1874 ] 
AMERICAN AGRICULTURIST. 
389 
Life Insurance. 
Among the many useful applications of life 
insurance, not the least is that by which it may be 
made to enhance the financial credit and business 
prospects of ir. iividuals and associations. A young 
merchant or manufacturer of good standing, relia¬ 
ble character, industrious and energetic, makes 
application to a moneyed institution for a loan, 
wherewith to enlarge his business, or to a wholesale 
dealer for increased credit line for the same pur¬ 
pose. In either case, with the aid of good backing, 
sufficient endorsations on his paper, he will no 
doubt be cheerfully accomodated. Or it is possi¬ 
ble that, on his own honest face and good reputa¬ 
tion, both banker and merchant would gladiy aid 
him. Both would feel perfectly well satisfied that 
nothing but death could possibly intervene, to pre¬ 
vent him from fulfilling to the utmost any contract 
in which he might engage. They know that his 
business is prudently managed ; that he is energetic 
and industrious; that his record in the past is 
sufficient guarantee for the performance of all 
promises he may make for the future. But has 
either the banker or the merchant, in giving this 
credit, discounted the possibility of the death of 
the debtor? This is something that ought to be, 
if it is not, taken into consideration. In the hap¬ 
pening of such an event, who will repay the money 
loaned', or take up the paper given for the wares 
purchased on time ? Should death happen at a 
critical period, on the eve of the performance of an 
important business operation, who, then, could 
carry on the negotiations to a successful issue ? In 
less familiar and less competent hands than those 
of the deceased, it would be impossible to carry on 
the business with any great prospects of success. 
In fact, experience has taught us that almost all 
experiments of this kind prove failures. Creditors 
would promptly bring in their bills; the executors, 
finding these claims pressing on them, would order 
a sacrificial sale of the assets, and the property 
would be sacrificed in order to realize ready money. 
Outstanding accounts in favor of deceased persons 
are notoriously slow of collection, and this would 
naturally do much to increasing the embarrassment. 
In this way many a prosperous undertaking is 
brought to grief; the capital invested is sunk 
beyond recovery, and the creditors, disappointed at 
receiving only a moderate percentage of their 
claims, indulge in a few anathemas and resolve to 
do no more business “on space” hereafter, unless 
on the basis of good security. 
A policy of life insurance in a good company, 
furnishes complete protection against this loss, 
disaster, and ruin. Such a Company is the United 
States Life Insurance Co., of this city. 
I>cvoe's Brilliant Oil. 
Insure your life and your property against acci- 
cent, by using Devoe’s Brilliant Oil. No accident 
is possible in its use. Recommended by The Fire 
Insurance Co’s., and Fire Commissioners. 
Common kerosene is not safe. Devoe’s Brilliant 
Oil has an established reputation as an oil safe 
beyond all chance. Is the finest illuminator in 
the world. Ask your dealer for it. 
BEAD THIS TWICE. 
These celebrated Watches have been greatly improved 
during the present year, and several new sizes added to 
the list. The stem-winding and setting attachment cau 
now be had with any grade or size, and all the old 
established grades of key-winders are also made as be¬ 
fore. Any one who contemplates buying a watch, either 
now or in the future, should send for. ur new Descriptive 
Price List, which is now ready AND SENT FREE. 
This describes all the Watches, large and small, Ladies’ 
and Gentlemen’s, Gold and Silver, with prices of each, 
and contains besides information in relation to watches 
useful to every one. It also explains in full our plan of 
sending single Waltham Watches at low prices to any 
place in the' Union by mail or express, with the bill to 
collect on delivery—with privilege to the purchaser to 
open the package and examine the watch before paying, 
and with no obligation to take it unless entirely satis¬ 
factory. Thousands have obtained genuine Waltham 
Watch' S from us in this way, and all have received full 
value for their money. A large assortment of extra heavy 
cases for the Pacific trade always on hand. Everyone 
should send for a Price List, as tile farther you live from 
New York the more advantage it is to deal with 11 s. 
When you write please mention that advertisement was 
seen in the American Agriculturist. Address 
HOWARD & CO., No. 222 Fifth Avenue, New York. 
Rifles, Shot Guns, Revolvers, Pistols, Ammunition, Fish¬ 
ing Tackle, etc. For Price-list, see page 157, April No. Am. 
Agriculturist, or address, with stamp, 
GREAT WESTEP.N GUN WORKS, 
283 Liberty St., Pittsburgh, Pa. 
(CIRCULAn.) 
Consumers’ Importing Tea Co .,) 
No. 8 Church Street, r 
5*. O. Box 5,509. New York City. ) 
This is a combination of capitalists to supply the consum¬ 
ers of Teas throughout the United States on the mutual 
principle. 
We have experienced agents in all the best districts of 
China and Japan to select Teas especially for our trade. 
We expect every consumer of Teas to render us ail the 
assistance they can in carrying out our enterprise, as we 
make a specialty of SUPPLYING CONSUMERS ONLY 
(and allow no middlemen to make any profit on our impor¬ 
tations), which will enable us to supply them with Teas at 
prices lower than have ever been known, and of those fine 
qualities that seldom reach the interior, being sold only in 
the large cities and among the very wealthy. 
Hoping the consumer will tuk— an interest in our enter¬ 
prise, and send at once for a circular with lull explanations 
of how to proceed to obtain our goods, we remain, 
Most respectfully yours, 
Consumers’ Importing Tea Co., 
No. 8 Church Street, 
P. O. Box 5,509. New York City. 
Entered, according to Act of Congress, in January, 1874, 
by the Consumers’Importing Tea Co., iu the Oltice of the 
Librarian of Congress, Washington, D. C. 
VICK’S CATALOGUE 
of Hyacinths, Tulips, Lilies, and all 
Now published for Autumn of!874, and will be sent free to 
all who apply. 32 pages — 50 illustrations. 
Address, JAMES VICK, Rochester, N. Y. 
GEO. A. PRINCE & 00. 
ORGANS & MELODEONS. 
The Oldest, Largest and Most Perfect Manufactory in the 
United States. 
54,000 
iNow in use. 
No other Musical Instrument ever obtained the same 
popularity. 
Send for Price-Lists. 
Address BUFFALO, N. Y. 
Branch Office and Factory: 506 West Street, NEW YORK. 
Any SlUMle from Pure W hite to Jet Black. 
A combination of the purest paint with India Rubber, 
forming a SMOOTH, GLOSSY, FIRM, DURABLE, ELAS¬ 
TIC, and BEAUTIFUL Paint, unaffected by change of tem¬ 
perature; is perfectly water-proof, and adapted to all classes 
of work, and is in every way a better paint for either inside 
or outside painting than any other paint in the world. Being 
from one-fourth lo one-third cheaper, and lasting at least 
three times as long as the best lead and oil paints. 
Be sure that our TRADE-MAliK (a fac simile of 
which is given above) is on every Package. 
Prepared ready for use, and sold by the gallon only. 
There lias never been a paint ottered the public that has 
become so popular (in the same time) and giveu as perfect 
satisfaction as the Rubber Paint, 
Send for sample card and testimonials. 
A SILVER TIP 
Adds Five Cents 
And Not 
Wear Out. 
For sale by Watchmakers. By mail, 50 cents. 
J. S. BIIiCH, 37 Maiden Lane, New York. 
IT IS NOT ECONOMY 
To buy a poor Shoe. Try Good 
CaMe Screw Wire 
fotr, economy. 
E’Olt FAI.I. ANiS> WOTOR 
Agricultural Implements and Machines 
Addr-ss 
P.O.Box 376. R. H. ALLEN & CO., 
IB9& 131 Water St. New York City. 
T\flmTT7V MADE RAPIDLY with Stencil and 
iViUJN £j JL Key Check Outfits. Catalogues and full par¬ 
ticulars free. S. M. Spencer, 117 Hanover si., Boston, Muss, 
W A. COVEHST & CO., B^.-odttce 
® Commission Merchants, No. 63 Pearl Street, 
New York. “ Quick sales and prompt returns.” 83?“ Send 
forourweekly Prices-curreiit and Marking Plate._ jT* 
TO 
THE COST OF A SHOE, 
and $1 to its value. 
“Pra tically FIRE-PROOF,” Medal Awarded 1870. 
“The best article iu the Market.” 1871. 
“ Is very strong, repels water effectually.” 1872. 
“We recommend it to all as the best iu use.” 1873. 
lie ASBESTOS ROOFING is adapted for steep or flat roofs in till climates, and can be cheaply transported and 
' applied. Is Ihrnished in rolls co- tainlng 200 square feet each, packed in strong skeleton cases. 
OOF CO ATING lor restoring andiireserving roofs. In 5, 10, and 20 gallon kegs and t 
AINTS in colors, for Shingle and Tin roofs, and ail outside work. In I, 2, and 3 gal. < 
EMENT, for repairing leaks of ail kinds on Roofs, In 10 lh. pails. 5 and 50 lb. kegs. 
OILER FELTING. ASBESTOS BOARD and PAPER, SHE \THING KELTS, ASBE 
EXTRACTS FROM 
AMERICAN INSTITUTE 
EEP0ETS. 
The L 
easily applie .. ______,_ 
ASBESTOS HOOF COATING lor restoring andiireserving roofs. In 5, 10, and 20 gallon kegs and barrels. 
ASBESTOS PAINTS in colors, for Shingle and Tin roofs, and all outside work. In I, 2, and 3 gal. cans, kegs, and bills. 
ASBES TOS CEMENT, for repairing leaks of ail kinds on Roofs. In 10 lh. pails, '5 and 50 ill. kegs. 
ASBESTOS BOILER FELTING. ASBESTOS BOARD and PAPER, SHE \THING KELTS, ASBESTOS, &c. 
These materials are prepared readv for use, and are put up for shipment to all parts of the world. tS* - Send for 
descriptive Pamphlets. Price Lists, &o., &e. 
EXCLUSIVE SALE AND 1.1 DELIA L INDUCEMENTS TO GENERAL MERCHANTS AND DEALERS. 
Patemce iBwu'™«, facturer -} H, W, JOANS, 87 Maiden Lane, N, Y. 
