, it receives practically 
no attention from the town. As a result 
we have to opeu the road ou our own 
time, or stay home, or drive across others' 
fields. Can we drive over others’ prop¬ 
erty, especially through a cemetery, pro¬ 
vided the town does not open our road in 
a reasonable dime? If they (the ceme¬ 
tery) object, who has to take the respon¬ 
sibility. we or the town? We are willing 
to drive over our own property and allow 
others to during the Winter while it is 
frozen, H. II. 1). 
New York. 
Where a highway is impassable a trav- . 
el or may use the lands of the adjoining 
owner without his consent, but he must 
go upon it near the highway, and use as 
little as possible. A person who wilfulh 
destroys a gravestone or monument or a 
useful or ornamental improvement or 
shade tree or plant situate in a cemetery 
is guilty of a misdemeanor. N. t. 
The Jaeger Machine Company Dept. 204 Columbus, Ohio 
Gentlemen:— 
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Name 
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Minute 1 * 
Y OU’VE mixed concrete by hand. 
Enough said—!! Did you ever stop 
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The Jaeger FARM CONCRETE MIX¬ 
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mix by hand. 
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will convince you that here is a real investment 
for your farm. The coupon brings all the facts. 
Mail it today. 
The Jaeger Machine Co. 
Dept. 204 Columbus, Ohio 
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