MARK 
IMPROVED 
CHARI*ItS MILLAR A BON, Utica, N. Y 
EW-YORKER. 
AIIUB anil Revolver*. Illustrated Price List free 
OURw (D'fuf If'Vsttm Oun Works, Pittsburg, Pa 
•ff(* Annual Cuialoji'tir of f^rtfet able nnli 
blotter Seed for 1878,rich m engravings,will be 
sent FREE to all wbo apply. Customers ut met sea¬ 
son need not write lor ft. 1 offer one of toe largest 
collections of vegetable seed ever sent out by unv 
seed bouse In America, a large portion of whiofi 
were grown on my six seed farms. Printed direc¬ 
tion* /nr sulHnatibn on eui'h package. A11 seed war¬ 
ranted to he. both fresh and true to no me ; so tur, that 
should It prove otherwise f un'l refill </ic order ora tut. 
•Vni’ FtrrteWw '• SyeeinUft. As the original 
Introducer of the lluhburo Swinish, Pldnuey’s Melon 
Marblehead Cabbages. Mexican Corn, I offer sevr.ruI 
now vegetable* this season, and invite the palnu- 
ngo of tt'f who are omvicu* to httvt Ooir seed direct Jy 
from the- grower i fresh, tru ,, and of the vent best strain. 
JAMErf J. H. GREGORY, Marblehead, Mass. 
SEEDS. 
All the leading and most desirable kinds of 
Vegetable, Field, 
AND 
Flower Seeds, 
will be found In my new priced lists. Mailed free. 
ALFRED BRIDGEMAN, 
Broadway, cor. 18tli St., New York. 
THE THREE POTATOES 
KA RLY OHIO.—Earlier than Early Rose. Rank¬ 
ed by general consent, lo earllness, yield and quality 
combined, at the head of all the early potatoes. 
BURBANK.—Medium late; a prodigious crop¬ 
per; flesh remarkably white: quality excellent. 
DUNOIOKK. A splendid 1st© sort. A greater 
cropper than the Peerless, which it resembles in 
form, while far better in quality. 
Each, per Uarrol, |4.0U; per Bushel, $3.00: per 
Peek, 75 cents. 
My Illustrated Seed Catalogue/re* to all applicants. 
JAMES J. H. GREGORY, Marblehead, Mass. 
Platform Wagon. 
'Jo the Farmer and Dairyman, to whom a light- 
draft, easy-riding Wagon, capable of carrying from 
ten to fifteen i utnlroU pounds, is a necessity, this Is 
the 
CHEAPEST AND BEST 
Platform Spring Wagon made. 
Every Wagon fully warranted, 
if there is no agent or dealer In your town, send 
for Circular and Price List to the 
CORTLAND WAGON MFC CO., 
Agents wanted. Cortland. N. Y. 
THE AMEHICAN HAY ELEVATOK. 
TEAS REDUCED 
OUK TERMS ARE THE BEST. 
Send for our New Reduced Price List. 
THE GREAT AMERICAN TEA COMPANY, 
P. O. Box 5R43. HI and HR Vesev St.. New York. 
THE 
THIRTY-THIRD ANNUAL REPORT 
OF THE 
New York Life Insurance Company. 
Office, IMo. 346 and 348 Broadway. 
January 1, 1878. 
©lit anil inmor. 
The most perfect, simple and oxi.v Elevator that 
raises the hay from wagon and carries It In barn any 
required distance. Economical, durable, labor-sav¬ 
ing. send for Illustrated Circulars and prices to 
J- R. FITZlILGH, 
17GB Barker 8t., Philadelphia, Pa. 
Bra nch Office : foBeekinan s t., New York. 
rBY*T% « This Is u combination of 
I EL. /a capitalists lo supply cor- 
B m A r*% su liters ernly throughout 
the United suite* with 
PURE TEAH ou the 
mutual principle, by getting up clubs. Send for 
New Price-List. 
CONSUMERS’ IMPORTING TEA CO., 
P.O. Box 5509. No. 8 Church Bt., New York City, 
Amount ol Net Cnsli Assets, Jnn. 1, 1S77.$32,730,898 20 
REVENUE ACCOUNT. 
Premiums received and deferred.$6,283,891 70 
Less deferred premiums. Jan. 1, 1877... 432,(595 40-5,799,699 30 
Interest received and accrued.$2,169,015 85 
Less accrued, Jan. 1, 1877 . 3Q0.55S 68-1,867,457 17— 7,G67,150 47 
mSRURSEMENT ACCOUNT. *40,398,054 67 
Losses by dottth, Including additions.$1,038,128 39 
Endowments matured and discounted.. ...... 185 160 12 
Life annuities and reinsurances....... 194,318 S6 
Dividends and returned premiums on canceled policies. 2,421,847 36 
Commissions, brokerages, agency expenses and physician’s fees. 531,526 03 
Taxes, office and law expenses, salaries, advertising, printing, Ac. 501,025 90 
Reduction of premiums On United States stocks.$211,113 72 
Reduction on other stocks. 12,030 00 
Contingent fund to cover any depreciation in value of real estate. 250,000 00— 473,142 72— 0945,149 38 
VS* ITS *34,452,905 29 
Cash In bank, on hand And in transit; since received.$1,216,301 61 
Invested in United States, New York City and other stocks (market value. $13,- 
379,930 83)....12,875,584 69 
fte* 1 estate... 3,350,268 07 
Bonds and mortgages, first lien on real estate, (buildings thereon insured for 
$13,580,000. and the policies assigned to the Company as additional collateral 
security). 15,379,202 23 
♦Loans on existing policies (the reserve held by the Company on these policies 
amounts to $3,445,195). 695,234 74 
‘Quarterly and semi-annual premiums on existing policies, due subsequent to 
Jan. 1, 1878. 890,289 26 
•Premiums on existing policies In course of transmission and collection (estimated 
reserve on these policies *674,000, Included in liabilities).,. 167,183 37 
Agents' balances. 56,945 97 
Accrued Interest on Investments to Jan. 1, 1878,. 315,895 35—34,452,906 29 
» A detailed schedule of these, items will accompany the. usual annual report filed with the 
Insurance- Department of the State of New York. 
Excess of market value of securities over cost... 504,345 64 
Cash Assets, Jan. I, 1878.,.$31,957,250 93 
APPBOPniATKD AS FOLLOWS: 
Adjusted losses, due subsequent to Jan. 1, 1878. $348,069 48 
Deported losses, awaiting proof, Ac.... 112,897 84 
Deserve for reinsurance 00 existing policies: participating insurance at four per 
cent. Carlisle, net premium; non-partlcipatlrig at five per cent. Carlisle, net 
premium..... 31,022,405 99 
Reserved for contingent liabilities to Tontine Dividend Fund over and above a 
four per cent, reserve on existing policies of that class... 792,302 22 
Reserve for premiums paid In advance. 17,430 91—32,293,106 41 
Divisible surplus at 4 per cent. 1 ...$2,661,144 49 
Surplus, estimated by the New York State standard at 4 1-2 per cent., over. ..$0,000,000 
From the undivided surplus of $2,064,141 40 tUe Board of Trustees has declared a Reversionary Divi¬ 
dend, available on settlement of next annual premium to participating policies proportionate to their 
contributions to surplua. 
During the year, 6,597 Policies have been issued, insuring $20,156,639. 
Number of policies in force Jan. 1, 1876, 41,661. 
Number of policies in fotoe Jun. 1, 1877, 45,421, 
Number of policies In force Jan. 1, 1878, 45,605. 
Amount at risk Jan. I, 1876...-..$120,182,119 00 
Aaiount ut risk Jan. 1, 1877... 127,748,473 00 
Amount at risk Jan. 1, 1878... ... 127,901,887 00 
Divisible surplus at 4 per cent. Jun. 1, 1870.$2,499,650. 
Divisible surplus at 4 per cent. Jail. 1, 1877. 2.026,816. 
Divisible surplus at 4 per cent. Jan. J, 1878. 2,664,144. 
r JO IU XT 'T' 1-1 88 
MORRIS FRANKLIN, WM. TI. APPLETON, 
ROBERT B. COLLINS, EDWIN MARTIN. 
CHARLES WRIGHT, M. D., ISAAC C. KENDALL, 
WILLIAM li. RISERS, 
JOHN. MA1 US, H. B. CLAFLIN, 
li A VI) DOWS, LOOMIS L. WHITE, 
HENRY BOWERS. GEORGE A. OSGOOD, 
WILLIAM BARTON, JOHN M. FURMAN. 
WILLIAM A. BOOTH, EDW. A. WH1TTEMORE. 
NlOK(EIS IKANKUN, President. 
WIUU1ANI II. II UK IAS, Vice-President and Actuary. 
THEODORE M. BANTA, Cashier. 
D. O'DELL, Superintendent of Agencies. 
OH ARLES WRIGHT. M. D., 
Residence. 109 E. 26th St., Medical 
HENRY TUCK, M.' D„ Examiners, 
Residence, 15 E. 8lst St., . 
U1IDE1E PRESSES AND GRATERS. 
Kj Boomer & Boschxkt Press Co., Syrucuse, N. 
STOCKS RIDGE 
MANURES 
Originated bo Prof, S'uckbridge , Prof, of Agriculture 
in the MassochusetIe Agricultural College. 
Made for each crop, furnishing the plant food 
which each requires. They have been used for five 
years wiin such success that In Ml they were ap¬ 
plied on iivci 10.00(1 acres with excellent results. 
Send lor Pamphlet. .Railed Free. Also for 
sale, AgriouRuri>rchemieala. 
W. H. BOWKER & CO., 
3 Park Place.New York. 
43 Uholliain Ut .Bnstea. 
. ^ic^ b peKd 
Perfect stock, best work, very cfilcient and durable. 
Nine sixes made, churning from one to 150 gallons. 
Warranted to be exactly as represented, -old by 
all dealers in REALLY Ursi-olatw Farm Tools. 
PORTER BLANCHARD’S SONS, CONCORD, 
N. H., Sole Manufacturers. Bend for Cireular,_ 
CHEESE VATS. 
We continue to manufacture Steam Roilr-rs and 
Engines and all kinds of Cheese uml Butter mak¬ 
ing Apparatus, combining the latest improvements. 
Champion Milk Pan 
THE CORTLAND 
STEAM ENGINES! 
Of All Sizes and Adapted to All Purposes, 
Simple In construction, first-class In material and 
workmanship. 
SAFE! ECONOMICAL! STRONG! DURABLE! 
ESP Send for Prlee-Li-t. Address 
ONEIDA IRON WORKS, Oneida, N. Y. 
The Best. Cheapest and most Economical Milk Pan 
in the Market. Saves the Butter Maker both time 
and money. Saves labor in handling the milk. 
Makes the be»t butter, and excels nil others in dura- 
tdlity noil simplicity of construction, illustrated 
Circular, giving full description 01 its working, sent 
free on applioatlou to WILLARD & 1UMMOND, 
Randolph, Cattaraugus Co.. N. Y. 
SPARES AND SPLINTERS. 
7 _ 
Considering the length of its legs, the Rural 
“ Cricket” makes the best time on record. 
Joseph Cook’s definition of a small philoso¬ 
pher ie quotable :—“ One who guesses at half 
and multiplies it by two.” And Joseph—by the 
way, Joseph !—wo think we have our eye on that 
man now.— Graphic. 
The model husband lias been found in Albany. 
He doesn’t permit his wife to do more than half 
the work. She puts up the canned frnit in sum¬ 
mer, and he puts it down in winter. 
Yocno Lady : “ It was a very stylish dinner.” 
Learned Uncle : *' Stylish ! Are you using the 
word correctly ?" Young Lady : “ Certainly ; 
from sty, a pig-house, and lish, the noise made 
by the animals when eating." Learned uncle 
in despair. 
PORTABLE AND STATIONARY 
J.M.TH 0 RBURN&C 0 S 
SEED WAREHOUSE 
/S JOHN ST, N EW-YORK, 
On application we seuil free of charge our 
new Catalogue of 
VEGETABLE, AGRICULTURAL, 
FLOWER and TREE SEEDS. 
Also just published, our New List of Gladio¬ 
lus and other 8>i>rh>g Bulba, containing also 
a list of Ilurdy Perennial Plants, Ac., Ac 
SEEDS r» BULBS, >• SEEDS 
