Illlllllllllllllllllllllllllllllllllllllllllllllllllllllllilllllllllllil SCHOOL GARDENS IIIIIIIIIIIIIIIIIIIIIIIIIIU 
Colored School, 51st St. School Garden, Los Angeles, Cal. 
Teaching the Children to Save Money 
One of the most, if not the most important part of the child’s educa¬ 
tion is almost entirely overlooked in the courses of study adopted in our 
common schools. I refer to the knowledge of how to save money. It is 
a comparatively easy matter to make money, but the great problem is to 
know how to save it. 
In a little city in northeastern Ohio this problem has been solved to 
such an extent that 65 per cent of the school children have savings ac¬ 
counts in the banks. It looked so important and practical to me that 
I believe it should have a place in this booklet. 
Briefly stated the plan is as follows. The Secy, of one of the banks, 
who saw the lack of education along this line, worked out a plan, pre¬ 
sented it to the Supt. of Schools, and to the Board of Education, who 
were so favorably impressed with the practicability of the plan that they 
adopted it. 
The bank supplies an individual pass book for each pupil, also blanks 
for each teacher, with space for an entry for each pupil. 
A certain half hour is set apart once each week, (in this case Wed¬ 
nesday afternoon,) at which time the pupils are instructed to bring their 
pennies, and turn them over to the teacher, who credits them in their 
book, also on her statement, which she turns over to the bank with the 
money. 
No pupil is permitted to draw out any money without the teacher’s 
signature on the check during the school term. The bank supplies special 
checks for school purposes, the object being to encourage deposits, and 
at the same time discourage the children from drawing out their savings. 
Any live, wide awake savings bank will be glad to cooperate with 
the schools in introducing this feature of education. 
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