THE RUR-A-Iv NEW-YORKER 
739 
Small Farm or Bonds 
I should give C. F., page 512, the same 
advice I gave a city friend whose uncle 
left him $12,000; buy a one-man farm, 
keep $1000 in the bank for emergency 
use, and put the balance into first mort¬ 
gages at 5% to 6%. He did so with 
success. As C. F. has a better position, 
he might do better by holding it a while 
longer, unless the bee gets to buzzing 
too hard. S. H. C. 
Having both and buying more, the 
writer is free from bias. Bringing C. F. 
up to the time he has $10,000, and in¬ 
vested in good securities bringing him 
5%, or $500 a year, assuming that he 
can continue earning $1200 a year, he 
has an income of $1700 at 35 years of 
age. He earns 5% on $25,000 a year. 
Suppose he quits his job and takes $6000, 
and buys a 50-aere farm. The interest 
at 5 % is $300; upkeep on several of my 
farms averages 4%, or $240 a year. This 
included taxes, insurance, repairs, etc., 
actually essential, making $540, before 
any profit is had. Add to this the salary 
he has given up, and he has $1740 to 
make off 50 acres single-handed. Few 
such farms yield half that. In a word, 
C. F. gives up an earning power of $100 
a month and takes the place of a man 
whose earning power is not worth in the 
market over $500 a year, and great num¬ 
bers much less than that. From an in¬ 
vestors standpoint $1200 men do not 
want to spend their time on 50-acre 
farms. l. m. b. 
You tell “C. F.,” page 512, to swat 
that bee before he gets stung. Now in ex¬ 
planation of this view I would simply go 
over what he has included, in his present 
status, and prove, to my own mind at 
least, that he should let well enough 
alone. If he has a position of eight 
hours per day that does not so tire him 
but that he has time and strength to care 
for his garden of nearly an acre, and will 
be able to have $10,000 laid up in five 
years more; and if his employment has 
been sufficiently congenial to have already 
endured it 10 years, I should strongly 
advise him to continue, even till after he 
is 45 if need be, until he has his estab¬ 
lished income. And then if he wants to 
go onto a small place to live and not be 
obliged to depend on its income for a liv¬ 
ing, all well and good. If he already lives 
where he can have such a garden, I don’t 
see what great gain his family would 
find in moving onto a farm where many 
of the modern house arrangements would 
not, perhaps, be found, unless he went 
to the expense of installing them. And 
has he figured on the hired man proposi¬ 
tion? If he counts on doing much gar¬ 
dening it will surely take some extra 
help, and then is the time he becomes a 
slave and not his own boss as he suggests. 
Connecticut. J. B. 
To the inquirer who is in doubt about 
investing his money either in bonds or 
a small farm I would suggest that as he 
has now an acre in garden he stick to 
that acre, and do the best intensive work 
on it. retaining his present position till 
he gains skill in horticultural matters. 
With a small greenhouse, he can make that 
acre a very productive and profitable 
thing, as he has time morning and even¬ 
ing away from his other business. Then 
he may find that the greenhouse will be 
very profitable, and he can enlarge by 
degrees till he finds that he has built 
up a business that will warrant his going 
into it on a larger scale. In my young 
days I had a profitable florist business 
on an acre lot, and an acre is enough 
for a beginner in greenhouse work. When 
I began the work, just at the close of the 
Civil War, I was situated just as the 
writer of the query is; was earning a 
salary in a public office, and started with 
a single greenhouse 50 feet long, and it 
was not long till I had seven houses and 
a business that enabled me to drop cleri¬ 
cal work. w. F. M. 
Don’t think of giving up a $100-a- 
month, eight-hour-a-day job to own and 
run a small farm. Far better to stick to 
your present work. Then buy “a home 
of your own” and perhaps an acre of good 
land to play on mornings and nights 
for exercise. Put the rest of your money, 
and what you can save in the future, into 
first-mortgage 6% bonds, carefully se¬ 
lected. Then jog along and have a good 
time, free from worry for the present or 
future. While you can sell a few dollars 
worth of truck to neighbors at a profit, 
delivering it yourself, it is a different pro¬ 
position when you produce largely and 
have to help support a number of middle¬ 
men. Then comes hard work and small 
pay and plenty of worry. Again, do not 
think of “retiring to live on your income” 
when you are 45, or 75 either. It is far 
better to keep busy at useful, producing 
work, as long as life lasts. And it will 
last longer and be more full of joy if you 
do so. This is from one who has had 45 
years of experience making money from a 
farm and from bond interest. B. 
Ohio. 
C. F, ought to buy a small farm now 
near enough to his place of business to 
go back and forth daily to his office. Let 
him continue in his present position for 
the next four or five years. Iu the mean¬ 
while he will build his home and grow 
into his new business on the farm. He 
will still be a young man, and he will 
have the double pleasure during his per¬ 
iod of probation: First, in developing 
himself and his farm ; second in the an¬ 
ticipation of the time when he will de¬ 
vote all his time ap.d talents to his new 
venture. A. G. S. 
Louisiana. 
Too Much Milk Law in Massachuesetts. 
More complications are promised in 
New England milk production if the law 
just passed by the Massachusetts Legisla¬ 
ture is signed by the Governor but if, as 
is reported, he intends to veto the same, 
there is doubt of its becoming a law. 
While perhaps much of the harm this law 
would do, as believed by some, is largely 
imaginary, yet the best anyone can say of 
it is that it is very unnecessary. Last 
year a bill was slipped through very slyly, 
influenced, it is said, by the State Board 
of Health, forcing local boards of health 
to inspect all dairies in their respective 
towns and grant permits for sale of milk 
from these, any dairy selling without a 
permit being subject to a fine. This was 
another unnecessary and foolish piece of 
legislation, as any contractor or milk ped¬ 
dler must register the names of all dairies 
he buys milk from, with the town or city 
board of health in the town or city in 
which he sells this product, and also with 
the State Board of Health. This means 
permission and inspection from three 
boards of health before any producer can 
sell milk, and the dealer’s inspection 
usually by a veterinarian or inspector 
hired by him to look after this end of his 
business, means four inspections and 
added to this a State Cattle Commission 
inspection, in case of a contagious disease 
a United States inspection, and a local 
cattle inspector means seven inspections, 
all for the same purpose, largely the pro¬ 
duction of milk. 
It is true many of these inspectors 
know their business and are reasonable in 
their advice and orders, but to expect that 
all will be perfect and fair is too much to 
expect from human nature, as to find 
seven inspectors from seven different 
heads and all have the same general idea 
is impossible, and where these ideas, vary 
very much, as they sometimes do, it is im¬ 
possible for the best-meaning producer in 
the world to do as they all want, and you 
can plainly see that trouble follows. This 
inspection business should and must be 
simmered down to one set of strict but 
reasonable rules, meted out iu a fair and 
impartial manner to all. 
The legislation of the past year and 
present intended can only produce one 
result, a smaller and poorer supply for 
Boston and vicinity, with a good chance 
of higher prices for a poorer product to 
consumers and a still further decrease of 
dairy cattle in Massachusetts, at least, 
probably in other near-by States, also by 
more dairies going out of business. 
A. E. P, 
Capped Hock. 
Can you tell me what to do for our 
colt? About four weeks ago w y e noticed 
he had a capped hock. We got liniment 
and bathed the hock two and three times 
a day in hot water and then dried it 
and rubbed the liniment on. It did no 
good in a week’s time; then the veterin¬ 
ary surgeon said put salve on and blister 
it. It never blistered, then we used other 
liniments. A. H. 
New York. 
It is a mistake to blister a newly- 
formed capped hock, and such a condition 
is very difficult to remove. The best 
treatment at first is cold, wet applica¬ 
tions, or poultices of plastic material, 
such as antiphlogistine, or white rock 
hoof dressing, or pipeclay and vinegar. 
At the present stage it would be well 
to bathe the part two or three times a 
day with weak lye solution and gradually 
strengthen the solution, but do not use it 
strong enough to blister. This must not 
be used, if the skin is irritated at the 
time this answer is read. It would be 
best, in such a condition, to rub in vase¬ 
line twice a day and use the lye water 
when the skin is sound. Give walking 
exercise every day. Keep the colt in a 
deeply bedded box stall. A. s. A. 
NITED Cl 
STATEO 
A MODERN 
Not a “Disc” Separator 
MODERN—Because Not “Disc” 
Type. 
When you buy the “United States” 
you get a Cream Separator with 
modern improvements. Separators 
of the disc type were originated 
many years ago. No recent im¬ 
provements of importance have 
been made on them. 
MODERN—Because Latest Pat¬ 
ents. 
U. S. Separators are manufactured 
under the most recent patents on 
separators that are effective. All 
basic “disc” separator patents are 
old and have expired. This ac¬ 
counts for the unrestricted use of 
this type by many manufacturers. 
MODERN—Because of Vertical 
Blade System. 
The “vertical blade” skimming de¬ 
vice and the “disc” skimming de¬ 
vice are the two systems mostly 
used in cream Separators. The ver¬ 
tical blade system, as used in U. S. 
Separators, completely overcomes 
the defects found in disc bowls. 
The vertical blade is the modern 
system, and fully protected by pat¬ 
ents. 
MODERN—Because no Central 
Core in Bowl. 
The U. S. bowl has an open center, 
without cumbersome central core, 
split wing or disc, on or between 
which cream lodges. U. S. bowls 
flush perfectly. 
MODERN—Because Uses Bowl 
Chamber Liner. 
The United States Cream Separa¬ 
tor is the first to adopt this liner. 
It makes the separator much easier 
cleaned, and is the only way to 
keep it strictly sanitary. It has the 
approval of the Board of Health. 
MODERN—Because of Nickel 
Silver. 
The use of Nickel-Silver in the U. 
S. skimming device makes for easy 
cleaning, and does away with rust, 
thereby meeting the requirements 
of sanitary laws. Steel discs rust 
badly and contaminate milk and 
cream, and are hard to keep clean. 
MODERN—Because Mechanical¬ 
ly Washed, Sterilized and Dried. 
The U. S. is the only separator 
adapted to mechanical washing. 
This process also sterilizes and 
di’ies the bowl. A mechanical 
washer furnished free with every 
U. S. Separator. 
MODERN—Because Skims Na¬ 
ture’s Way. 
The U. S. is the only well-known 
bowl that skims nature’s way— 
cream to top, skim milk to bottom. 
We haven’t known of anyone im¬ 
proving on nature. Have you? 
MODERN—Because the U. S. is 
Self-draining. 
never any sloppy mess over person 
or floor when taking the bowl 
apart. 
Chicago 
Salt Lake City 
Send for our complete, new '915 catalogue 
Vermont Farm Machine Co. 
Bellows Falls, Vt. 
Portland, Ore. 
Oakland, Cal. 
Going to buy an 
Ensilage Cutter?, 
mzwl 
I Ensilage j 
Cutter 
Before you buy 
be sure to read 
about the 
BUZZARD 
ENSILAGE 
CUTTER 
and what farmers 
say who have used 
other cutters as 
well as the Blizzard. The 
BLIZZARD 
Ensilage Cutter 
fills highest silos with farmer’s 
regular farm engine. It has an 
enormous appetite—a regular 
work eater. Cuts even, steady. 
Self-feed table. Easy to run. 
Simple, lasts for years. SAFE. 
Write now for highly 
Important iniormatlon 
on ensilage cutters and 
be sure you buy right 
when you buy a cutter. 
The Jos. Dick Mfg. Co. 
Box 20 CANTON, OHIO 
Run by 
small 
engine 
Regular 
work 
eater 
s 
N 
N 
- 
- 
" , 
V 
Cuts 
silage 
evenly 
Strong 
Durable 
Safe 
A REAL 
SILO BARGAIN 
15% cut in prices 
We are now ready to till silo 
orders promptly and give you 
plenty of time to pay for same. 
Write for free catalogue and 
prices. 
ENTERPRISE 
LUMBER & SILO CO. 
North Tonawanda, New York 
GREEN MOUNTAIN SILOS 
CREAMERY PACKAGE MFG. CO. 
ESjJwest St,. Rutland, Vt. 
Above Every Building 
on the farm. In importance and attractiveness 
stands the Natco Imperishable Silo. It doubles 
feeding profits. Through scores of years of 
weathering it will remain the same tight, unde¬ 
cayed, uncracked, unwarped preserver of sweet, 
succulent silage. It is fireproof and vermin-proof 
and requires no painting or adjusting. The 
Natco 
Imperishable Silo 
** The Silo That Lasts for Generations” 
li positively the best investment the stockman can make. The 
first cost of the Natco is the only cost. Furthermore, it pro¬ 
duces perfect silage, as the vitrified hollow clay tile are imper¬ 
vious to either air or moisture, and the dead air compartments 
prevent freezing. Convenience and attractiveness addstillmore 
to the absolute superiority of this silo. Write to nearest branch 
for a list of Natco owners in your State and for catalog L. || 
NATIONAL FIRE PROOFING COMPANY 
Organized 1889 PITTSBURGH, PA. 
Syracuse, N.Y. Madison, Wis. Bloomington, Ill. 
Lansing, Mich. Philadelphia, Fa. Huntington, Ind. 
UNADILLA 
The Silo that 
Satisfies 
lijr 
level. Ensilage easilyshoved out—saves 
pitching labor. Adjustable door frame 
corrects evil of loose doors. Patent door 
fasteners form ladder from which all 
hoops can be tightened. Cypress roof. 
Galvanized ventilator. Send for cata¬ 
logue and 30-day discount offer. 
UNADILLA SILO CO., Box O , Unadilla, N.Y. 
BOOKS WORTH BUYING 
The Rose, Parsons. 1.00 
Plant Diseases, Massee. 1.60 
Landscape Gardening, Maynard_ 1.50 
Clovers, Shaw. 1.00 
THE RURAL NEW-YORKER, 
333 WEST 30th ST., NEW YORK. 
hen you write advertisers mention The R. N.-Y. and you’ll get a 
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