1914. 
the RURAL NEW-VORKEH 1210 
THE LAND BANK. permit them to malign the Land Bank system which is HEARD AT NEW YORK FREE MARKETS 
COME of the politicians who world like to be Gov- “ ow J>emg organized in this State, and which is attract- // ^_ I * ^ YUKK 1 R EE MARKE I S. 
yS ernor of New York, and some nolitical mners which lng tae attention °f farmers and Grangers in every other • • ^ ar . e anl - y * bEe e ° c r . f° ur °f us patronizing 
0 '-or .. ambitions, “ «* <¥»»• »•**»" Protostations are I 
essary to oppose and discredit the Land Bank system 1 . . 0n , no battel information or no more sincere are two tilings which we farmers need to make 
now being organized to finance farm and home morG convictlons than tbeir criticisms of the Land Bank, then ^ marketing idea ; we need auto trucks, and 
cages in the State, because Governor Glynn was instru- d ° ” ot h o«tate te say that they are mighty poor tor m, tS I H™o„t SO miles' “i St Trite'"t"? 
mental in securing the passage of the Lund Bank law, te#dOT tor Earmcrs *° Mlow - *• *• ■>. “« it takes me about three Irmrrs to come in cross the 
and has encouraged the organization of it. Mr. John - shoiden mv tin° n I* 1 ®! gr ?" n ? ^ eady to sell. I tried to 
ixzr & s , WESTERN APPLE growers ’ problems. 
been particularly hysterical in their attacks. Mr. Hen- TIR a PP ,e growers on the Pacific Coast find their a ?, tal ! ' vdl he, .P me, is that I have to spend pretty 
nessy tells farmers that saving and loan associations X business severely injured by the European war. day in selling out the “ , a - ood P art of the 
cannot loan money on farm mortgages. He accuses A « ood Proportion of their fruit has, in former me a night and a day ’ My^Sto'tenckh^^ 
everyone who disagrees with him as ignorant of the law. years > beou s ™t to Germany and Great Britain, where J am .selling from it/ With the market stall I eouldTent 
We can tell him that these institutions have had the found profitable sale. Europe has little time to eat could call 'nf?; 1 f ’ pbon G and when I would run low. 
authority to loan money on farm mortgages for more apples at Present, and less money to pay for them, and plies, and I would noV i, U8 , Ie in needed su p : 
than 20 years, and have done so in a limited way. The thns the « reat output of fruit from the Pacific Coast £ he boys right next me employ this System wS f h ° rt 
Land Bank is intended to enable them to finance every must find a new market, and go out for it in the face of !u ae /^ maiDa bere and the other makes'trips to and’from 
farm and home mortgage in the State. Mr. Hennessy serious competition from a large crop in the Eastern should be a nerrnanpnt'm^i' 1 ^ !?. their P ,a ce. If then- 
says instead of saving money for the farmer the Land States - Tt is a serious problem for these Western peo- b ? the telephone.' by a definite locn'fi^^^ , b ° beaefited 
Bank would rob him, and challenges anyone to meet him ple - but »* mns ^ b e said that they are meeting it in the Re f d a wagon tied up continually. ’ W0U,d not 
on the platform and discuss it before an audience. That best Possible way. They are already organizing an im- .. ^ b ' re again the competition of the hucksters ‘ 
challenge is here and now accepted. We are not candi- inonse “byproduct club,” and they are ready to spend EnS^souarMv In ; iury - They all seem ' to do 
dates for office. We are not campaigners or orators. tboir last dollar in advertising their fruit and organ- some bananas, some have a^lond f' Some ? e, l oranges, 
Mr. Hennessy seems to be all three. But we have con- izi ng new methods for its distribution. Thousands of ers bave a diversified load'. We haveTo load „n’ e >[ m " 
fidence enough in the horse sense of the American peo- doIlars will be offered for prizes both for fruit exhibited Those V f^ln‘° h caa sell in a day and get back Tome! 
pie to believe that they are not going to be fooled with at the shows and also for orchards. Large prizes are sweet corn ."can' be ri^hT V TT! tl J ore ’ with a load of 
oratory and buncombe, and that they can grasp the prin- to 1)0 Kiv °n to the men who can show the greatest profit ” ntil he gets sold out.* He Ttshisresf 1 ^ 1 • t / ?' mor X 1 ° l Y’ 
ciples of a business proposition and pass intelligently on frora 100 fruit trees, and all sorts of schemes are being over to m.v left is a fair example oMhEirmT 
its merits when it is presented to them in plain, un- d eveloped for putting this Western fruit before the peo- (Wednesday? 6 Tb!q farmer came this morning 
varnished English. Wo had something to do with the plc iu tempting array. Among other things proposed are suitable only for * canning bar f T e - ,S of P° ars - .They 
preparation and passage of the Land Bank act, and we is to take the fruit which wins prizes at the great shows smalb and he says he will probably be coT'TflnTT be 
are prepared to defend it. Since Mr. Hennessy and and distribute it to Senators and Representatives at would'wl’ Sa f” rday night. It will not pay him. ° He 
tin-papers that support him are challenging debate, they Washington, judges, and all prominent men. If the barrel, or selAo TmeTTT-'T iOD +T ercbant a doI,ar on a 
now have their opportunity. The best farmers through- Western people have their way the men who make pub- be at'the expense of sell in "his “f T; h is t ime and 
out the State exercised their influence for the passage lic °P inion will go about this Winter with their pockets J®. ta11 would benefit this man. He and three’Trfonr 
of this law, and without regard to their personal politi- Stuffed with fine apples. Instead of smoking a cigar or waTn or 7n clTf- cou . ,d co-operate. They could use 
cal preferences, co-operated with Governor Glynn and faking a drink, it will be popular to eat an apple, and and keep one persoTtlTerV^A w-T . their quarters daily, 
its other sponsors in securing an appropriation and an tbese Western people are apparently ready to give up a £! r1 ' could do nicely selling! and'thev couhl JL’T’ ° r 
organization for putting the system in working order. balf their crop this year in this plan of encouraging nroimsiHnn snpplyin " tha location, and in this way"the 
It is no less than an insult to their intelligence to be told apple-eating. These men are up against the real thing petition. for"the more good* f - T 7 nat a case of °om- 
now that the measure they adopted for their own bene- in trouble, and the distribution of their crop has become come from the farm, the better^andhivhe!^ ^ g0 K tabb ; s 
fit, will be an instrument to rob them. a big problem. It must be said that they are meeting it „ a » s of our Patronage, and this means moreTioney for 
In the meantime the Land Bank is well under way J' us t the right way. This country can take care of _ w. j. 
for organization. About 50 associations have sub- three times as much fruit as is now consumed, if the 
scribed for Land Bank stock. More than $70,000 is growers can only make the consumers understand the JERSEY CITY MARKET 
already subscribed; and new subscriptions are coming profit and pleasure of apple consumption. The West- TERREY CITY h 
as fast as the associations can get the proper authorize- ern m en understand this, and they are going after the I Railroad AvenmTneaTVlle 11 E • 7 pi T Hc market on 
tions of their members. The charter is being prepared, trade. Our Eastern fruit growers will have to meet J tion. This is where the Pennsylvania’' roT 1 " 
The by-laws are about ready, and the Land Bank will them in a liberal and enterprising way, if they expect nlnofVtvi<-h S t i lac i' s s £ veraI years ago, and is a sheltered 
soon be a reality, with $100,000 all ready to loan on to hold their own in the market. This year of large market thou-h esUbfisTTl l° V - fai ' mers ’ wagons. The 
• farm and home mortgages in the State of New York. cr °P and curtailed market can be made the most profit- eess from the start, ami promises ^t<f e u Son ’ f was a s . uc ‘ 
and with authority to secure $2,000,000 on its bond ab,p season our fruit growers have ever known if they finance the foo(] tra(Je 0 f JerSey Ci R y °i/fsTcces- 
issues to loan for the same purpose. When this is ex- follow their Western brothers and put their fruit wlnf have nW °/ ^ ew Jersey farmers, and all 
hausted these sums may be duplicated indefinitely. on the market at a low figure, and spend a fair share of the results. Thelmarket i’s oneW elA sa tisfied with 
There are mortgages on farms of this State that have their income in advertising their goods. retail trade, and is an especial convenienc^ to ,e and 
been in existence for 70 years. Four or five times the__ and Peddlers, many of whom have previously h-nTto 
original mortgage has been paid in interest, and the 77lTtrGl hTi'n7 < I.Tr V T ° rl n f T. ■ < l np I )!i es. This whole- 
original amount is let due and mmt bo paid in bulk. PRICES AT PUBLIC MARKETS farmer? who close^Hit tlS’‘stock STtb^ 5 ’" 8 ' 1 *- 80 th J!‘ 
indebtedness of the State is about q-UIE work „t educating city people in buying food !he“ ou'sewives-'-lrad^do' 0 ? b"T, °! l, ‘' r ' w7it*fc? 
$100,000,000. Much of Ibis pays six per cent, interest; I to advantage goes on. Thus far this is the best \ \r S nLA- n d ° bri , sk b,lsiness until about 0 
and if we count the expense of renewals the total cost that has come from the free public markets in New ’ r r , ” practically everything is sold. 
would probably exceed six per cent on the whole ner m , Th , e f(db>wiu " ] ists ,,f comparative prices i le a , t ptvscnt are: Peaches, pears 
T *. lut " ,loie P ei at. stores and at public markets tvere comniled bv the Toi natoes, muskmelons, beans, kale and ntlior 
annum. Ao man can say definitely Just what this sav- Fifth Avenue Coach Co. for its employees. Labor R epper |i eggplant, corn. etc. Some of the prices !vere : 
mg will be. No one attempts to say that; but if unions and other organizations are now working for $1. per hundred, 30 cents per dozen • egffDlants' 
these mortgages can be amortized on the basis of the improvod free markets and an extension of the service: , ceilts Pa . ch ; tomatoes, 40 to 
German and French loans, then the direct saving to the T> , , Market Price. Store Price. bushel, two quarts for7.5 cents ’ &tl ” lg b< aris > $I--5 per 
mn'onn * m"' Yorlt ™ ote "' ou,d bc in ««» ot ^ fe lb ?:*'?»* a«„„, are ‘'«ui 
000,000 ill 10 jeais. llie saving would be proportion- Carrots. 3 bunches, 5c.2 bunches 5c 2 nd aeems probable that some of these will be rented 
atcly greater on a longer period. There is no good Bananas, 8 for 5c.lc. each." ' t ° r il’ mt r - e foods , not bandied by local far- 
reason why we could not equal the success of the Euro- ??“T oes ’J° for .each. business and dVaw nSiLTnTT T 5< T n T he field of the 
pean farmers in financing farm credit, and while we may Grapes*’(green)? OxTlb.'.'.'.'.'.'.'.' .'sVper' lb.° Z ' J. r ’ getbpr i he proapect ^ favorable for°a permanent mtJ- 
not reach the full results at once, we believe that in a Grapes (black), 5c. lb.7c. per lb. „ ' , ou - * be healthy basis of profit to the farmer and 
short time we can exceed their results. Celery, 5c. bunch.7c. bunch. < n\ enience and profit to the buyer. 
The indirect remit of this system to the farmer and 1%“^ | c ° ad - --- 
home builder exceeds the direct saving. The money Green peppers, 6 for 5c.3 for 5c 
now saved by farmers and wage earners, and deposited Bed peppers, 6 for 5c.3 for 5c! GOVERNMENT CROP AND WEATHER NOTES 
in banks, or used to pay insurance premiums goes out <*iit.iloupe, »>c. and 4c.5 and Sc. each. \ 7 pi> • . 1 
.... , . . „ ; ‘ .‘ US, r,oes out Corn, 10c. and 15c. doz.ISc and * >0 c do-/ / \ K tb e principal corn growing States the m-rm 
o tlu-ir reach and influence to finance railroads, or other Cucumbers, lc. each.3 for 5c. ~ I I has matured without injury from frost cutting is 
large speculative enterprises. The savings banks, the Seckel pears, 2c. doz.5c. per doz. W progressing rapidly, and much of it is now in shock. 
trust companies, the national banks, and the insurance Apple s- 6 lbs., 10c.6 lbs. for 18c. In thTAVinteWliAoT fair . yield - 
companies do not to any extent invest in mortgages on fe OcXSe!!!!!!!!!!!!!!!fo^iie. 
farms or small homes. This is intended as no criti- Plums, 4c. doz.7c. doz. except m portions of the Atlantic States, and seeding is 
cism of them. They have thoir own uses and their own ? resh eK " s - 11 for 25c .0 for 25c. progressing satisfactorily, except that it is being delayed 
functions They handie iarge sums. They conid hnrdiy 
afford to bother with small problems. The point is that Sirloin steak, 18c. lb.2(>c. and 28c. lb tures are reported m excellent condition in most dis- 
whatever money the farmer entrusts to them goes to Prime ribs beef. 16c. lb.22c. per lb . tl- icts and feed of all kinds is plentiful. 
build up other industries and not back to help other pVL:“ Utt 2 n ’ Vr’- 0 ' lb .16V 2 c. per lb. able" foVai/’fnAm VntV ? t: I tes tbe wea ther was favor- 
rpi,• T i t> i , 1 oigies, 5c. lb.3 lbs. for 25c , * r< 1 ail iaim woik. and most crops are now safelv 
armers. 1 his Land Bank system keeps every dollar Flounders, 5c. lb.3 lbs. for 25c housed. In the cotton region some damage occurred 
saved in tbe place where it is accumulated, and in the White fish,_5c. lb.3 lbs. for 25c. y?. m . in , d aud be& vy rains, and picking was slightly 
hands of the persons who saved it and own it. Not }\ eak bsb - f )C - J b .3 lbs. for 25c. !■'’ a ;'.‘y. but on the whole the weather was favorable 
n.:,, s* ^ ( buck steak, 14c. lb.]flc nor lb . P 10lvin S and for the development of late cotton and 
. tins, but it gi\es them the power to borrow still Pears, 10c. doz.ISo! per doz. t be l op er °P- although those are reported as bein«- in- 
Iarger amounts at low interest rates from sources out- Lima beans, 5e. quart.7c. per quart. jured m some districts by insects. 
side their own circle. So that instead of sending their Average saving, 38 per cent. f| ver tbe Atlantic States, from Virginia northward, 
savings out of their own reach to build up other sec- This means a saving of from 12% to 60 per cent, in fimf'New r XrMy?5mrpTowTn| P and 1C JUd1n^ 
tions and industries, they use it at home to attract more | >11Ct ' through trading at the free markets. The system In other portions of this district the weather was more 
capital to themselves from the outside to build up their IhusT- r SlnrS b f ut f a very small thing favorable, and the ripening and gathering of crops and 
own section and their own industries. They gain expo- ha^ld'^to New Y^k- ^Aiiys'bfsnmuI^Tlmprin- ^ Were COntinaed without 1 inter- 
rience and courage and skill in the management of af- 0l P ,e ( >’ tbo free market is correct, and the system must Over the range country of the Southwest grass is 
wZ\™2 rf Tf". d ” ing tl, '" SS NewYoTtor rXwtag°fa?m b prSuo“ anS Sfrted''ready'for SSSl'* »»« ««* h «- 
' 'r? 1 ?, hke ‘o kave Mr. HooBMay and Ins pol.t.cal tion here for diatribnflng it. This mast come in time. Over the^ofihSn portions of the mountain and nit- 
tois tell us how this is to woik a robbery of the man 1 he thing to do now is to keep at the people until they teau districts favorable weather for Fall work Con¬ 
or the community that makes use of its possibilities. realize that direct buying is their best economy. ' tinned, except that the ground is too dry for seeding in 
The R. N.-Y. has no concern in the political aspira-- SOI l ie ^f a ^J b '?i . . 
tions of the gentlemen who have sought to promote their One of the imaginations of Fall is the idea that for- appfi-s are bei'ng'ificked" thfhop lmrvl’st has bee.f’cmi? 
fortunes m an attack on the Land Bank, in an apparent cst leaves are very valuable as manure. They have some pleted and other farm work progressed satisfactorilv 
effort to detract from the measure of credit due Gov- u!!,.“nfi ' b, '- v are . b ^ht and bulky that it will In California damp weather caused some injury to 
ernor Glynn for his part in it; but we will not silently fA B?SifSSS SSirJ' ° f Pther 
