1340 
The RURAL NEW-YORKER 
Law and Custom 
A Registered Government Bond 
To read The R. N.-Y. is generally my 
Sunday afternoon task, and so today I 
am at it, not much escaping my notice. 
■ Speaking about Liberty bonds, you say 
get them registered. What is the truth 
about this? How is it done, and how 
does it work? The loan agent called on 
me. I said, “Well, I have a little money 
at the bank just now, and I get 3V& per 
cent for it,” and from that he said, “You 
pay 1% per cent tax, so you now have 
two per cent left, but Uncle Sam pays 
you 4% per cent, and no tax.” I took 
#200 and said, “Now this makes me $500.” 
“That is the safest investment you ever 
made,” he said. “I don’t know about 
that,” I said. “How can I securely keep 
the bonds? They are as bad having to 
have in the house as so much cash.” “I 
would never keep them in the house,” he 
said. “I have almost $3,000, and I would 
never attempt to have that much money 
lying in the house, and a bond is for a 
thief almost equal to so much money.” 
“Well where then do you keep them?” 
“I have a little metal box,” he said, “In 
which to keep them in the vault of the 
bank.” I replied, “The bank vaults are 
full of those boxes, and all contain more 
or less bonds. The crooks know this. A 
short time ago robbers broke into the 
vault of Upper Sandusky, and got away 
with over $100,000 in bonds. They never 
attempted to open the bank’s strong box. 
The bonds were easy to get, and all they 
cared for. I have heard much about 
registering bonds. How does that work, 
and how is it done?” “Oh. I would never 
attempt to do that.” he said. “Then they 
will take your bond to Washington, send 
you a receipt for it, and send you tho 
interest regularly when due, but you can¬ 
not get hold of the bond again until it is 
due. Keep your bond in your own con¬ 
trol, then in case of need you can always 
sell it.” JULIUS JOHNSON. 
Ohio. 
A registered bond is like a deed to 
property, recorded with proper officials. 
No one can take the property till the 
owner signs it away before a proper wit¬ 
ness. In the case of Government bonds 
most any bank officer is a proper witness. 
Nor fire nor burglars nor carelessness can 
affect, title to real estate or to a registered 
bond. If one loses a deed he may be put 
to some inconvenience, but no loss. The 
same with a registered bond. If it is 
stolen or lost he may apply for a new one. 
The piece of paper called a registered 
bond does not convey the legal title to 
the bond. The legal title rests in the 
record on t’ Government books, and 
only the owner’s signature can change it. 
This he can do at any time, by signing his 
piece of paper, and having it sent to 
Washington through a banker. He must 
sign it before a bank officer who knows 
him. If anyone forges his signature it 
might cause temporary inconvenience, but 
no possible loss. The title to the bond 
is recorded in Washington, and cannot 
be changed except by the properly wit¬ 
nessed signature of the owner. He has 
no coupons to bother with. They mail 
him his interest checks regularly drawn 
to his order. 
The owner of a registered Government 
bond can go before a proper bank officer 
and have it changed for a coupon bond. 
when properly identified, at- any lime. He 
can also sell his registered bond at any 
time for cash. 
There may be in some cases a very 
small discount in selling registered bonds 
to brokers if one is in a hurry for cash— 
if this occurs it should be reckoned as a 
small payment for insurance. The pru¬ 
dent man carries fire, burglar or accident 
insurance, and it ought to be worth some¬ 
thing to know to an absolute certainty 
that one’s Government bonds cannot be 
stolen or lost under any and all circum¬ 
stances whatsoever—and can also be con¬ 
verted into cash or transferred to another 
at any time. w. B. w. 
terial deviation from the description in 
the deed. A variation up to as much as 
one-tenth has in some instances been held 
not to void the deed. In your case your 
neighbor seems to have been guilty of 
trespass in taking your fence and destroy¬ 
ing your trees, and is liable for the dam¬ 
age. If it is found that he has built his 
house over a part of your property he 
can be made to move it or pay you for the 
damage. If this was done by him pur¬ 
posely and is a detriment to you. and you 
feel it would be worth while, it would be 
advisable for you to go to the best lawyer 
available in your locality and let him ad¬ 
vise you on the matter. You should do 
this before taking the matter up with 
your neighbor. From the fact that the 
fence he destroyed was of the same ma¬ 
terial as that on your property it un¬ 
doubtedly belongs to you. If there are 
any boundary posts you should have an 
accurate survey made. 
Payment for Care of Insane 
Over two years ago my son became in¬ 
sane and was so bad he had to be sent 
away. At the time he was past 30 years 
old. I sent for the health officer arid he 
bad him sent to the St. Lawrence State 
Hospital by the poormaster of this town. 
I did not sign any papers and told the at¬ 
tendant who came after him that I would 
not pay for his board or clothes, but they 
sent me a bill for transportation charges, 
and since have been sending for clothing; 
also have regularly sent bill for board and 
medical attendance, lie had always had 
all he earned, and had spent it, so that 
he had nothing at the time he was sent 
away. I have not paid any of the bills 
sent, and would like your opinion whether 
I will have to pay them. m. 
New York. 
From the fact that the Application for 
commitment to a State hospital was made 
by the poormaster of your town, I judge 
that your sou was committ°d as a poor 
and indigent person, without means to 
pay for his support. The custody and care 
of the insane before commitment to an 
institution was formerly the charge of 
the poor officials of the municipality; 
these duties have now been transferred to 
the health officials, but it is still the duty 
of the poormaster to make an application 
for the commitment of a person without 
means to pay for his care, if the health 
officer so directs. 
As your son was of age when commit¬ 
ted, I do not see how you can be required 
to pay for his support, though if he were 
not of age and the authorities considered 
you able to pay, you might be required to 
do so. The fact that the officials of the 
State hospital have not attempted to en¬ 
force collection of the bills that they 
September 13, 1910 
have sent you would indicate that they 
do not consider them collectible, though it 
is hard to understand, under the condi¬ 
tions you describe, why they should send 
any bills at all. m. b. d. 
Controlling Thistles 
I notice the discussion of Canada this¬ 
tles on page 1248, answering It. S. M. 
On reclaimed clam flats, very moist and 
producing good crops of grass, but con¬ 
taining little but pure sand and gravel, 
two annual cuttings appear to have rid 
the l&rd of thistle. The land has not be?n 
plowed for years, and what plowing might 
show is a question. e. s. small. 
Cape Cod, Mass. 
Glycerine Dilution 
May T make a suggestion regarding the 
“rose w. ei” and glycerine, giving our 
method of preparation? Put into a bott.a 
the desired quantity of glycerine and add 
an equal amount of soft water, and shake 
thoroughly. With the addition of a few 
drops of one’s favorite perfume it is 
ready for use and one does not have to 
pay a druggist a fancy price for holding 
a bottle under his water ^aucet. F. c. c. 
Daughter (looking up from her nov¬ 
el) : “Papa, in time of trial, what do you 
suppose brings the most comfort to a 
man?” Papa (who is a newly appointed 
magistrate) : “An acquUtal, I should 
think.”—New York Globe. 
“More or Less” in Deed 
Will you explain the meaning of “more 
or less” as written in a deed? I bought 
a lot; the deeds says 86 ft. more or less. 
After I had bought the lot several years 
a man on the next lot built a house which 
is inside the line of 86 ft. The founda¬ 
tion is two or three inches, the windows 
and gables stick over from 38 in. to 2 ft. 
There was a picket fence about 2 ft. in¬ 
side the S6-ft. line, and this man has 
taken it down. On one end he has made 
a gate so he can walk along my land. He 
also destroyed two plum trees and some 
rose bushes. He has not asked nor said 
a word about it to me. When he bought 
his lot and built his house he did not have 
a surveyor lay it out. The man he bought 
his lot from owns the next house and he 
is in on his neighbor about 2 ft., while 
between the two houses they have left 
about 15 or 20 ft. They could easily 
have left a couple of feet on the outside. 
Does not the fence belong to me, as it 
was wholly on my lot, and is the same as 
the material in the fence on the 86 ft. 
side? The person I bought my land from 
is dead, so I cannot find out who built it. 
Troy, N. Y. j. j. b. 
These words “more or less” mean just 
that—a little more than described in the 
deed or a little less would under ordinary 
circumstances not be held to be u ina- 
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