1874 .] 
AMERICAN AGRICULTURIST, 
09 
Life Insurance. 
NSURANCE difl'ers from other business pur¬ 
suits only in that it protects each individual of 
the community from the overwhelming conse¬ 
quences of a possible calamity to which he, in 
common with others, is exposed, by collecting, 
conserving, and disbursing the contributions of the 
many for that purpose; and in this sense it is an 
eleemosynary institution. 
Tried by this standard, it will be found that 
the business of insurance does differ materially 
from other pursuits ; that it is almost sui generis; 
that it does ‘‘perform a great charity,” and per¬ 
forms it all the better because it performs it as a 
business, on business principles, and with the 
sagacity that is always exhibited in matters of 
profit and loss ; in fine, that it is hardly less indis¬ 
pensable to civilization and material progress than 
as government itself. 
If we turn to life insurance, the force of these 
(considerations will be even more apparent. Life 
insurance not only “performs a great charity,” but 
is a great charity—perhaps the greatest that has 
ever been conceived by man. Over hundreds of 
thousands of homes, which were else 1 ft at the 
mercy of the great destroyer, it extends its benefi¬ 
cent protection, and, in the hour of deepest bitter¬ 
ness, pours out a sympathy that is metallic; and if 
it can not replace the lost husband and father, 
preserves to the bereaved the home which his 
hands had earned and his love bestowed. Who 
shall attempt to measure the influence for good 
of this greatest of all the charities ? What misery 
and want, what desperation and crime, so largely 
the results of poverty, are thereby prevented. 
But life insurance, for this very reason, is a 
business which depends more than others upon the 
■confidence of the community; and the companies 
who best deserve that confidence will be the suc¬ 
cessful companies of the future. Among these 
the United States Life Insurance Co. of this city is 
conspicuous; and in addition to the. many other 
proofs of honest dealing and thorough solvency 
which it has so often given, the appearance of its 
annual statement for 1873, on the morning of Jan¬ 
uary 1st, 1874, is a further earnest of its good 
faith This is a punctuality never before attempt¬ 
ed, much less attained. The statement has been 
verified by us so far as to show that, of the assets 
therein reported, every dollar, except the relatively 
insignificant sum of $35,000, was in possession of 
the company at the time of making the statement. 
This is unprecedented in the history of life insur¬ 
ance, and shows that the managers of the United 
States Life deserve to succeed, if fidelity to their 
trust and considerate recognition of the claims of 
the public deserve success. 
Persivian Guano, 
Messrs. Hobson, Hubtado & Co., Financial 
Agents of the Peruvian Government, assure us of 
the thorough reliability of the special agency just 
established for the sale, in large or small quanti¬ 
ties, of above article at importers’ prices. 
To Tea Drinkers! 
On tills page appears the circular of the Con¬ 
sumers’ Importing Tea Company. We believe 
this Company able and willing to perform all that 
their circular proposes. 
Breech - Loading Shot- 
Guns of all the celebrated makers. 
Stnrtcvant’s Patent Brass 
Shot Shell. 
Shooting Tncltle of every 
description. Send for Descriptive 
Catalogue. SCHUYLER, HARTLEY & GRAHAM, 
___ 19 Maide n Lane. New York. 
What is the use of buying a good 
shoe if it will he through at the toe 
in two weeks ? 
SILVER TIPS Prevent this. 
(CIKCULAR.) 
Consumers Importing Tea Co .,) 
No. 8 Church Street, r 
P. O. Box 5,509. New York City. ) 
This is a combination of capitalists to supply the consum¬ 
ers of Teas throughout the United States on the mutual 
principle. 
We have experienced agents in all the best district* of 
China and Japan to select Teas especially for our trade. 
We expect every consumer of Teas to render us all the 
assistance they can in carrying out our enterprise, as we 
make a specialty of SUPPLYING CONSUMERS ONLY 
(and allow no middlemen to make any profit on our import¬ 
ations), which will enable us to supply them with Teas at 
prices lower than have ever been known, and of those fine 
qualities that seldom reach the interior, being sold only in 
the large cities and among the very wealthy. 
Hoping the consumer will take an interest in our enter¬ 
prise, and send at once for a circular with full explanation* 
of how to proceed to obtain our goods, we remain. 
Most respectfully yours, 
Consumers Importing Tea Co., 
No. 8 Church Street, 
P. O. Box 5,509. New York City. 
Entered, according to Act of Congress, in January, 1874, 
by the Consumers Importing Tea Co., in the Office of th® 
Librarian of Congress, VVaShlugton, D. C. 
SEEDS 
BEAUTIFULLY ILLUSTRATED 
ICATALOGUES for 1874. of 
Se e °S 
| Numbering 173 PACES, and containing I 
. 2 fine large colored plates, are now ready. | 
. To our patrons they will be mailed as usual 
1 free; to all others, on receipt of 25c., whicl ■ 
■ we return In Seeds or Plants, with first order. | 
I AUp-vrchascrs nf our Books, either < 
! Gardening for Profit, , 
or Practical Floriculture ’ 
]Price $1.50 each (prepaid by mail,) ha/vt 
IS heir names entered on our lists, and wiV 
Jrcceive above Catalogues annually, free o;f 
jj charge. 
Seedsmen, 35 Cortlandt Street, N aw York 
fPLAWTS 
Druggists, Booksellers, and Others 
KEXAHjING seeds 
Are respectfully informed that our Trade List for 1874 is now 
ready, and will be mailed to all dealers on application. 
Vegetable and Flower S'-eds neatly put up in boxes for 
retailing, by the sa^e of which the retailer re?. i zep Howards 
of 100 per cent profit. Attractive Show Caras furnished 
with each box. 
VEGETABLE SEEDS. 
Box No. 1—90 varieties. Retails for $50.00. Trade price, $30. 
“ “ 2—66 “ " “ 40.00. “ “ 20. 
“ “ 3-45 “ “ “ 20.00. “ “ 10. 
FLOWER SEEDS. 
Box No. 4—100 varieties. Retails for $66'.00. Trade price, $30. 
“ 5— 75 • “ . ■ “ “ 41.50. “ “ 20. 
“ •«. 6— 50 “ “ 20.00. “ “ 10. 
A list of the contents of each box will be found in Cata¬ 
logue. No seeds sent put on commission. Orders must be 
accompanied by cash or satisfactory reference. Address 
B. K. BLISS & SONS, 
Parle Place and 20 Murray Street, 
P® O. Box 5712. New Yorlc City. 
CHOICE SEEDS. 
Market Gardener’s Stock 
FOR EARLY PLANTING. 
Fottler’s Brunswick Cabbage.Per oz., 75c. Per pkt., 15c. 
True Jersey Wakefield do.' . “ 75e. J ir> c . 
Boston Market Dwarf Celerv. “ 50c. “ 10c. 
_ “ “ Hotbed Lettuce... “ 50c. “ 10c. 
White Spilled Hotbed Cucumber.. “ 50c. “ 10c. 
One new Seed Catalogue for 1874: will be 
reany February 1st. Free to all applicants. 
Address SCHLEGEb, EVERETT Si CO.. 
16 Soutli Market St.. Boston, Blass. 
GEO. A, PRINCE & CO. 
ORGANS 8b MEL0DE0KS. 
The Oldest, Largest, and Most Perfect Manufactory in the 
United States. 
53,000 
- Now in use. 
No other Musical Instrument ever obtained the game 
popularity. 
Send for Price-Lists. 
Address BUFFALO, N. Y. 
H. W. JOHNS, 87 Maiden Lane, N. Y. 
Patentee and Sole Manufacturer. Established 1858. 
GLASS CUTTERS 
Our Glass Cutters are made with a handle like a Glazier’s 
Diamond, but, instead of the diamond point, they have a 
small hardened Steel revolving wheel, the sharp edge of 
which cuts nearly as well as a diamond. They are durable, 
and will give entire satisfaction. Most Hardware Dealers 
keep them, or will send to us for them if wanted. Where 
they are not for sale, we will send one by mail, prepaid, on 
■receipt of thirty-five cents. 
We will send one to any publisher who will insert this 
notice and forward us a copy prepaid. MILLERS FALLS 
COMPANY, No. 78 Beeknian Street, New York. 
THE ATLANTIC for 1874 
Begins Its thirty-third volume under the most prosperous 
auspices. The new publishers will spare no pains to keep 
it the BEADING AMERICAN MAGAZINE, 
containing the fresh writ ngs of 
LONGFELLOW, WHITTIER, HOLMES. 
LOWELL, HOWELLS, BAYAl.D TAYLOR, 
AT,D RICH, WARNER, WELLS, 
BARTON, OWEN, EGGLESTON, 
with able criticisms upon current literature, art, and science. 
PRUDENCE PALFREY 
is the title of the novel begun in the January number by 
that witty writer, THOMAS BAILEY ALDRICH. 
Personal Reminiscences, by the Poet WHITTIER, 
will cover an eventful period in our history. and the voiume 
promises to bean UNUSUALLY BRILLIANT ONE. 
Teums —Single or specimen numbers, 35 cents. Yearly 
subscription, $4.00. The Atlantic and Every Saturday ($5.00) 
sent to one address for $8.00. Address the publishers, 
H. O. HOUGHTON & CO.. Bostox. 
HURD & HOUGHTON, New Yoke. 
Automatic 
PUMPS. 
Water driven to any 
height and distance by 
compressed air. Coun¬ 
try houses supplied 
cheaply and certainly 
for bath-rooms, water 
closets, hot and cold 
water faucets, etc. 
Plenty of fresh water 
for stock on farms. 
Address 
Haktfoud Pump Co., 
41 Trumbull St„ 
Hartford, Conn, 
None Perfect. 
Cable Screw Wire 
THE BEST. 
SEEDS* 
TRADE LIST for dealers only 
mailed to all applicants. Address 
KERN, STEBER & CO, Seedsmen, St. Louis, Mo. 
Trees and Plants. 
S. B. PARSONS & SONS, 
FLUSHING, !V. Y. 
DRYANT’S BOOK-KUEPIAW - 
For Self-Instrnction and Schools. The cheapest and 
best work ever published. 120 pages. Sent post-paid on 
receipt of 75 cents. Address J. C. BRYANT, Pnn„ 
Business College, Buffalo, N. Y. 
l\ff , fi‘kTT7T7‘ MADE RAPIDLY with Stench and 
JlVi V Jj .4 Kev Check Outfits. Cataloguesand full par¬ 
ticulars free, S. M. Spencer. 117 Hanover st„ Bbstofc, Mass. 
A «EWXS LOOK I—$13 a day made selling 
Scissors Sharpener and other wares. Sample 25 ots. Cat. 
aloguc free, T. J. HASTINGS & CO*, Worcester, Mass, 
