846 
THE RURAL NEW-YORKER. 
DEC 2i 
MAGAZINE REVIEWS. 
B ELFORD’S MAGAZINE contains an 
editors’ symposium on “ The World’s 
Fair,” meaning the proposed memorial 
celebration commemorative of Christopher 
Columbus’s great discovery. The contrib¬ 
utors are Col. Cockrill, New York World; 
Crosby S. Noyes, Washington Star; 
Charles Emory Smith, Philadelphia Press ; 
Frank Hatton, Washington Post; Alexan¬ 
der Wilder, late of the New York Post; 
Thomas B. Bryan of Chicago and James S. 
Redpatl, late of the North American Re¬ 
view, also of New York. As might natur¬ 
ally be expected, each writer favors its lo¬ 
cation in his own city. The symposium to 
have been complete, should have represent¬ 
ed St. Louis which is a claimant for the 
honor (?) by no means to be despised. The 
bulk of evidence is in favor of New York 
which also presents the strongest argu¬ 
ments. The only disinterested writer is 
Mr. Smith. Of course, Philadelphia cannot 
expect any one to favor that city as a site, 
so he is untrammeled by selfish interests. 
He favors New York, and, in our estima¬ 
tion, makes the soundest argument of any 
of the contributors. Helen W. Pierson 
contributes “ Keturah’s Little Scheme,” a 
very romantic story of a mining camp. 
“Old Scribe” gives a reminiscence of 
“ Little Patti ” the now famous prima- 
donna. He describes her “as a tall, 
gaunt girl ” who was led into his studio 
for the purpose of having a drawing made 
of her, in 1846, but as her birth is recorded 
in 1843 there is evidently a discrepancy 
somewhere. H. K. Thurber gives a short 
article on “ Our Commercial Marine ” 
which should be read by every American 
citizen. It is well known that the shipping 
of the United States has been rapidly de¬ 
creasing, but the cause is not so well 
known. In 1869, of our exports and im¬ 
ports 66 per cent, were freighted in Ameri 
can and 34 per cent, in foreign vessels ; in 
1889, 14 per cent, were freighted in Ameri¬ 
can and 86 per cent, in foreign vessels. Mr. 
Thurber attributes this, not to the tariff 
laws, but to the policy of the government 
which has not “protected” and encouraged 
the commercial marine. “Looking For¬ 
ward ” is a satirical sketch of 1976, intended 
to represent the country in the last agonies 
of protective fever. Felix L. Oswald, M. 
D., contributes a very interesting and in¬ 
structive article on “ Cats.” There are sev¬ 
eral pther contributions which space forbids 
our ^noticing, and a complete novel: “At- 
ahmilpa’s Curtain,” by John Dimitry. 
Bek ird Company, New York. 
--+*+- 
HE HOME-MAKER for this month is 
emphatically a Christmas number, 
most of the articles having special refer¬ 
ence to this holiday. The frontispiece is a 
droll sketch by F. S. Church, entitled 
“Christmas All Around the World.” 
“ Aunt Polly’s Christmas ” is a touching 
sketch of an oldnegresswho was “ bawn in 
de family,” and always “ b’longed to de 
Hendersons,” and who in her old age and 
helplessness was about to be sent to the 
poor-house. The old owners were all 
thought dead, and the place and the cabin 
where she had been permitted to remain so 
long, had been sold, and there was no other 
place for her to go. But the long-lost son 
of the family returned, and Aunt Polly 
passed her remaining days in the old cabin. 
“An African Christmas Story” by 
Barton Lee, and “ Bea’s Whim ” by 
Sophie May are excellent Christmas 
stories for the young people. Anna Alex¬ 
ander Cameron gives an excellent word- 
picture of “ Christmas on the Old 
Plantation.” “ The Evidence of the Nega¬ 
tive ” is an Arkansas narrative suggestive 
of a very tragic termination, but happily 
ending in a manner entirely different. 
There is a long list of “ Holiday Recipes ” 
from “ Southern Kitchens ” which are very 
suggestive of Christmas feasting. There 
are numerous directions for making Christ¬ 
mas gifts, which, considering the paucity 
of such instructions at this season, cannot 
but prove very acceptable. “ Common 
Sense Temperance Talk with our Girls” 
should be read by every young woman in 
the land. There are numerous illustrations, 
but they are so decidedly inferior as to sug¬ 
gest the work of amateurs instead of ar¬ 
tists. Only two or three are passable. Old 
readers of the Home-Maker will be sad¬ 
dened to learn of the death of Catherine 
Owen, (Mrs. Helen Nitsch) who has been a 
regular contributor since its first issue. A 
beautiful tribute is paid to her memory by 
the editors. The Home-Maker Company, 
New York. 
-♦♦♦- 
T HE WRITER has a chapter of 
“ ' Don’ts ’ for Young Writers,” 
which are of equal value to older writers. 
From among the many valuable ones, we 
select a few. “ Don’t punctuate your man¬ 
uscript with dashes in place of commas, 
semi-colons and periods.” “If you don’t 
know how to use commas, semi-colons and 
periods correctly, learn.” “ Don’t send di¬ 
rections that such and such words of your 
copy must be italicized. Every publication 
has its own standard of taste about such 
matters, and it will probably adhere to it.” 
Many valuable hints are given under 
“ Needless Words.” An exceedingly help¬ 
ful department, “ The Use and Misuse of 
Words,” has been added. There is much 
that will benefit ^literary aspirants in its 
pages. The Writer, Boston. 
Cmxr. 
“ Every Man is 'presumed to know the 
Law. Nine-tenths of all Litigation arises 
from Ignorance of Law.” 
WHY ONE SHOULD MAKE A WILL. 
L. T., Dutchess County, N. Y .—If a per¬ 
son who owns a valuable farm and consid¬ 
erable personal property, desires to make 
an equal provision for his wife and chil¬ 
dren, is there any particular necessity or 
advantage in a will? In other words, what 
disposition is made by the laws of this 
State of the estate of a man who has left no 
will ? 
Ans. —If a man dies intestate in this 
State leaving no children, his widow has a 
dower right to his real estate, and one-third 
of his personal property. The fee of the 
real estate and two-thirds of the personal 
property are divided equally among the 
children or their descendants who take the 
dead parent’s share. There are many ad¬ 
vantages in a will, however. It appoints an 
executor, whereas if the widow becomes ad¬ 
ministrator she must give bonds in twice 
the amount of the personal estate, and 
might find it difficult to obtain a bonds¬ 
man. If duly drawn, the will gives the 
widow (if she is named executrix) the 
right, in case of necessity, to dispose of the 
real estate; whereas, if the children are 
minors, it is difficult to effect this. It is 
sometimes advisable to join a disinterested 
person with the widow as executor, to pro¬ 
tect the interests of the children in case she 
should marry again. 
WIFE SIGNING A MORTGAGE ON REAL 
ESTATE. 
T. M. S., Seneca County, N. Y. —1. A 
owns a farm on which he wishes to borrow 
money on a mortgage. His wife is strong¬ 
ly opposed to the plan. Is her signature 
necessary to the mortgage ? 2. Should a 
deed to real estate be in the joint names of 
man and wife ? 
Ans.—1. A wife has a dower interest in the 
real estate of her husband. This is a life 
interest in one-third of what remains of it 
after all the encumbrances and liens 
against it have been paid. This interest is 
ordinarily good against any one claiming 
under a deed or mortgage which she has 
not signed. In this State, however, and in 
several others, if a husband executes a 
mortgage to secure a part of the purchase 
money to be paid for the land, the widow 
will not be entitled to dower out of such 
land as against the mortgagor or those 
claiming under him, even though she has 
not united in the mortgage. The wife must 
be of age when she joins her husband in a 
conveyance of land in order to bar her 
dower or right of dower. 2. There is no 
advantage in having a deed to real es¬ 
tate made to both husband and wife. 
SATISFACTION PIECE. 
T. M. II., Schuyler County, N. Y.— Is 
the holder of a mortgage obliged by law to 
give a satisfaction piece when the mortgage 
is paid in full ? If so, who pays the ex¬ 
pense of drawing up the satisfaction piece ? 
Ans.—A creditor is not bound to give a 
receipt for money paid, and this principle 
is held to cover even a mortgage debt. If 
the mortgagor wishes to have a satisfaction 
piece signed, he must prepare it and pre¬ 
sent it to the mortgagor for his signature. 
Even then there is no summary process 
by which the latter can be compelled to 
sign it. If he refuses to do so the mort¬ 
gagor’s only remedy is to pay the debt in 
the presence of witnesses and then bring an 
action to cancel the mortgage of record and 
compel the execution of a satisfaction 
piece. 
T. L., Herkimer County, N. Y.—A and 
B jointly own a mortgaged farm. When 
the mortgage falls due A proposes to as¬ 
sume it, charging the joint property with 
interest as before. Should A and B make 
out a mortgage to it, or can A be protected 
to the amount of the mortgage as against 
possible creditors of B ? 
Ans. —One who has bought a part of any 
premises subject to a mortgage can have 
the mortgage assigned to him and it will 
be as valid in his hands as in those of the 
original holder. Accordingly in the case 
under consideration, the simplest plan 
would be for A to pay the mortgage debt 
and take an assignment of the mortgage to 
himself. 
PisrfUaneoujs! gubertisittg. 
in i Per Cent. Incnme. 
MYSELF. 
A charming poem, describing a little girl’s child¬ 
hood. Illustrated text, 26 pages about 10 x 12 Inches, on 
heavy plate paper, 12 beautiful full-page pictures In 
four tints, enclosed in Illuminated covers The best 
judges t raise It with enthusiasm. If offered for sale 
In tne usual way SLUG would be a low price. A beau¬ 
tiful birthday, wedding or Christmas present. 
GIVEN FREE TO EACH 
subscriber to Vick’s Illustrated Monthly Maga¬ 
zine, containing 32 pages of reading matter, numer¬ 
ous line illustrations and handsome coloied plate In 
each numb* r. Devoted to the culture of flowers, 
fruits, house-plant*, home grounds, gardens, village 
and street imp ovements. etc. Closing its l.'th year, 
and contains the best and most reliable information 
on all garden and pla 1 t su' jects. Price. 81 25 a year, 
Including a copy of the A*t Premium '• Myself,” which 
alone is cotisideied worth much more than the price 
named. Liberal Tvrms to agents, and also valuable 
articles, such as Buckboard Road Wagon. Kodak 
Camera, Rifle, etc., given to those sending largest 
lists of subscribers. Address 
JAMES VICK, 
SEEDSMAN, Rochester. A. Y 
NEW Late POTATO—THE ROSS. 
Now first offered. Supply limited. Excels in yield 
and quality. Gko W Campbell savs he finds It a good 
ytelder and of excellent r . 
Sold only by 
^ » o uiuio IV a gUDU 
:ellPiit qualify. 4 lbs., prepaid. * 1 . a) 
M. MURRAY, Centre, Ohio. 
Kansas City Property Exclusively. 
Real Estate Bonds 
8 Per Cent. 8 Per Cent. 
Profit participating. Interest guaranteed. 
April and October coupons payable In Boston. 
Guaranteed First Mortgages. 
8 Per Cent. 8 Per Cent. 
25 per cent, special deposit additional security 
with American Loan and Trust Company. 
Improved Business Property 
Bonds. 
6 Per Cent. 6 Per Cent. 
Office and Banking Building, with 50 per cent,. 
Stock Bonus. 
Other choice investments yielding 6 per cent, 
and upwards. 
Send for monthly circulars, pamphle’s, references 
and papers. 
Winner Investment Company, 
WILLIAM H. PARMENTER, 
General Agent, 50 State Street, Boston. 
V. O. TAYLOR, Special Agent, 
Providence, R. I„ Equitable Building, 1 Custom 
House straet. 
— 
. „V.V 
PROFITABLE 
EMPLOYMENT, g 
We want to engage the ^ 
$ services of an energetic £ 
| man or woman to represent % 
11 the Ladies’ Home Jour- | 
| nal, to distribute sample | 
copies, secure the names of £ 
women to whom we can g 
| mail sample copies, display ^ ^ 
| posters and other adver- 
tising matter and secure £ 
subscriptions. We offer § 
I employment that will pay | 
" far better than clerkships. | 
Send for circulars, illus-1 p 
,, trated premium list, sample § 
§ copies and private terms to \ ; 
3 agents. £ A 
\ 
Curtis Publishing Co., 
m Philadelphia, Pa. 
B 
' 
THE TORNADO FEED 
CUTTER! 
Undoubtedly the 
most sticreg'-ful 
* utteryei Invent'd 
Its ad vantages ov’r 
all others Is Legion 
and too numerous 
to be menu md 
here. Sendforour 
new catalogue,giv¬ 
ing full panlc’iars. 
p-lces etc. Special 
prices made to parties 
to Introduce the Torna¬ 
do Into new terrltorv 
W.R.HARRISON & Co. 
Hnuufarturrr%, 
Canton - Ohio. 
S TEAM! S TEAM! 
Quality Higher, Price Lower. 
For Strictly Cash, Complete Fixtures except Slack. 
2-Horse Eureka Boiler and Engine, $135 
4- “ “ “ “ $210 
Other sizes at low prices. 
Before you buy get our prices 
B. W. PAYNE 6 l SONS, 
Drawer 57. Elmira, N. Y. 
TTOTAlOES FOR SALE.— I have several bush- 
-1 els of the POLARIS from seed purchased 
from William Maule last spring. I offer them for 
sale at per bushel Address 
FANNIE S. KENYON. Vienna, Fairfax Co., Va. 
PTLLO\ St* ", r ics having good. 
-A A ' .1 O healthy birds will And 
that they can dispose of them the year round to 
good advantage by writing, stating number and 
price, to "PIGEON.” 
P. O. Box G72, New York City. 
Y ERMONT MERINOS. —A few registered 
Rams and Ewes. 
C. A. CHAPMAN, Middlebury, Vt. 
15 _ 
and farmer* with no experience make 82.50 an 
hour during spare time. A. D. Bates, 164 W. Rob¬ 
bins Ave., Covington, Ky„ made 821 one day. 
8*1 one week. So can you. Proof* and eata- 
logrue free. J. E. Shepard <fc Co., Cincinnati. O 
n 11IV1 ■ * — . . uuniucns rut mu, rcu’ 
HM .7 tnaushlp, Arithmetic, Shorthand, etc., tho- 
r °Uj<'> l - v taught by MAIL Circulars free 
BkYANT & STRATTON’S. 415 Main St., Buffalo, N.Y. 
AND REMEMBER 
We send FREE 140 Fast Selling 
Articles in a Handsome Case and 
with t hese samples you can Grasp 
■ Agents wanted. Send 12 c to nay necessary 
W. HILL A CO„ 111 B. Bad Woe Cairo. Ilf 
The Parker Earle 
Strawberry. 
The Large, Firm 
Hi<zh-Colored Berry. 
The Sweet, Rich- 
Flavored Berry. 
The Perfect Berry in 
Flower, Fruit and 
Plant, 
The Steel-Clad Berry 
that Bears so Well. 
successful North, South 
East and West. 
*2 ner 12 : 810 per 100 : 850 
per 1.000. Safely by mall. 
Under Trade-Mark, 
Catalogue Free 
T. V. MUNSON, 
Denison, T ex 
IMPROVED EXCELSIOR INCUBATOR 
Simple, Perfect aid Self-Rcgnlatlng. Hun¬ 
dreds in successful operation. Guaranteed 
to hatch larger percentage of fertho eggs 
at less cost tlmn any other h itcher. Rend 
Go forlllusCuta. GKO. U. STAHL, quincy.l.L 
THE 
CHICAGO WEEKLY 
TIMES, 
The Popular Home-Newspaper 
of the West and North¬ 
west, and the 
~ Both, One Year, for Only 
Subscriptions sent to this office 
will be promptly forwarded. 
For Sample Copies (free), addres* the 
WEEKLY CHICAGO TIMES, Chicago, III. 
