444 ADVENTURE IN NEW ZEALAND. Chap. XVI. 
now began to understand the use of money. Bringing 
their produce into town from all the neighbouring set- 
tlements, and even occasionally from a great distance, 
they would only take money in exchange ; though they 
commonly spent it during the same day, at some of the 
shops along the beach. 
The workmen now founded a very useful association 
among themselves. Looking to the increasing value 
of land, both in the town and the neighbouring 
country districts, they wisely formed a kind of savings 
bank, which applied the surplus of their high wages to 
the purchase of desirable lots. By this combination of 
their funds they secured the advantage of entering the 
land-market with a considerable capital, and the land 
acquired was afterwards distributed in lots propor- 
tionate to the amount of the subscription. As a means 
of attaching the working population to the locality by 
making them all owners of the soil, the " Working 
" Men's Land Association " received the cordial sup- 
port and approval of the employing class. 
On the 3rd of March, her Majesty's ship Favourite 
again entered the harbour, having Lady Franklin, the 
wife of the Governor of Van Diemen's Land, and her 
suite, as passengers. This lady had recently visited 
South Australia, Port Philip, and Sydney, and was 
now completing her tour of the Australasian colonies 
by a visit to the different settlements in New Zealand. 
Lady Franklin resided, during her short stay here, in 
the house of Colonel Wakefield, which was by this 
time fitted up with some degree of comfort. She also 
made a trip to see the farms on the Hutt. Before her 
departure, a congratulatory address was presented to 
her ladyship by a deputation from the settlers, which 
alluded to the friendly feeling displayed towards them 
by Sir John, and to her own literary and scientific 
