786 
May 3, 1019 
WOMAN AND HOME 
From Day to Day 
Climbing to Rest 
To work—to rest—for each a time ; 
I toil, but I must also climb. 
What soul was .ever quite at ease 
Shut* in by earthly boundaries? 
I am not glad till I have known 
Life that can lift me from my own; 
A loftier' level must be won. 
A mightier strength to lean upon. 
And heaven draws near as I ascend: 
The breeze invites, the stars befriend; 
All things are beckoning toward the Rest; 
I climb to Thee, my Rod, for rest; 
—Lucy l.arcom. 
* 
A stale loaf of bread can be trans¬ 
formed into a fresh one by moistening it 
with cold water and then putting it in 
a hot oven until well crisped. One good 
cook of our acquaintance bakes only once 
a week, and says her family would never 
know, without .being told, that they are 
uot getting fresh bread when it is treated 
in this way. 
* 
The Treasury Department is now pre¬ 
paring a prolonged campaign to encour¬ 
age investment in AY ar Savings Stamps. 
The effort is to make this a permanent 
form of thrift, and not merely a war 
measure. Savings in this form appeal 
particularly to women and children whose 
means are small, and for whom there 
seems no chance to invest in Government 
bonds The plan is particularly helpful 
in starting young people right in habits 
of thrift.. The feeling that they are part¬ 
ners with the nation dignifies small solt- 
denials and economies, and helps them 
to a proper appreciation of the value of 
money. One of our friends told u.s of 
girl factory workers, earning excellent 
wages, who would wear a handsome blouse 
of white crepe Georgette or crepe de chine 
until it was soiled, and then throw it aside 
for a dust cloth, rather than trouble to 
wash it. One would wonder that girls who 
work for what they buy could ever be 
so wasteful, but extravagance is not con¬ 
fined to any one class. 1 raining in 
thrift should be begun early in life, and 
there should be a proper distinction be¬ 
tween sensible economy and pinching 
penuriousness. The child’s Thrift Stamps 
will make the War Savings Stamps that 
may either be carried iuto further invest¬ 
ments. or used to provide for some needed 
expense later. It is*, quite possible that 
these small savings may provide for the 
extra expenditures desired when a boy 
or girl is graduated from high school. 
* 
As an example of the money that lies 
in small things we may point to the career 
of the man who started the five and lu¬ 
cent stores. Mr. M oolworth died re- 
centlv, leaving an estate variously esti¬ 
mated at from $25,000,000 to $40,000,000. 
All that money came originally out of 
our nickels and dimes. If our united 
small change could make a vast fortune 
for Mr. Woolworth. there is certainly no 
reason why we should waste it ourselves. 
Why not make our own nickels work for 
us first? 
War Risk Insurance Policies 
The Treasury Department issued, sev¬ 
eral months ago. the following statement 
regarding war risk insurance, which an¬ 
swers a number of questions; 
“Considerable confusion and much mis¬ 
understanding seems to prevail among the 
relatives and beneficiaries of men in the 
military and naval service as to then- 
rights under the YY ar Risk Insurance 
Act. Manv mothers and fathers named 
as beneficiaries of the Government Insur¬ 
ance applied 'for by 1 their soils have 
gained the impression that they must 
prove dependency in order to receive pay¬ 
ments of insurance. This is an entirely 
erroneous impression, probably due to a 
confusion of the insurance and compen¬ 
sation provisions of the Act of Congress 
of October 6. 1917. and to a mistaken 
assumption that the terms “Insurance 
and “Compensation” are used inter¬ 
changeably, whereas they represent two 
entirely separate and distinct benefits. 
“Insurance is payable regardless of any 
dependency and a beneficiary desig¬ 
nated in an application for Government 
insurance if within the permitted class 
of spouse, child, grandchild, parent, 
brother or sister, is entitled to receive 
the insurance in monthly installments 
without proving any dependency upon the 
insured. . 
“Compensation, however, which is sep¬ 
arate and apart from insurance and takes 
The RURAL NEW-YORKER 
the place of the pensions provided under 
the old pension system, is payable only 
to a wife, child, dependent mother, or 
dependent father of a man who is dis¬ 
abled or dies as a result of injury, suf¬ 
fered or disease contracted in the line of 
duty while employed in the active service. 
Compensation may be payable in addi¬ 
tion to insurance, but a mother or father 
must prove actual dependency in order to 
receive monthly payments of compensa¬ 
tion. although they will receive the in¬ 
surance in monthly installments if named 
as the beneficiary thereof whether they 
are dependent or not. 
“No dependency need be shown by any 
beneficiary in order to receive the Gov¬ 
ernment insurance, but a mother or 
father must prove actual dependency upon 
their deceased son for the necessaries of 
life in order to receive the additional pay¬ 
ment of compensation.” 
These war risk policies may be con¬ 
verted. within five years of the expiration 
of the war, iuto a permanent form of 
Government insurance. If the insured 
does not so convert his term insurance 
within the five years, it will terminate 
at that time, and he will be unable to 
The Rural Patterns 
In ordering always give number of pattern 
and size desired, sending price with order 
9394 . 
1*394. Child's 
Rompers, 2 to 0 
9575. E m p I r e years. 
Dress. 34 to 40 bust. 
9389. Girl's Dress. 
10 to 14 years. 
9609. One - piece 
dress, 34 to 42 bust. 
9610. Straight scarf 
and muff. One size. 
( 2 ) 
(3) 
(4) 
(o) 
( 0 ) 
obtain any further Government insurance. 
In order to convert into the permanent 
form the insured must continue t<* pay 
the premiums on his term insurance until 
lie is ready to make the change. lie can. 
however, reduce the amount of insurance 
by filing a request with the Bureau 
War Risk Insurance. 
The insurance may soou be converted, 
in whole or in part, upon application to 
the Bureau of War Risk Insurance of 
the Treasury Department. Washington. 
D. C. The necessary application blanks 
will be furnished by the Bureau. 
The following forms of policies will be 
issued by the Bureau to persons making 
the conversion: 
(1) Ordinary life. 
Twenty-payment life. 
Thirty-payment life. 
Twenty-year endowment. 
Thirty-year endowment. 
Endowment maturing at age G2. 
These policies will be issued in sums 
ranging from $1,000 to $10,000. in multi¬ 
ples of $500. The insurance will be 
issued against death and total permanent 
disability. Should tlu* policy beeojne a 
claim by death, payment of $5.75 per 
month is guaranteed for 240 months, fox- 
each $1,000 insurance; and should the 
insured become totally and permanently 
disabled, payment of installments will 
continue during bis life while so totally 
and permanently disabled. 
The insurance is unassignable, non- 
taxable, and free from the claims of 
creditors. 
No medical examination is necessary 
to make the conversion. The only re¬ 
quirement is that the insured has kept 
up his term insurance premium -payments. 
underneath: upon the return pass the 
needle over this edge, x-epeating the alter¬ 
nating method from edge to edge, leaving 
a loop of thread at each opposite turning 
point to prevent the drawing (puckering) 
effect. In darning a cut or tear in new. 
strong cloth baste a piece of writing 
paper on the outside, aud do the darning 
on the underside, no stitches showing 
excepting at the raw edge. 
When trousers break at the ci-ease 
across the knee, the crease must be 
pressed out aud the darning done over a 
large oblong basteu-on patch—a severe 
test of the darning skill of a needle¬ 
woman. who would uot be guilty of ap¬ 
plying tlie old “turned-in heinmed-down” 
method of repairing the first small bi-eak 
in trousers, or at the elbows of coat 
sleeves. If properly darned and pressed, 
such breaks will escape observation dur¬ 
ing busiuess hours, about the home, and 
when wearing an overcoat. After press¬ 
ing a darn at the knee, press in a new 
crease, just beyond the darning, to the 
right or’left. as may seem best. 
When necessary to remove a large worn 
section of cloth at the back, below the 
waistbands of trousers, or in tlie under¬ 
sides of sleeves, the openings’should he cut 
with the warp and the woof threads for 
perfect right angle corners. Clip diag¬ 
onally for a perfect turn-in for machine 
hemming, or buttonhole the raw edges, 
which gives excellent results in both wear 
aud appearance. When a garment is 
worth while iu other respects, or with a 
large knee patch, with the waistband to 
the left, slip the left hand inside, begin¬ 
ning at upper right band corner, over- 
band the raw edge down onto the patch, 
with fine stitches to hold; then go over 
the work with under-the-surface stitches, 
darning into both the patch and the gar¬ 
ment. to prevent the raw edge from break¬ 
ing away from the patch. -When pressed 
this original method will look better than 
any other yet discovered for a raw-edge 
finish. 
When coat sleeves break at the hem 
baste the lining to the sleeve well above 
the connection with the turned-up hem ; 
separate the two: press the hem out; 
darn over soft cloth. Press the darning 
and baste a new turn -beyond the darn¬ 
ing ; press, baste the lining over tin- raw 
edge of the hem aud secure with the 
felling- stitch, -which is so called when 
hemming is done with the turned-in edge 
from instead of towards the sewer. This 
gives freer helpfulness to the left hand 
fingers and a much *better stitch when 
either short or long, deep or shallow. 
Worth-while overcoats in need of new 
collars should be taken to a tailor. Other 
collars can be removed and used as pat¬ 
terns. Men differ in mentioning slack 
threads in buttons, and holes iu pockets, 
until a button falls off and must be re¬ 
placed immediately; and belongings are 
shifted from oue pocket to another until 
the last one is unsafe. Then someone can 
devote one or two afternoons to patching 
pockets and looking for other breaks : and 
the cleaning and pressing that must ac¬ 
company effective repairing, and that at 
all times is. so to speak, iu “pressing” 
demand for neat personal appearance. 
It was a young man who said : “My 
father can wear a suit of clothes longer 
than any other man I know and look 
well dressed, just because lie keeps his 
clothes well brushed.” It is the daily 
care of clothing, the brushing, watchful¬ 
ness for soiled spots and for breaks, the 
use of coat and trouser bangers, and 
storm coats, that give "value received” iu 
conserving men’s clothing. 
stEDORA Corbett. 
/or 
Cheese 
and 
Butter 
Making 
You can make it easy and simple 
work, just as they do in the largest 
creameries. You can hare better cheese 
and butter—and always the same. Use 
HANSEN’S 
Dairy Preparations 
Prize winners and champions use ’em 
because they are simple to use, pure, 
concentrated and always dependable. 
llniii<rii'ft Bonnot Tablet* for elieost, 
making; <hoo»o OolorTnl>!ot»und Oniilxli 
Butter Color—pure vegetable colors used 
in finest creameries; Junket Buttermilk 
Tablets for ripolling milk or cream in 
cheese or butter making in the small dairy 
as well as for preparing delicious “butter¬ 
milk" at home. 
Ask for llunsen's at all drug or grocery 
stores or write us direct. 
Send for prices, and valuable free litera¬ 
ture on cheese making. 
Chr. Hansen’s Laboratory 
Milwaukee, Wis. Little Falls, N. Y. Phila., Pa. 
MADE with MILK 
Housewives serve Junket the Food Dessert 
Made with milk and Hansen's Junket Tablets. 
Makes the Finest Ice Cream 
E a DM lamp or 
Hf\ll LANTERN 
LANTERN 
Akron Gua Lamps and Lanterns 
make best, cheapest light. Use gas¬ 
oline. Simple, dependable J u, “ 
idbyxii! 
„ durable.; 
Pennittedby'insurance Companies. 
Oiveb 400-Candle Power 
Abundance of bright, clear, soft. 
Steady light—restful to eyes. Fully 
guaranteed. Agents Wanted. All 
or spare time. Outfit free. Exclti-/ 
uivo territory. Write for prices and |«nn 
FREE catalog. Sold at wholesale in J 
open territory. 
AKRON CAS LAMP CO.. 665 CAS BIDC,, AKRON. OHIO 
ClearYour Skin 
Save Your Hair 
Soup. Oint., Talcum 
2)0. each. Sample 
each of “Cuticura, 
Dept. P, Boiton." 
What Every Home 
Canner Should Have 
One of our Hi A HAM) POWER DOUBLE 
SKAMKKS. The only adjustable Hand Power 
Double Searner built that will seal all sizes of 
sanitary fruit and vegetable cans. Write forpnees 
and descriptive matter to Dept. K. 
HENNINGER & AYES MFG. CO., Portland, Ore. 
Builders of Steam Pressure Canning Outfits and Double Seamers 
Conserving Men's Clothing 
Part III. 
When darning must be done on the 
right side over a patch, wax .silk thread 
slightly: divide, and use one of the three 
strands, and a slender needle that xvill 
slip easily underneath the surface of the 
material, when taking two or three 
stitches—one underneath and one into 
the patch, with as few showing on the 
surface its possible. When approaching 
the oppbsite raw edge pass the needle 
Send for this Free Book, 
about the Ran^e designed 
by a Woman for Women 
After our experts had scientifically worked out the 
grate and flue system of this range so that it would 
cook and bake with the least amount of fuel, we had a 
practical cook put the finishing touches on the 
Sterling Range - 
The range that bakes a barrel of flour with one hod of coal 
She designed its graceful, plain lines so easy to keep clean and the polished 
top that never requires blacking. She ordered the extra big ash pan and 
slides to keep the ashes where they belong. She insisted on the hinged key 
plate that lifts up for feeding and broiling without the necessity of lifting the 
lids. She fixed the easy opening oven door. In fact, she put into this range 
just the things every woman wants and left out all the bothersome frills of 
the man made stove. 
Thousands of letters front women all over the coun¬ 
try tell how well she did her work. Mrs. Swan, 
of Horseheads, N. Y. writes: 
“Have found my Sterling satisfactory in every way. 
Have had occasion to use a number of different 
makes of ranges, but have found the Sterling the best 
for every purpose. , . , 
Takes very little coal, if grates are kept free of 
ashes. Drafts are easy to manage. Have been able 
to do most of my baking with drafts closed. Would 
not use any other range than the Sterling.” 
Over 60 years experience is back of every 
l» I Sterling Range. Send for the book and the 
name of the nearest dealer. 
SILL STOVE WORKS 
Rochester, N. Y. 
Makers of NP Sterling Furnace 
