575 
THE RURAL NEW-YORKER. 
A Suggestion in Decoration. 
Last Summer we celebrated Children’s 
Day at our Sunday School with a little 
concert exercise, consisting of songs and 
recitations in praise of the three Christian 
graces, Faith, Hope and Love, and we 
were puzzled to know just how to get up 
the appropriate emblems, a cross, an an¬ 
chor and a heart. Pasteboard and red 
letter affairs did not appeal to our sense 
of beauty. We wanted flowers, and some 
one suggested that we get florists’ wire 
frames for the emblems, but no one car¬ 
ried out the suggestion, so almost at the 
last moment, we set to work and twisted 
our emblems out of grape wire, covered 
the same with sprays of common aspara¬ 
gus, lightly fastened with fine black 
thread, just enough to give sufficient body 
to hold the flowers, but leaving the green 
soft and feathery. The anchor was big 
enough for an ordinary rowboat, and the 
other pieces in proportion. The flowers 
were cut and placed in water for several 
hours before using to insure their keeping 
bright during the services. 1 he anchor 
was made of pink moss roses, the cross of 
white roses and Bermuda lilies, and the 
heart of pansies. Made in a hurry to do 
duty for one hour they were a success, 
and much admired. Asparagus is particu¬ 
larly nice to use in arranging pansies. 
Place short sprays in a flat dish—soup 
plates are good—filled with water and, 
stick in your pansies—and behold, a 
thing of beauty and a joy, though not for¬ 
ever DOCIA DYKENS. 
also has an oil stove for cooking. The 
arrangement of her rooms with the stove 
and radiator warms her rooms without a 
very large expenditure of money far fuel. 
She lives plainly. Her food consists 
of plenty of fruit (most of which she 
raises on her place), bread and butter, the 
healthful cereals with milk, potatoes and 
vegetables in their season; meat and pas¬ 
try in small quantities; no tea or coffee. 
She keeps a few fowls and uses about 12 
or 14 dozen eggs during the year. In 
clothing she discards jewelry and finery 
as things that are not for her; she .usually 
avoids novelties, but selects good durable 
material that will hold its color, and has 
it made up in a style that will allow her 
garment to look well for two or three 
years with the necessary cleaning and re¬ 
pairing, or perhaps some slight altera¬ 
tions in style. She wears warm flannels 
and prefers the comfortable and service¬ 
able to the things that are showy. She 
frequently retrims her hats; does her own 
plain sewing and endeavors to keep ah of 
her clothing carefully mended and well 
cared for. She endeavors to save doctor’s 
bills by taking care of her health. She 
occasionally buys a good book, and is a 
regular subscriber for four newspapers 
or magazines. Most of her furniture and 
other household goods she had before she 
was left alone, so she only buys a new 
article occasionally to supply the place of 
those that are worn out, and to keep her 
home from looking shabby. During the 
years of 1903 and 1904 she kept an ac¬ 
count of her living expenses. The aver¬ 
age expense per year was: 
Food . * .$29.03 
Clothing . 14.00 
Fuel and light. 30.73 
Books, newspapers and magazines. 4.90 
Doctor’s bill and medicine. 4.00 
Miscellaneous . 17.23 
Living on $150 a Year. 
Our great grandmothers who lived a 
pioneer life would have considered $L50 
a magnificent sum to spend for their own 
personal use. 1 hose were times of hard 
work and privation, but they required but 
little expenditure of cash. 
Now in this twentieth century we are 
laboring under different conditions. While 
luxury abounds and pleasure invites can 
we live on $150 a yeui : v^, :r «•--<» 
willing to live the simpler life we can, but 
some woman who recently became widow 
ed or left alone is saying: “The rent 
alone of my city home is $150, and 1 have 
nothing left for food and clothing. Tell 
me how 1 can adjust my affairs so that I 
can keep house, and provide myself with 
the necessities of life, and avoid living in 
the home of another.” By close economy 
you can do this and have something left 
for those less fortunate than yourself. If 
you practice the giving of one-tenth you 
will have from this sum $15 for your 
church or for benevolence. In the coun¬ 
try rent is much lower, and the cost of 
living somewhat less than in the city. 
Here you can procure the rent of a part 
of a house for $30. with perhaps what 
fruit you will need for your own use and 
land enough for a small garden if you 
wish to cultivate it. Then if you pay $5 
for your doctor’s bill you will have $100 
left for your other expenses. Of this you 
will need at least $30 for food, $30 more 
will pay for fuel, and if you can make 
$15 do for clothing you will have $25 left 
for miscellaneous articles; and perhaps 
here is where you will have to practice the 
most economy, for this must buy the little 
articles that you will need to make up for 
the wear of your household goods. Then 
there is stationery, books and papers; car¬ 
fare, and a day’s work if you are sick, or 
to hire some one to set up a stove or do 
a bit of cleaning for you. 
This idea of living is not the mere fancy 
of the writer. It has been demonstrated 
in real life. A woman is living on a small 
income in a quiet country home in west¬ 
ern New York. I will tell you something 
of her manner of living and its cost. The 
question of rent does not disturb her, for 
she owns her little home, and rents some 
of her rooms to a family or to a friend. 
For the rent of these she receives $2G a 
year. She reserves for herself a pleasant 
sitting room, a small dining room, and a 
back room that in Summer she uses for 
a kitchen, in the Winter for coal and 
wood. Her sleeping room is over the sit¬ 
ting room. The pipe of the sitting room 
stove goes into the sleeping room, and to 
it is attached a Rochester radiator which 
adds greatly ft) the comfort of the room. 
She has no guest chamber, but has two 
beds in her room, so that she can accom¬ 
modate a friend whom she may invite to 
visit her. Her stove is an “Oak” with 
which she warms both her sitting and her 
dining rooms, burning coal when she 
wants continual fire and wood for an oc¬ 
casional fire. She does some of her 
cooking over her heating stove, and she 
The Rural Patterns. 
The waist No. 5062 and skirt No. 5063 
combined make a very handsome costume. 
The waist, which gives the popular bre- 
telle effect, is made over a simple lining 
that is faced to form the yoke,- and which 
serves as a support for the shirrings, but 
which is gathered with the outside mate- 
Total .$99.89 
This account is merely to show the ac¬ 
tual expense of her living. If to this we 
add what she pays for taxes and improve¬ 
ments on her place, and what she gives to 
her church and for benevolence and as 
tokens of friendship the sum would be 
$130 and beyond. There are many other 
desirable things that she would wish to 
have, but she finds that there are many 
things that she can do without and yet be 
comfortable and respectable in appearance. 
The culture that comes by travel and in 
other ways through the use of money 
would lie desirable lu ho, but she has a 
fair library, and her books and periodicals 
do much to keep her in touch with what 
is going on in the world, and she is think¬ 
ing of taking a little trip to the Chautauqua 
Assembly this Summer with an extra $10 
that has come into her hands, as she is a 
member of the “Hall in the Grove.” 
ECONOMIST. 
6062 Fancy Shirred Waist. 32 to 40 bust. 
rial at the waist line. The sleeves are 
mounted over fitted foundations and the 
closing is made invisibly at the back. The 
quantity of material required for the med¬ 
ium size is six yards 21. 4)4 yards 27 or 
2)4 yards 44 inches wide with % yards 
of silk for belt. )4 yards of all-over lace 
and seven yards of lace for frills. The 
pattern 5062 is cut in sizes or a 32 34, 36, 
38 and 40 inch bust measure; price ten 
cents from this office. 
The skirt is made with an upper portion 
and flounce, the flounce being faced and 
shirred on the serpentine outline, then ar¬ 
ranged over the lower edge of the skirt, 
which serves as a stay. The fullness at 
The Bookshelf. 
Paper-bound Novels. — Among the 
standard novels recently issued in paper 
covers, price 25 cents, by the Macmillan 
Company, New York, are: The Wheels 
of Chance, a bicycling idyll by LI. C. 
Wells; The Real World, a strong story 
of modern American life, by Robert Her¬ 
rick, whose recent novel of Chicago life. 
The Common Lot, has taken a leading 
place; The Heritage of Unrest, by Gwen¬ 
dolen Overton. This last is a powerful 
tale of the Arizona frontier, presenting 
conditions among settlers and in army 
posts during the period, not far distant 
now, when Apache raids were a con¬ 
stant terror. 
Agriculture Through the Laboratory 
and School Garden, by C. R. Jackson 
and Mrs. L. S. Daugherty. This is in¬ 
tended for a school text-book, but it will 
be found instructive by anyone desiring 
a knowledge of elementary agriculture. 
The following chapters give a slight out¬ 
line of its scope: Nature and Forma¬ 
tion of Soils; Classification and Physical 
Properties of Soils; Soil Moisture and 
Preparation of the Soil; the Soil as Re¬ 
lated to Plants; Leguminous Plants; 
Principles of Feeding; Rotation of Crops; 
Milk and Its Care; Propagation of 
Plants; Improvement of Plants; Pruning 
of Plants; Enemies of Plants; and Orna¬ 
mentation of Home and School Ground. 
Published by Orange Judd Company, New 
York; 402 pages, freely illustrated; price 
$1.50 net; postage 15 cents additional. 
6063 Skirt with Shirred Serpentine 
Flounce, 22 to 30 waist. 
the hips also is arranged in shirrings, 
which are held by a foundation yoke. The 
quantity of material required for the med¬ 
ium size is 10)4 yards 21, 9)4 yards 27 or 
yards 5)4 44 inches wide with 9(4 yards of 
banding to trim as illustrated. Pattern 
5063 is cut in sizes for a 22, 24, 26, 28 and 
30 inch waist measure; price ten cents. 
5 
QL On Long or Short 
Term Investments 
!$25 upward, with¬ 
drawable on 30 
days’ notice. 
Investments bear earn¬ 
ings from day received 
to day withdrawn. 
Supervised by New York 
Banking Department. 
MONEY received at any 
time in the year, yields 
5 p. c. per annum for 
every day we have it. 
You should learn how far our 
operations are removed from 
any element of speculation. 
Conservative investors will ap¬ 
preciate a plan affording all the 
security and prollt without the 
annoyance of Individual mort¬ 
gage loans. Write for par¬ 
ticulars. 
Assets, . 91,700.000 
Surplus ami Profits, 
9160,000 
Industrial Savings and Loan Co. 
6Times Bl’d’g, B’wy,N.Y. City 
WE LEAD THE WORLD 
We are the largest manufac¬ 
turers of Grooved and Plain 
Tire Steel Farm Wagon 
Wheels in America. We 
guarantee our patent 
Grooved Tire Wheels to 
be the best made by anybody 
anywhere^ Write us. 
HAVANA METAL WHEEL CO. 
BOX 17 HAVANA. ILL 
Banner Lye 
Great help in housecleaning 
Makes pure soap without boiling 
cleans and disinfects 
YOUJ.NG MEN WANTED —To learn the 
Veterinary Profession. Catalogue seat 
free. Address VETERINARY COLLEGE, 
Grand Rapids, Mich. L. L. Conkey, Erin. 
Learn Telegraphy & R, R, Accounting 
$50 to $100 per month salary assured our graduates 
under bond. You don’t pay us until you have a posi¬ 
tion. Largest system of telegraph schools in America. 
Endorsed by all railway officials. Operators always 
in demand. Ladies also admitted. Write for catalog. 
MORSE SCHOOL OF TELEGRAPHY, 
Cincinnati, O., Buffalo, N. Y., Atlanta, Ga., La Crosse, 
Wis., Texarkana, Tex., San Francisco, Cal. 
Pillar'd around by everlasting hills, 
Robed in the drapery of descending hoods. 
NIAGARA 
FALLS 
One of the natural wonders of 
the world. A charming place at 
any season of the year, reached 
from every direction by the 
NEW YORK CENTRAL LINES. 
A visit to the Falls is an object 
lesson in Geography ; an exhibi¬ 
tion of landscapes that no painter 
can equal, and a glimpse of the 
latest developments of the in¬ 
dustrial wor.d. 
A copy of Four-Track Series No. 9, 11 Two 
Days at Niagara Falls," will be sent free, 
upon receipt of a two-cent st imp, by George 
H . Daniels, General Passenger Agent, Grand 
Central Station, New York. 
For anything that men can tell, death 
may be the greatest good that can happen 
to them. Yet they fear it as if they 
knew quite well it was the greatest of 
evils.—Socrates. 
NEW YORK STATE FAIR 
SYRACUSE, September 11 = 16. 
$65,000 IN PREMIUMS AND PURSES 
Great Agricultural and Industrial Exhibition 
LIVE STOCK EXHIBIT. 
Will be one of the most interesting features of 
the Fair. Entries close in this Department, 
August 14. 
POULTRY, PIGEONS AND PET STOCK. 
The best birds in the country on exhibition. 
All the latest improvements used in the handling 
and care of birds. Entries close August 14. 
THE IMPLEMENT DISPLAY. 
Promises to be greater than ever in the num¬ 
ber and variety of Farm Implements shown. 
THE DOMESTIC DEPARTMENT. 
Will prove of great interest to the ladies. 
Entries close September 4. 
S. C SHAVER, Secretary, Syracuse, N. Y. 
FARM PRODUCE. 
The display in this Department is one of the 
best features of the Fair. Entries close Sept. 4. 
DAIRY EXHIBIT. 
will be up to the usual high standard and prom¬ 
ises to be larger than ever. Entries close Sept. 4. 
FRUIT AND FLOWERS. 
The display in the Fruit and Flower Depart¬ 
ments will equal any exhibit ever given at the 
Fair. Entries close September 4. 
SEND FOR PRIZE LIST. 
your Health and STRENGTH with 
JAYNE’S TONIC VERMIFUGE, 
a pleasant, potent, and permanent Invigorator for WOMEN, 
CHILDREN, and MEN. __ Get it from 
your Druggist. 
