1874.] 
AMERICAN AGRICULTURIST. 
109 
Life In snrance. 
ONE is less respected than the man who 
muddles away his income nobody knows 
how. • For all expenditure there should be some¬ 
thing to show, and that something ought to have 
either usefulness or dignity or permanence to rec¬ 
ommend it. 
But every now and then wc meet with cases of 
expenditure actually mysterious. A man of princely 
inheritance or preferment does nothing with it, 
makes no figure, helps nobody, maintains no ex¬ 
pensive state, yet not only spends every dollar of 
his income, but is in continual embarrassment and 
difficulty. His estate crumbles away, his house 
grows dilapidated, his equipments shabby, his cre¬ 
ditors clamorous, and at last he dies, leaving his 
sons penniless and his daughters homeless. In¬ 
stead of performing his part in sustaining the great 
fabric of society as far as his influence and oppor¬ 
tunity enable him to do so, there is one vast 
dilapidation. 
Nobody can say exactly where the fault is or 
where the money is gone. It has not benefited 
friends, assisted dependents, built school-houses, 
tilled the soil, developed the country, beautified 
the town, or done anything that can be set down to 
his credit. It has all been dribbled and frittered 
away on hollow pretenses and petty occasions and 
trivial objects, without either system or purpose. 
It has won neither gratitude nor admiration nor 
respect. The only useful thing the man does is to 
fertilize the earth by rotting in it. 
How mean does such a life appear ! How un¬ 
worthy of the name of life ! And yet how many 
human lives are lived to no better purpose, and 
leave behind them no more creditable results ! 
The sin of this aimless, empty prodigality lies at 
other doors as well as those of the rich. Moderate 
and even scanty incomes can be made to contribute 
something permanent to the fortunes of their reci¬ 
pients. But it is the men of 6mall means and mod¬ 
erate incomes who are most sadly at fault in respect 
to that useless expenditure of which we are speak¬ 
ing. It is not extravagance, because such can not 
be extravagant. It is a slippery habit of expendi¬ 
ture, which justifies itself with the unspoken 
apology : “ I can never save anything. My effort 
to do 60 would be contemptible and vain. Why 
then attempt it ? ” 
But there is no man of howsoever moderate in¬ 
come, or howsoever small means, who can not at 
least leave his family the better for his having lived. 
The savings of a little economy, the small self- 
denials that can be made every day, and in the 
making of which manhood grows to a tougher 
fiber and a statelier height—these will suffice to 
leave to the mother and her little ones a legacy 
that will lift them above want and the fear of want. 
Life insurance is the only means known whereby 
this can be surely done; and in this light life in¬ 
surance is seen to be a duty that no true man can 
excuse himself in neglecting. It is frequently and 
■warmly commended, but it can not be commended 
too often nor with too much warmth. It is the 
moral duty of every man to bequeath to his chil¬ 
dren more money than he began life with himself. 
Life insurance alone enables him to do this beyond 
peradventure. 
Many are the companies appealing to the public 
for patronage. Most of them are good; and 
among the very best i3 the United States Life In¬ 
surance Company of this city. It is secure; it is 
liberal; it is progressive; it is honorable. Nearly 
a quarter of a century has tested it, and each year 
lias borne increasing witness to its stability and 
its worth. 
Breech - Loading Shot= 
Gnns of ail tlie celebrated makers- 
Sturtevant’s Patent Brass 
Shot Shell. 
Shooting Tacnie of every 
description. Send for Descriptive 
Catalogue. SCHUYLER, HARTLEY & GRAHAM, 
19 Maiden Lane. New York. 
MAMMOTH BlfcO^JESR ’TUfS.KEYS 
. a nd' PQtJliTRY • IA L. PEED, At burn , 0hid. 
CircofarV free. , __ 
V CURIOSITY ob page 113, Head it, and send for one. 
(CIROULAK.) 
Consumers Importing 1 Tea Co., / 
No. 8 Church Street, 
P. ©. Sox 5,509. New Yorli City. 
This is a combination of capitalists to supply the consum¬ 
ers of Teas throughout the United States on the mutual 
principle. 
We have experienced agents in all the best districts of 
China and Japan to select Teas especially lor our trade. 
We expect every consumer of Teas to render us all the 
assistance’they caii in carrying out our enterprise, as we 
make a specialty of SUPPLYING CONSUMEP.S ONLY 
(and allow no middlemen to make any profit on our import¬ 
ations), which will enable us to supply them with Teas at 
prices lower than have ever been known, and of those fine 
qualities that seldom reach the interior, being sold only in 
the large cities and among tbe very wealthy. 
Hoping tlie consumer will take an interest in our enter¬ 
prise, and send at once for a circular with full explanations 
of how to proceed to obtain our goods, wc remain, 
Most respectfully yours, 
Consumers Importing Tea Co., 
No. S Church Street, 
P. O. Box 5,509, New York City. 
GEO, A, PRINCE & 00. 
ORGANS & IliELgDEQNS. 
Tlie Oldest, Largest, and Most Perfect Manufactory in the 
United States. 
Now in use. 
No other Musical Instrument ever obtained the samo 
popularity. 
Send for Price-Lists. 
Address EClPAIiO, N. Y. 
Send for The PIONEER. 
I hear tbe tread of pioneers 
Of nations yet to be ; 
Tbe first low wash of waves where soon 
Shall roll a human sea. 
Entered, according to Act of Congress, in January, 1874, 
by the Consumers Importing Tea Co., in the Office of the 
Librarian*of Congress, Washington, D. C. 
GREAT DEDUCTION. 
TEAS and COFFEES 
At WholesaJe Prices. 
Increased Facilities to Club Organizers. 
Send for New Price-List. 
THE GREAT AEVfERiCAM TEA COMPANY, 
(P. O. Box 5643.) 81 and 33 Vesey St., New York. 
[ SEEDS 
BEAUTIFULLY ILLUSTRATED 
[CATALOGUES for 1874. of 
S £E oS 
Numbering 175 PAGES, and containing 
2 fine large colored plates, aro now ready. 
To our patrons they will be mailed as usual 
free; to all others, on receipt of 25c., which 
wo return in Seeds or Plants, with first order. 
A ll purchasers nf our Boolcs, either 
Gardening for Profit, 
or Practical Floriculture 
iPrice $1.50 each (prepaid bu mail,) have 
their names entered on owr lists, and will 
receive aVoOc Catalogues 'annually, tree oj 
charge. 
Seedsmen, 35 Cortlandt Street, New York, 
I PLANTS 
CHOICE SEEDS. 
Market Gra.i , cleiaex* , s ©tool.; 
FOR EARLY PLANTSWG. 
Fottler’s Brunswick Cabbage.Per oz., 75c. Per pkt., 15c 
ITue Jersey Wakefield do. “ 75c. “ if,c. 
Boston Market Dwarf Celery. “ ‘50c. " ]0c. 
“ “ Hotbed Lettuce... “ 5i;c. “ ]0c. 
White Splned Hotbed Cucumber.. “ 50c. “ 10 c. 
Our new Seed Catalogue for 1874 will be 
ready February 1st. Free to all applicants. 
Address SCHLEGEI., EVERETT & CO., 
16 South Market St.. Boston, Mass. 
ErianfSaia® It twee use® 
A handsome illustrated paper, witli information for the 
PEorbE, mailed free to all applicants. Address 
O. F. DAVIS, 
Land Commissioner U. P. B.Ii., 
OMAHA, NEB. 
Best Article in the 
"—Am. Institute lieport, 1873. 
H. W. JOHNS, S7 i^aiden Lane, N. Y. 
Patentee and Sole Manufacturer. Established 1S58. 
THE TESTIMONY OP ALL, 
SILVER TIPPED 
The only Shoe for children. 
“BEEBE 9 
Has an unexampled record— 
not a machine of hundreds sold 
ever having failed to give per¬ 
fect satisfaction. It is the only 
truly laultie6s hand washer in 
existence. Finishes the work 
entirely/ without supplement¬ 
ary labor, and never xoears or 
team the. clothes. Cheap, con¬ 
venient, handsome, and made 
to.last a lifetime. Price $15.00. 
CARR & HOBSON, Sole Pu> 
prietors, 56 Beekman St., N. Y. 
GRAPE - VINES 
OUR SPEC8ALTY a 
Price-lists for Spring, 1374, gratis. Correspondence Soli. 
cited. Address IgIDOR BUS I-I Ss SON, Bnslibcrg,' Mo. 
fTflflEAB® FT.OWEaili for all. See our ad- 
'AYvertlsement, p. ill in this paper. W. L. Ferris, Jr., & Co. 
Farmers and Mechanics, do you. 
Want the Best Boot or Shoe? 
A 25c. pkt. of seed of this splendid Ornamental Grass will 
he given 10 all who sendo-ceut stamp for my Spring Cata¬ 
logue of Plants, etc. 
CHAS. T. STARR, Avondale, Chester Co., Pa. 
SEEDS, 
TRADE LIST for dealers only 
mailed to all applicants. Address 
KERN, STEBER & CO, Seedsmen, St. Louis, Mo. 
BUY GOOD 
CABLE SCREW WIRE MADE 
MONEY MADE RAPIDLY with Stencil nnd 
ticularsfree. 
Key Check Outfits. Catalogues and full par- 
S. M. Spencer, lit Hanover st., Boston, Mass 
NATIONAL LIVE-STOCK JOURNAL. 
pisiushep at mmm a F^^sfctc.' $ 2, & WdSI'i 
Clubs ef Ten with extra copy, Si 5. Specimens Free, Geo. W, Kust& Co., Publishers. 
