TOO 
THE RURAL, NEW-YORKER 
July 13, 
PUBLISHER’S DESK 
Don’t ship produce of any kind with¬ 
out first ascertaining the reliability and 
responsibility of the party or house to 
which you are shipping. 
The Industrial Savings and Loan Com¬ 
pany, with offices in the Times Building, a 
loan association with a membership of 
5.000, mostly people of slight means, was 
shut up as insolvent June 29 by Supt. 
George C. Van Tuyl, Jr., of the State 
Banking Department. The deficit aggregates 
$104,426. The total liabilities are $2,519,- 
299 and the total assets $2,414,873. Supt. 
Van Tuyl also closed the New York Mort¬ 
gage Company. This is an institution for 
loaning on mortgages which has offices in 
the Times Building. According to the 
Banking Department its affairs were so in¬ 
tertwined with those of the Savings and 
Loan Company that the closing of the one 
necessitated the closing of the other. A 
third company, the Columbia Real Estate 
Company, closely allied with the other two, 
with oflices in the same building, is incor¬ 
porated in New Jersey and does a real es¬ 
tate investment and developing business, 
largely in Grantwood, on the Palisades. 
Since it is a New Jersey concern it is not 
within the jurisdiction of the New York 
Banking Department. Supt Van Tuyl is 
desirous of closing this third company also, 
as he asserts that it would be unable to 
meet its obligations to the two other com¬ 
panies. 
Supt. Van Tuyl took hold of the Indus¬ 
trial Savings and Loan Company affairs 
June 29 in time to save for its creditors 
$40,000 which otherwise would have gone 
out in payment of dividends due on July 1. 
This payment has been forbidden by. Mr. 
Van Tuyl. 
The failure of the Loan Company, accord¬ 
ing to the Banking Department, was due 
to real estate speculation through the Co¬ 
lumbia Real Estate Company, which is 
controlled by the officers of the Loan Com¬ 
pany, and also through individual opera¬ 
tors acting as dummies. The Banking De¬ 
partment has been keeping a close watch 
upon this allied trio of companies for al¬ 
most a year.— Daily paper. 
More than four years ago we re¬ 
fused the advertising of this concern, 
and many of our readers will recall the 
warnings issued in this department 
against trusting their savings to the In¬ 
dustrial Savings and Loan Association. 
Our attitude was largely because of its 
affiliation with the Columbia Real Estate 
Co. This company followed the practice 
of many other real estate concerns by 
selling debenture bonds, which amount 
to nothing more or less than notes. We 
further found that the officers of the 
Loan Association were offering induce¬ 
ments to its depositors to transfer their 
savings from the Loan Association to 
these notes of the Real Estate Company. 
This and the opportunity which the 
affiliation of the two concerns offered 
the officers to borrow the money of the 
Loan Association for the benefit of the 
speculative real estate concern we re¬ 
garded as a danger to depositors. The 
above report justifies the fears we have 
entertained and the warnings we have 
given during the past four or five years. 
I am enclosing you fertilizer contract 
with the Farmers’ United Chemical Co. of 
Reading. Pa. You will note that the prices 
are for delivered my station. I bought one- 
half ton. 14 per cent acid goods and 200 
pounds each nitrate of soda and muriate 
of potash ; sent them check in full and 
told them to pay freight charges. You will 
note by the enclosed freight bill that I had 
charges to pay. Now I have written them 
twice asking them to refund the freight 
charges to me. They have not as much as 
answered my letters. See if you can stir 
them up for me. M. b. k. 
Pennsylvania. 
Reports from attorneys having claims 
against this concern are that F. K. Walt, 
Jr., who seems to conduct the United 
Chemical Co., is entirely irresponsible, 
and under the circumstances there is lit¬ 
tle chance for recovery on the claim. 
The freight charges on this shipment is 
only a small item, but we are giving the 
experience of this Pennsylvania sub¬ 
scriber for the purpose of saving others 
from the peculiar methods of this con¬ 
cern. 
It will be recalled by reference to 
page 614, and again to page 664, that a 
subscriber in Canada sent $60 to E. F. 
McAvoy of Cambridge, N. Y., in April, 
1911, for some poultry, and was never 
able to get either the birds or the money 
returned. For six months he was un¬ 
able to get even a reply to his letters. 
When The R. N.-Y took it up, and de¬ 
manded a return of the money, some 
inferior birds were shipped after the 
breeding season of the second year, and 
more than a year after the birds were 
ordered and paid for. Now Mr. Mc¬ 
Avoy neglects to make us any explana¬ 
tion of his conduct of the case. We 
advise suit to recover the $60. Recent 
inquiry developed the information that 
he is himself apparently without finan¬ 
cial responsibility; and that he is not 
known to have anything against which 
a claim could be enforced against him¬ 
self personally. It is said that the 
property is in the name of his wife; 
but, if so, he was evidently acting in 
these transactions as the agent of his 
wife, and it would seem that she should 
be included in an action to recover. It 
is not pleasant to be obliged to discuss 
such matters. Mr. McAvoy is a sub¬ 
scriber of The R. N.-Y., and it would 
be more in our line and more agreeable 
to us if we could be doing him a service 
rather than censuring his business 
methods; but he is inviting trade and 
remittances from other subscribers and 
the public generally, and for that reason 
his conduct becomes a matter of public 
interest and concern. We receive too 
many complaints from his customers to 
reach any conclusion other than that 
a customer invites annoyance and loss 
in sending him orders and remittances. 
The enclosed circular letter of the West¬ 
ern Poultry & Egg Co., of 175 Chambers 
St., New York, was received through the 
mail and the quotations are better than I 
have received from another house. What 
is their standing? f. b. 
New York. 
The letter referred to is dated June 
8, and quotes 24 cents for fancy whites, 
and states that they have no difficulty 
in selling at one cent over quotations; 
fancy gathered browns are quoted at 
22 cents. Another subscriber from New 
York State writes that he shipped a 
crate of eggs to the Western Poultry 
& Egg Co., on June 3 and 10 days later 
received returns at 17 cents per dozen. 
This subscriber states that two other 
neighbors shipped at the same time and 
received practically the same price. The 
shipper claims the eggs were first-class 
and a week before received 24 cents 
per dozen. Still another subscriber, 
this one from Pennsylvania writes: 
Sometime ago I received the enclosed 
letter from the Western Poultry & Egg 
Co., of New York. In response I sent them 
two cases (60 dozen) fancy white eggs. 
Every one of these eggs was laid by a S. C. 
Black Minorca or S. C. White Leghorn, 
and not one of them was more than two 
days old when I shipped them. They were 
two as fine cases of eggs as ever left my 
place. Not hearing from them at the end 
of a week I wrote and asked for my money, 
when they sent me a check for $9.24 for 
the two crates of fancy white eggs I had 
shipped them, which was 15 2-5 cents a 
dozen. I could have received 21 cents a 
dozen for these eggs at my door. As an 
excuse for the ridiculous price they gave 
me, they said that my eggs were very poor 
stock. This was all the satisfaction 1 could 
get from them, which I know is not true. 
I think this an outrageous way of doing 
business. f. g. c. 
Pennsylvania. 
The above record speaks for itself. 
The concern has no financial responsi¬ 
bility that we are able to discover and 
the above record may prove of service 
to those who are tempted to ship pro¬ 
duce on the promises of high prices. 
The Surety Company, 1133 Broadway, 
New York, wants to open a sale of a new 
property in New Jersey, and starts off 
with the old trick of offering a lot free 
for advertising purposes. I seem to be 
on the “sucker list”; but I am in no 
danger of taking the bait. Those who 
do will probably find the barb in the 
hook later on. 
The Telepost Co. of Illinois, a subsi¬ 
diary of the Telepost Co., recently went 
into the custody of the sheriff. This 
was one of the stocks exploited by the 
Sterling Debenture Corporation. For 
about three years we have been warning 
our people against this scheme. It has 
taken longer for this than for the ordi¬ 
nary bubble to burst; but there never 
was any doubt about the final result. 
We doubt if any R. N.-Y. readers are 
holding any of the collapsed wind re¬ 
ceptacles. 
The New York Court of Appeals now 
holds that promoters are civilly liable 
for losses sustained by investors who 
part with their money relying on false 
and fraudulent claims of the promoter. 
You must not consider from this that 
you are safe to hand over your money 
to any slick-tongued promoter. To get 
it you would have to go into court and 
prove the fraudulent claims; and when 
you got your judgment, you might find 
that the promoter did not have a dollar 
that you could reach. 
The case under review by the court 
was the United States Independent Tel¬ 
ephone Co., which sold stock through a 
prospectus of the romantic financial 
type. The stock of the company au¬ 
thorized was $4*1,000,000, the assets of 
which cost the promoters $250,000, 
turned over to it by the New York In¬ 
dependent Telephone Co. In turn the 
assets behind this stock had been pre¬ 
viously bought from another concern 
for $5,000, and consisted of a burglar 
alarm and an application for a tele¬ 
phone system which had not been 
granted. We recount this with no con¬ 
cern for the company or special griev¬ 
ance against these particular promoters, 
but to show inexperienced investors the 
dilution of values behind these promo¬ 
tion stocks. j. j. 0 . 
A New Hampshire Hen Farm. 
Enclosed find clipping from Boston Globe. 
Some years ago you wrote up tbe hen part 
of it. Last week I had a man firing my 
engine who used to work for Mr. Haywood. 
He said the orchard was veTy rocky ; that 
there were thousands of hens in it in small 
houses, not allowed outside of the house 
until sent to market. Land is so rocky 
that it could not be cultivated, that all the 
hen manure was spread under the trees; 
that he bad seen hay nearly as high as a 
horse’s back and that the trees grew so 
rank that they had to take a crop of hay 
off the land, that is, two crops, hay and 
apples. F * p - B - 
Massachusetts. 
This article referred to the Hayward 
farm in New Hampshire. We described it 
some years ago. At that time about 6,000 
hens or pullets were kept. No chicks were 
raised. Each Fall a stock of pullets was 
bought in Northern New England and 
brought to this farm. They were put in 
small A-shaped houses somewhat like the 
Mapes house which was recently pictured. 
The pullets were hopper fed and remained 
in the house until the following Summer, 
or nearly one year. Then they were taken 
out and sold at live weight and pullets put 
in their place. The manure, as stated, is 
put in the apple orchards, and it is neces¬ 
sary to take out great crops of hay. The 
trees make a remarkable growth. \ve 
understand that the business is now con¬ 
ducted by Miss Hayward, and that it has 
grown so' large than 30 men are required at 
times to do the work. 
EARLY PULLETSandHENS 
Leghorns, Wyandottes, Rocks and P. Cochins 
MAPLE COVE POULTRY FARM - R. D. 24 - ATHENS, PA. 
S. C. W. LEGHORNS 
Annual Sale of Selected Yearling Breeders 
Hens and Cocks $1 each. 
MT. PLEASANT POULTRY FARM, Havre.de Grace, Maryland 
BABY CHICKS 8&C EACH 
From Free Kange Selected 
S.C.WHITE LEGHORNS 
Prompt delivery. A hatch every week. Write for 
prices on three-weeks’-old chicks. Safe arrival 
guaranteed. Circular free. CHAS. R. STONE, Baby 
Chicken Farm, Staatsburg-on-Hndson, N. Y. 
SURPLUS STOCK 
BARRED ROCK, WHITE ROCK PARTRIDGE 
COCHIN, PARTRIDGE WYANDOTTE 
lO HENS, 1 COCK.$25.00 
MINCH BROS. BRIDGETON, N. J. 
D. 0. GHIX 9 AND (Oc. EACH 
S. C. R. I. RED, 10c. S. C. W. LEGHORN, 9c, 
DAVIS POULTRY FARM, Berlin, Mas*. 
S.C. WHITE LEGHORNS HATCHING 5 'eggs 
Orders booked for future delivery. Young and old 
stock at attractive prices. Best laying strains. 
SUNNY HILL FARM, Flemington, N. J. 
Scaly Leg.— On page 415, regarding 
scalv legs, I wish to advise, "for the sake 
of the biddies,’’ that M. B. D. has left out 
the very important part of the kerosene 
formula,' and if used as he directs will 99 
times out of a hundred blister the legs 
badlv and invariably the feet. Fill a pail 
two-thirds full of water and then pour 
just enough kerosene on top of the water 
to cover the top surface of the water, dip 
the legs down through the oil into the 
water up to within say a quarter of an 
inch of the feathers; if the feet blister 
grease them well with vaseline. The 
water will as a rule prevent blistering un¬ 
less repeated too often ; about two or three 
days apart is all right. If the scales are 
very bad you may have to take a penknife 
and with'the point of the blade carefully 
pull off the dead scales and clean out 
the cavities under them. After applying 
the treatment three or four times, if you 
should draw blood or pull off a piece of 
skin, put on plenty of vaseline and it will 
not harm the bird and will heal in a day 
or so; however, if you are careful this 
will not happen, and you will find that 
the bird will lie still on her side for 
you to do the work, seeming almost to 
know that you are trying to relieve her 
of these pests. Another good remedy is 
equal parts of denatured (wood) alcohol 
and lard or vaseline. Melt the lard and 
then stir them together; you will have to 
stir it up well every time you use it. Pour 
out in the palm of your hand and rub on 
the birds’ legs once a day for a week or 
every other day for 10 days and skip a few 
days and repeat for a few days. 
New York. G. w. P. 
We have had at least a, dozen letters 
from people giving the "hot egg’’ remedy 
for a dog that steals eggs. It consists iu 
boiling an egg “soft,” and while it is boil¬ 
ing hot opening the dog’s mouth, putting 
the egg inside and then holding the jaws 
together! We should not mention this 
cruel “remedy’’ if it did not appear to be 
common. It may be effective, but it is cruel 
and iu our neighborhood would lead to 
arrest for cruelty to animals. 
Egg-Eating Dog.— In answer to query of 
M. B. D., Maryland, would say if he will 
put about two bad eggs in the nest for the 
dog it will effect a cure that is lasting. 
New York. M. R. W. 
BUFF WYANDOTTES-^'K 1 : 1 S&. s ^ 
culars Free. J. E. Willmarth, Amityville, N. Y. 
WANTEB-IGG YOUNG COCKERELS 
not over two months old, for caponizing. State price. 
THOMAS F. CASHMAN, Berlin, Conn. 
CHICKS and HATCHING EGGS 
FROM THE FOLLOWING SELECTED BREEDERS 
S. C. W. Leghorns Barred Plymouth Rocks 
S. C. R. I. Reds 
BONNIE BRAE POULTRY FARM.NEW ROCHELLE, H. Y. 
B UFF WHITE LEGKORNS-S. C. R. I. Red Eggs, 90c. per 
15. $1.50 per 30, $2.75 per 60, $4.00 per 100. Cata¬ 
logue free. JOHN A. ROTH, Quakertown, Pa. 
S C. WHITE LEGHORNS, the large white kind, bred 
■ for heavy laying. Hatching eggs, little Chicks, 
breeding stock. lCstab. 1904. Price List mailed. 
Abovo Poultry Farms Co., Inc., Chatham, Morris Co., N.J. 
FOR SALE 
500 S.C. White LEGHORN BREEDING HENS 
75 CENTS—$1.00 EACH 
Write “FARMLE1GH,” Carmel, New York 
Ral-kir G.W. Leghorns, Barred 
•Do-Dy LI11CKS Rocks, R. C. Reds, Strong, 
livable. From vigorous, thoroughbred, range 
breeders. Safe delivery guaranteed. Circular 
free. WESLEY GRIN NELL, Sodus, New York' 
WRITE FOR OUR nAY-fll 11 PHIY WITH FIRELESS 
PRICES ON UAT’ULU UnlA BROODER included 
PROMPT DELIVERY CATALOGUE FREE 
TAYLOR’S POULTRY YARDS, LYONS. N. Y. 
nnill TPYMCU—Send 2c stamp for Illustrated 
rUUL I n 1 men Catalog describ. 
EAST DONEGAL POULTRY YARDS 
Catalog describing 35 varieties. 
MARIETTA, PA. 
R. I. Reds, Houdans, Indian Runner Ducks 
High-class stock for UTILITY, SHOW or EX¬ 
PORT. Eggs for batching. Mating list on request. 
SINCLAIR SMITH, Southold, Suffolk Co., N. Y. 
T HE FARMER'S FOWL—Rose Comb Reds, best winter 
layers on earth. Eggs, $1.00 per 15. Catalogue 
free. THOS. WILDER, Route 1, Richland, N. Y,. 
that Pay. $427,530 made by cli¬ 
ents. 2 Books—"What & How 
to Invent—Proof of Fortunes 
Free ! Send sketch or model 
Pat. Atty, 838 FSt. Wash, D. C. 
&mis i 
for report. E. E. Vrooman, 
The hlgh-prO' 
duclng cow, 
"Mtiella Maid i 
6th”, on the / 
Armstrong / 
5 farm, where?' 
S the Tubular^ 
p is used. 1 
FROM DEBT TO $20,000 
Uses SHARPLES Tubular 
Cream Separator Exclusively 
~ That, and more, is what J. F. 
Armstrong & Sons, of Austin- 
burg, Ohio, have done. Like 
other shrewd farmers, they 
have succeeded because they 
know profit is of far greater 
importance than first cost. 
Like others making most money from 
dairying, the Armstrongs chose the Tubular 
in preference to all 
others because the 
contains 
_ disks or 
athercontraptions, has twice the skimming force of other 
separators, skims faster and twice as clean, and pays a 
profit no other can pay. Mr. Armstrong says: 1 %^Tho OnlyPleo# 
“Austinburg, O., May 29 , 1912 .—The 1 / ' in Dairy 
Sharpies Tubular has done fine work all IK \ Tubular 
the time. J. F. Armstrong.” m 1 m ^ * a '”* 
Now you understand why owners of other 
separators are discarding their machines by 
carloads for Tubulars. Follow the example of 
the Armstrongs and the many others who have 
succeeded. Buy a Tubular for the sake of 
force, easy cleaning and 
double skimming 
all the profits. 
Want a free trial? Want 
to exchange your present sep- 
arator in part payment for a 
Tubular? You can do either. 
THE SHARPLES SEPARATOR CO. 
west Chester, pa. Branches: Chicago, ill. 
San Francisco, Cal.; Portland, Ore.; Dallas, Tex. 
Tnronto.Can.: Winnineg.Can. Agencies Everywhere 
Get quick 
reply by 
asking for 
Catalog 153 
